Microcredit and poverty. An overview of the principal statistical methods used to measure the program net impacts

The purpose of this paper is to examine di¤erent econometric approaches aiming to evaluate the impact of microcredit on poverty. Starting with a brief description of microcredit and the most common kinds of statistical biases connected to these studies, I describe the principal characteristics of Non-Randomized and Randomized approaches, in order to highlight strengths and weaknesses concerning the application of such methodologies.Microcredit, poverty, program impact, randomized approach, non-randomized approach.

Formal and informal sectors: Interactions between moneylenders and traditional banks in the rural Indian credit market

This paper describes, through a theoretical approach, the interactions between institutional lenders and local moneylenders, and how these affect the rural credit market. It evaluates the effects produced by the introduction of "spillovers" in a rural credit market with rationing in which banks and moneylenders interact simultaneously while working in distinct segments. Due to the strong and consolidated social ties, it is probable that the spread of knowledge concerning potential debtors comes about in targeted and rapid way with reduced costs for the lenders as well.

Overseas general practitioners (GPs) and prescription behaviour in England

The UK imports many doctors from abroad, where medical training and experience may differ. This study aims to understand how drug prescription behaviour varies in English GP practices with higher shares of foreign-trained GPs. Results indicate that in general practices with a high proportion of GPs trained outside the UK, there are higher prescriptions for antibiotics, mental health medication, analgesics, antacids, and statins, while controlling for patient and practice characteristics. However, we found no significant impact on pa- tient satisfaction or unplanned hospitalisations, suggesting that this behaviour may be due to over-prescribing. Identifying differ- ences in prescribing habits amongst GPs is crucial in deter- mining best policies for ensuring consistent services across GP practices and reducing health inequalities

Overseas general practitioners (GPs) and prescription behaviour in England

The UK imports many doctors from abroad, where medical training and experience may differ. This study aims to understand how drug prescription behaviour varies in English GP practices with higher shares of foreign-trained GPs. Results indicate that in general prac- tices with a high proportion of GPs trained outside the UK, there are higher prescriptions for antibiotics, mental health medication, analgesics, antacids, and statins, while controlling for patient and practice characteristics. However, we found no significant impact on pa- tient satisfaction or unplanned hospitalisations, suggesting that this behaviour may be due to over-prescribing. Identifying differences in prescribing habits amongst GPs is crucial in deter- mining best policies for ensuring consistent services across GP practices and reducing health inequalities

Who’s afraid of immigration? The effect of economic preferences on tolerance

This paper suggests that intergenerationally transmitted ancestral characteristics have a significant impact on attitudes toward immigration. Using a sub-population of second-generation immigrants from the European Social Survey (ESS), we find that historical and linguistic factors that contributed to weaker long-term orientation and higher risk aversion are associated with a greater concern, especially among medium- and low-skilled workers, about the economic consequences of immigration and the admission of poorer immigrants. The results are robust to alternative sample definitions, estimation methodology, a rich set of geographical controls, and several potential confounding factors at the country of origin level

Trends in inequality of opportunity in health over the life cycle: the role of early-life conditions

This paper explores the evolution of inequality of opportunity in the prevalence of chronic diseases along the life cycle and across different birth cohorts for individuals aged 50 or older and residing in 13 European countries. We adopt an ex-ante parametric approach and rely on the dissimilarity index as our reference inequality metric. In addition to a commonly used set of circumstances, we pay particular attention to the role of adverse early-life conditions, such as the experience of harm and the quality of the relationship with parents. In order to quantify the relative importance of each circumstance, we apply the Shapley inequality decomposition method. Our results suggest that inequality of opportunity in health is not stable over the life cycle - it is generally lower at younger ages and then monotonically increases. Moreover, it varies between different birth cohorts and is generally higher for younger individuals than for older age groups. Finally, the contribution of adverse early life conditions ranges between 25% and 45%, which is comparable to the share of socio-economic circumstances but significantly higher than the relative contribution of other demographic characteristics, especially at younger ages

Economics of Adverse Childhood Treatment

The individuals’ well-being throughout their entire lives depends on their initial inherited endowments, on their/their parents’ subsequent investments and actions as well as on the environment in which they grow, act, and live. The recent literature in various fields, starting with the epidemiological/psychological one but also the sociologic and economic research, point out that early life (childhood and adolescence) is crucial in determining a set of late life outcomes, from health to education, socioeconomic status, income, etc. In this sense, adverse events/trauma in these life stages become of paramount importance since, from an economics perspective, they can be assimilated to “negative” investments. Indeed, a continuously extending literature documents that adverse childhood and adolescence experiences (ACEs) are associated with poor physical and mental health, unhealthy life styles, poor schooling performances, lower levels of education, higher unemployment, and lower income, with extremely high economic burden for the individuals and the society. Such evidence calls for sound and targeted policy interventions that to prevent adverse events in early offspring’s lives and to mitigate and correct as much as possible the negative effects for those children that were subject to trauma

Online health information seeking behavior, healthcare access, and health status during exceptional times

Online health information seeking behavior (e-HISB) is becoming increasingly common and the trend has accelerated as a result of the COVID-19 pandemic when individuals strongly relied upon the Internet to stay informed by becoming exposed to a wider array of health information. Despite e-HISB having become a global trend, very few empirical investigations have analyzed its potential influence on healthcare access and individuals’ health status. In this paper, we try to fill this gap. We use data from the second SHARE Corona Survey, supplemented with data from the previous 8th wave of SHARE, and estimate a recursive model of e-HISB, healthcare access, and individuals’ health status that accounts for individuals’ unobserved heterogeneity. Our findings suggest that e-HISB can empower individuals to better understand health concerns, facilitating improved health condition management. However, e-HISB can also trigger a chain reaction, as navigating vast amonts of online health information can heighten fear and anxiety. This increased anxiety may lead to higher utilization of medical services, adversely affecting individuals' perceptions of their health

Adverse childhood experiences and risk behaviours later in life: Evidence from SHARE countries.

In this paper we investigate whether exposure to adverse experiences during childhood such as physical and emotional abuse affects the likelihood of unhealthy habits and separately the insurgency of chronic diseases and disabilities later in life. The novelty of our approach consists in exploiting the recently published data on adverse childhood experiences for 19 SHARE countries, which enables us to account for country-specific heterogeneity and investigate the long-run effects of exposure to adverse early-life circumstances on risk behaviour such as smoking, drinking, overweight and obesity. Our results highlight a significant positive effect of exposure to adverse childhood experiences (ACEs) on the probability of unhealthy lifestyles as well as on the insurgency of chronic diseases and disabilities in the long run