Do newspaper articles on card fraud affect debit card usage?

This paper investigates the impact of newspaper publications about debit card skimming fraud on debit card usage in the Netherlands using daily information from January 1st 2005 to December 31st 2008. Time-series analyses are employed to assess the daily fluctuations in aggregate debit card usage. The results show that newspaper articles that somehow make mention of the phenomenon of skimming fraud significantly affect the number of debit card payments. The direction of the effect depends on the type of skimming fraud addressed. Newspaper articles on fraud at points-of-sale (POS) and ticket machines depress the number of debit card payments. News on ATM fraud, by contrast, has a positive effect on debit card payments. This indicates that the temporarily created fear for using the debit card at the ATM is not automatically translated into fear for using the debit card at the POS. Instead, ATMs and POS terminals are perceived as substitutes. Although significant, all media effects found are relatively small in comparison with other factors such as calendar and holiday effects and daily rainfall. Moreover, the effects only last for one day, with consumers immediately reverting back to their regular payment behaviour. This corresponds to earlier results found in other research fields and suggests that consumers’ confidence in the debit card is relatively sturdy and not easily affected. Moreover, it might be an indication of consumers having a short memory when it comes to newspaper articles. JEL Classification: C22, C23, D12, E21Debit card, fraud, media communication, payment behaviour

Impatience among Preschool Children and their Mothers

Using experimental data of children and their mothers, this paper explores the intergenerational relationship of impatience. The child's impatience stems from a delay of gratification experiment. Mother's impatience has been assessed by a choice task where the mothers faced trade-offs between a smaller-sooner and a larger-later monetary reward with a delay of six or twelve months. The findings demonstrate an intergenerational relationship in short-run decision making. Controlling for mother's and child's characteristics the child's impatience at preschool age is significantly correlated with the six month maternal reservation interest rate.time preferences, impatience, intergenerational transmission, field experiments

The Relationship Between Young Alumni Participation and Giving

This study sought to determine the relationship between young alumni participation in alumni association sponsored events and young alumni giving through the research questions (a) is there a relationship between young alumni participation and giving to the university?; and (b) is the giving behavior of young alumni who are donors to the university affected by attendance at alumni association events? This study utilized a univariate analysis of variance (ANOVA) analysis with three separate dependent variables: pre-event giving, post-event giving, and total giving. The independent variables were factors describing specific young alumni behaviors: (a) attend but do not give, (b) do not attend but give, and (c) attend and give. Each of the three models were significant at p ≤ .001. When the effect of event attendance was compared to post-event giving, young alumni who attended an event in fiscal year 2014 – 2015 gave an average of $164.42 in the three years following attendance, compared to the three year average giving of$77.26 of those who did not attend an event, confirming the first research question. The giving behaviors of young alumni who are already donors is positively affected by event attendance. Young alumni who were already donors and subsequently attended an event give at a much higher level post-event. Additionally, all three of the dependent variables were significantly correlated with each other and total attendance shows an increasingly significant positive relationship between pre-event giving (r = .357), post-event giving (r = .433), and total giving (r = .581), demonstrating that young alumni event attendance and giving are significantly correlated

Senior Capstone Lecture Recital: Matthias Kosse

Senior Capstone Lecture Recital featuring Matthias Kosse.https://digitalcommons.kennesaw.edu/musicprograms/2428/thumbnail.jp

When the Internet Becomes X-Rated: Creating an Ethical Climate for Technology in Catholic Schools

Pornography is the number-one business on the Internet, yet the very same Internet can be a valuable source of knowledge for all students. Educational leaders face many challenges in bringing the Internet into classrooms. This article reviews recent and relevant case law on Internet access in schools, offers guidance about the writing of effective acceptable use policies, and concludes with advice to Catholic school teachers and administrators on creating an ethical climate while fully using available technology