35,414 research outputs found

    Signaling Credit-Worthiness: Land Titles, Banking Practices and Access to Formal Credit in Indonesia

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    It is often suggested that the poor are credit-rationed due to their lack of formal collateral. Using a household survey from Indonesia, we estimate the impact of having a land title on formal credit access. Adopting an instrumental variable approach, we find that having a formal title significantly increases a household's probability of ever having had a formal loan and the observed loan amount. Why land titles increase access to credit is still not clear. Incorporating data from a unique survey of bankers in Indonesia, we will argue that possessing a formal title increases a household's incidences of formal credit not because the value of the title as collateral but because of what possessing a title signals about the household to the banker. We apply a simple model of contract choice to show how title can act as an indirect signal.Land Economics/Use,

    The Effects of Early Maternal Employment on Child Development in the UK

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    This paper uses data from the ALSPAC cohort of 12000 births to explore the effects of early maternal employment on child cognitive and behavioural outcomes. The results indicate that full time maternal employment begun in the 18 months after childbirth has small negative effects on later child outcomes. Part-time work and work begun later than 18 months, however, do not seem to have any adverse consequences. We explore the issue of whether our results are biased by unobserved heterogeneity but find no evidence that our results are sensitive to the inclusion of controls for a wide range of background factors. We conduct sub-group analyses to investigate whether certain groups may be more vulnerable to the effects of early full time maternal employment than others. This paper also explores the mechanisms linking maternal employment to children's development. The mechanisms examined relate to the parenting behaviours of the mother and father, breastfeeding behaviour, maternal tiredness and stress, household income and the use of non-maternal childcare. We find that a number of factors work to minimise the effect of mothers' labour market participation on their children. Fathers are significantly more involved in child rearing in households where mothers return to work early and this more equal division of parenting has strongly beneficial effects on later child outcomes. Negative employment effects are concentrated in those families where mothers work full time and also rely on unpaid care by a friend or relative. The use of paid childcare protects children from these negative effects and attendance at a centre-based provider may actually lead to better cognitive outcomes than if the child were at home with a non-working mother.maternal employment, child development

    Understanding the Relationship between Parental Income and Multiple Child Outcomes: a decomposition analysis

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    In this paper we explore the association between family income and children’s cognitive ability (IQ and school performance), socio-emotional outcomes (self esteem, locus of control and behavioural problems) and physical health (risk of obesity). We develop a decomposition technique that allows us to compare the relative importance of the adverse family characteristics and home environments of low income children in accounting for different outcomes. Using rich cohort data from the UK we find that poor children are disadvantaged at age 7 to 9 across the full spectrum of outcomes, the gradient being strongest for cognitive outcomes and weakest for physical health. We find that some aspects of environment appear to be associated with the full range of outcomes - for example, maternal smoking and breastfeeding, child nutrition, parental psychological functioning. We also find some some aspects of the environment of higher income households hinder child development. We conclude that many aspects of growing up in poverty are harmful to children’s development, and that narrowly-targeted interventions are unlikely to have a significant impact on intergenerational mobility.Child outcomes, income, pathways, mediating factors

    Expenditure Patterns Post-Welfare Reform in the UK: Are Low-Income Families Starting to Catch Up?

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    In this paper we provide evidence on how the UK government’s welfare reforms since 1998 have affected the material well-being of children in low-income families. We examine changes in expenditure patterns and ownership of durable goods for low- and higher-income families between the pre-reform period (1995-1998) and the post-reform period (2000-2003), using data from the Family Expenditure Survey. The methodological approach is a difference-in-difference-in-difference analysis that exploits the fact that age variation in the reforms favoured low-income families over higher-income ones and families with children age under 11 over those with older children. We find that low-income families with children are catching up to more affluent families, in their expenditures and their possession of durable goods. Moreover, expenditures on child-related items are increasing faster than expenditures on other items.child poverty; family expenditures; welfare reform; difference-in-difference

    Understanding the relationship between parental income and multiple child outcomes: A decomposition analysis

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    In this paper we explore the association between family income and children's cognitive ability (IQ and school performance), socio-emotional outcomes (self esteem, locus of control and behavioural problems) and physical health (risk of obesity). We develop a decomposition technique that allows us to compare the relative importance of the adverse family characteristics and home environments of low income children in accounting for different outcomes. Using rich cohort data from the UK we find that poor children are disadvantaged at age 7 to 9 across the full spectrum of outcomes, the gradient being strongest for cognitive outcomes and weakest for physical health. We find that some aspects of environment appear to be associated with the full range of outcomes - for example, maternal smoking and breastfeeding, child nutrition, parental psychological functioning. We also find some some aspects of the environment of higher income households hinder child development. We conclude that many aspects of growing up in poverty are harmful to children's development, and that narrowly-targeted interventions are unlikely to have a significant impact on intergenerational mobility.child outcomes, income, pathways, mediating factors

    East Kent maternity services review

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    Background to Report: This document presents the results of an analysis of the responses to the formal public consultation on east Kent maternity services which took place over a 14 week period from 14th October 2011 to 20th January 2012. The consultation was conducted by NHS Kent and Medway, and the data gathered was analysed independently by the Centre for Nursing and Healthcare Research at the University of Greenwich

    Participant satisfaction with Youth Justice Conferencing

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    Aims: To evaluate offender and victim satisfaction with New South Wales (NSW) Youth Justice Conferences (YJCs) immediately after conference participation and to re-assess victim satisfaction 4 months after the conference date.Method: A self-report survey designed to assess satisfaction with YJCs was completed by 263 offenders and 141 victims immediately following their participation in a NSW YJC. Additionally, 96 victims also participated in a phone-based survey 4 months after the conference.Results: When asked immediately following the conference, more than 85 per cent of offenders and victims reported being ‘satisfied’ or ‘very satisfied’ with most aspects of the conference. High levels of satisfaction with conferencing were also reported by victims 4 months after the conference. For some measures, however, the percentage of victims who were ‘satisfied’ or ‘very satisfied’ was not as high at the 4-month follow-up, as it was in the baseline survey. The aspect of conferencing that victims at the 4-month follow-up reported the least satisfaction with was the lack of feedback they received from conference staff about the offender’s completion of the outcome plan. Fewer than half of the victims were ‘satisfied’ or ‘very satisfied’ with this part of the conference.Conclusion: The results of this study suggest that offender and victim satisfaction is high immediately following a YJC. Even 4 months after a YJC, victim satisfaction with most aspects of conferencing remains high. Satisfaction levels may be increased still further if, at some point prior to the end of the statutory time-period for completing the plan, victims were provided with feedback about the offender’s progress towards completing the outcome plan. Further research also needs to be conducted comparing victim satisfaction following a conference with victim satisfaction following a court appearance

    The Social Return on Investment (SROI) of the Master Gardener Programme

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    Background Garden Organic’s volunteer mentor network team coordinates and manages a number of programmes each designed to promote the core principles of organic horticulture and the benefits that composting and growing your own produce can bring
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