Do You Agree or Disagree on Family Spending?

A study of conflicts between husbands and wives in making decisions on uses of funds provides some clues for looking into and overcoming some of the financial conflicts you may have in your own family situation

Farm Income and Costs - 1951

Average net income on 988 Iowa farms dropped from $11,360 in 1950 to$8,958 in 1951. This was a 21 percent drop. And why the decline? Increased feed costs without a corresponding rise in livestock prices, lower crop yields and higher operating costs

Credit - Tool or Trap?

Your attitudes toward credit probably affect how you buy, what you buy and when you buy. Use of credit may come natural to you- the charge account at the store, the deferred dental bill or cattle loan. Or, for various reasons you may be wary of credit

Consumer Credit - Using It Wisely

For any family, credit can be a tool, trap or just handy to have around. We talked about this in the February issue of Iowa Farm Science. We suggested factors to consider in combining credit for family living (consumer credit) and for farm operation (production credit). We pointed out ways in which wise use of credit could increase farm income, family living levels and over-all family satisfaction

Production Credit - Friend of Foe?

Most farm families are familiar with production credit. But there are still problems of when to borrow, how much, from whom and for what purpose. Here are some guideposts you may find useful in making decisions

What Type of Farms Fared Best in 1955?

Past experience isn\u27t always the best guide to the future. But here\u27s an indication of how different types of farms fared in 1955. A more complete summary of the 1955 farm record analysis will be published in the near future

Use of credit by farm families in southern Iowa and northern Missouri

Changing economic and social conditions necessitate adjustment by farm families. For many families, increased farm size and rising levels of consumption have resulted in larger outlays for the farm business as well as for family living. Increasingly, farm families have turned to credit to augment their own funds. Therefore, more information is needed about the extent to which credit is used, the uses to which credit is put and the association, if any, between credit use and selected family and economic characteristics. Such information should be useful to extension educators working with farm families in educational programs, to governmental policymakers or legislators who influence the legal framework affecting lending practices and to lending institutions interested in providing greater service to their clientele.https://lib.dr.iastate.edu/specialreports/1032/thumbnail.jp

Field Cure, Barn Cure or Make Silage?

Field-cured hay often is rain-damaged-increasing field losses and cutting protein and carotene content. You may want to use improved harvesting methods to reduce such losses. If so, here are the alternatives and what to consider