PENGARUH KUALITAS PENERAPAN GOOD CORPORATE GOVERNANCE DAN RISIKO PEMBIAYAAN TERHADAP PROFITABILITAS PERBANKAN SYARIAH

Penelitian ini bertujuan untuk Menganalisis pengaruh kualitas penerapan Good Corporate Governance terhadap profitabilitas Bank Umum Syariah dan Menganalisis pengaruh Risiko Pembiayaan terhadap Profitabilitas Bank Umum Syariah. Penelitian ini menggunakan data sekunder dari laporan keuangan bank syariah yang dipublikasikan Bank Indonesia dan Laporan GCG Tahunan Perbankan tahun 2010 - 2013. Teknik yang digunakan dalam pengambilan sampel adalah purposive sampling dan diperoleh 10 Bank Umum Syariah dengan total sampel 39 Bank Umum Syariah. Profitabilitas (Variabel Dependen) dalam penelitian ini diproksikan dengan Return on Assets (ROA). Sedangkan Variabel Independen ini adalah Kualitas Penerapan Good Corporate Governance yang didapatkan dari Nilai Komposit Self Assessment Laporan GCG Tahunan Perbankan Syariah, dan Risiko Pembiayaan yang diproksikan dengan Non Performing Finance (NPF). Pengaruh dan hubungan ketiga variabel diuji dengan menggunakan analisis regresi berganda. Hasil Uji T menunjukkan bahwa Kualitas Penerapan Good Corporate Governance berpengaruh negatif dan signifikan terhadap profitabilitas perbankan syariah. Risiko Pembiyaan berpengaruh negatif dan signifikan terhadap Profitabilitas Perbankan Syariah. Sedangkan dari Hasil Uji F menunjukkan Kualitas Penerapan Good Corporate Governance dan Risiko Pembiayaan berpengaruh positif signifikan terhadap Profitabilitas Perbankan Syariah. Dengan demikian, hipotesis dalam penelitian ini terbukti. ******************* The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis . T-test results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven

PENGARUH KUALITAS PENERAPAN GOOD CORPORATE GOVERNANCE DAN RISIKO PEMBIAYAAN TERHADAP PROFITABILITAS PERBANKAN SYARIAH

Ferly Ferdyant. The Influence of Quality Implementation of Good Corporate Governance and Non Performing Finance toward Islamic Banking Profitability. Economics Faculty State University of Jakarta. 2014. The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis . T-test results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven

Pengaruh Kualitas Penerapan Good Corporate Governance dan Risiko Pembiayaan terhadap Profitabilitas Perbankan Syariah

The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis.  T-test SPSS results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test SPSS results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven.The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis.  T-test SPSS results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test SPSS results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven