Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment

We report results from a large randomized natural field experiment conducted in southwestern China in the context of insurance for sows. Our study sheds light on two important questions about microinsurance. First, how does access to formal insurance affect farmers' production decisions? Second, what explains the low takeup rate of formal insurance, despite substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers' tendency to raise sows. We argue that this finding also suggests that farmers are not previously insured efficiently through informal mechanisms. We also provide several pieces of evidence suggesting that trust, or lack thereof, for government-sponsored insurance products is a significant barrier for farmers' willingness to participate in the insurance program.Microinsurance; Trust, Natural Field Experiment

Adaptive Communications in Collaborative Perception with Domain Alignment for Autonomous Driving

Collaborative perception among multiple connected and autonomous vehicles can greatly enhance perceptive capabilities by allowing vehicles to exchange supplementary information via communications. Despite advances in previous approaches, challenges still remain due to channel variations and data heterogeneity among collaborative vehicles. To address these issues, we propose ACC-DA, a channel-aware collaborative perception framework to dynamically adjust the communication graph and minimize the average transmission delay while mitigating the side effects from the data heterogeneity. Our novelties lie in three aspects. We first design a transmission delay minimization method, which can construct the communication graph and minimize the transmission delay according to different channel information state. We then propose an adaptive data reconstruction mechanism, which can dynamically adjust the rate-distortion trade-off to enhance perception efficiency. Moreover, it minimizes the temporal redundancy during data transmissions. Finally, we conceive a domain alignment scheme to align the data distribution from different vehicles, which can mitigate the domain gap between different vehicles and improve the performance of the target task. Comprehensive experiments demonstrate the effectiveness of our method in comparison to the existing state-of-the-art works.Comment: 6 pages, 6 figure

Magnetic phase diagram of Fe1.1Te1-xSex: A comparative study with the stoichiometric superconducting FeTe1-xSex system

We report a comparative study of the series Fe1.1Te1-xSex and the stoichiometric FeTe1-xSex to bring out the difference in their magnetic, superconducting and electronic properties. The Fe1.1Te1-xSex series is found to be magnetic and its microscopic properties are elucidated through Moessbauer spectroscopy. The magnetic phase diagram of Fe1.1Te1-xSex is traced out and it shows the emergence of spin-glass state when the antiferromagnetic state is destabilized by the Se substitution. The isomer shift and quadrupolar splitting obtained from the Moessbauer spectroscopy clearly brings out the electronic differences in these two series.Comment: 6 pages, 9 figure

Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment

We report results from a large randomized natural field experiment conducted in southwestern China in the context of insurance for sows. Our study sheds light on two important questions about microinsurance. First, how does access to formal insurance affect farmers' production decisions? Second, what explains the low takeup rate of formal insurance, despite substantial premium subsidy from the government? We find that providing access to formal insurance significantly increases farmers' tendency to raise sows. We argue that this finding also suggests that farmers are not previously insured efficiently through informal mechanisms. We also provide several pieces of evidence suggesting that trust, or lack thereof, for government-sponsored insurance products is a significant barrier for farmers' willingness to participate in the insurance program.