The Impact of Investment Decision Quality of Islamic Banks in Bangladesh: A Critical Review

The study investigates investment decision quality of Islamic banks in Bangladesh. Five financial ratios are selected for measuring investment performances of selected banks. Deposits and credits do not always ensure better profitability performance and operational efficiency and asset utilization. CAR and Tire_1 ratio do not differ significantly at Islamic banks in last five years. The researchers have found that there is a satisfactory improvement in bank’s credit quality in last five years despite of certain fluctuations. It is also worth mentioned that investment quality of Islamic banks is much better than that of conventional banks in Bangladesh. Key words:  Investment decision, LSRNPL , LSRTL, Bangladesh

Credit Exposure and Lending Decision Quality of Private Commercial Banks in Bangladesh: An Empirical Analysis

The main focus of this paper is to examine empirically the level of credit exposure and lending decision quality of local private commercial banks in of Bangladesh during the period of 2007-2011. Five financial ratios are selected for measuring credit performances of selected banks. By applying one way ANOVA it is found that NPLTL. LSRTL and LSRNPL ratios differ significantly while CAR and Tire_1 ratio do not differ significantly between conventional banks and Islamic banks in last five years. The empirical study also found that there is a satisfactory improvement in banks’ credit quality in last five years despite of certain fluctuations. It is also worth mentioned that level of credit exposure and quality of Islamic banks is much better than that of conventional banks in Bangladesh in last. Keywords: Credit Exposure, Lending decision, Non-performing loan, Capital Adequacy rati

Hyperuricemia Is Independently Associated with Coronary Heart Disease and Renal Dysfunction in Patients with Type 2 Diabetes Mellitus

AIMS: To investigate the relationship between hyperuricemia (HUA) and the clinical backgrounds in Japanese patients with type 2 diabetes mellitus. METHODS: After a cross-sectional study evaluating the association of HUA with the clinical characteristics in 1,213 patients with type 2 diabetes mellitus, the estimated glomerular filtration rate (eGFR) and the incidence of diabetic macroangiopathies was investigated in a prospective observational study in 1,073 patients during a 3.5 year period. HUA was defined by serum uric acid levels >327 μmol/L or as patients using allopurinol. RESULTS: The frequency of HUA was significantly higher in the diabetic patients (32% in men and 15% in women) than in the normal controls (14% in men and 1% in women). In total, HUA was found in 299 (25%) of the patients during the cross-sectional study. Even after adjusting for sex, drinking status, treatment for diabetes mellitus, body mass index, hypertension, use of diuretics, hyperlipidemia, HbA1c and/or the eGFR, the HUA was independently associated with some diabetic complications. The eGFR was significantly reduced in HUA patients compared to those with normouricemia in the 12 months after observation was started. HUA was also an independent risk factor for coronary heart disease even after adjustment in the Cox proportional hazard model. CONCLUSIONS: HUA is a associated with diabetic micro- and macroangiopathies. HUA is a predictor of coronary heart disease and renal dysfunction in patients with type 2 diabetes mellitus. However, the influence of HUA is considered to be limited

Technical and economic evaluation for off-grid hybrid renewable energy system using novel bonobo optimizer

202212 bckwVersion of RecordPublishe