Research on Mode and Risk Prevention of Agricultural Supply Chain Finance based on E-commerce

The rapid development of e-commerce has a profound impact on agricultural supply chain finance (ASCF), which is of great significance to enhance the resilience of agricultural economic development, realize the poverty alleviation effect of agricultural enterprises, integrate agricultural supply chain resources and solve the financing difficulties of agricultural enterprises. We analyze the participants and functions of the ASCF mode based on e-commerce, and the contract framework of various participants when they operate in the ASCF platform in this paper. Based on the agricultural industry chain, we analyze the operation process of accounts receivable financing mode, inventory financing mode and prepayment financing mode based on E-commerce. Finally, in view of the natural risks, credit risks, logistics risks, technical risks and legal risks that may exist in ASCF based on e-commerce, the corresponding countermeasures are put forward from the aspects of dispersing natural risks, building digital credit risk assessment system, building agricultural logistics network system, improving technical risk monitoring system, and improving relevant laws and regulations policy recommendations

Research on agricultural supply chain finance supporting sustainable poverty reduction under the background of digital technology

From the perspective of financial services, management services and coordination services, this paper analyzes the internal mechanism of agricultural supply chain finance (ASCF) to help sustainable poverty reduction (SPR). The internal and external driving forces of ASCF for SPR are also explored. Among them, the internal driving forces include industrial upgrading and financial transformation; External driving forces include technological change, policy guidance and market drive. Based on the background of digital technology, the green agricultural supply chain finance (GASCF) model has been innovatively proposed. We mainly analyze the core elements and platform structure of GASCF, and focus on the process design and key points of the three modules of the GASCF platform: risk control port, credit port and capital port. Finally, we analyze the practical difficulties of green agricultural supply chain finance in helping sustainable poverty reduction, such as the lack of comprehensive management ability of the organization, the insufficient application of digital technology, the imperfect institutional environment and the lack of compound talents. And we put forward accordingly a four in one path of GASCF helping SPR, which is Government standardizing and leading, assistance from financial institutions, driven by industry subjects and Co governance of Social Service

Research on the Realization Path of Intelligent Logistics in the “New Retail” Era

New retail is the product of innovation and transformation of e-commerce, physical retail and modern logistics. New retail relies on omni-channel logistics based on supply chain integration, order-driven precise logistics service and high intensity urban distribution carrying capacity, which has brought huge impacts and development opportunities to the logistics industry. At present, there are limitations in China\u27s intelligent logistics, both in terms of logistics infrastructure construction, logistics information services, and regulatory guarantee systems, which restrict the development of new retail . In order to realize the high-quality support of new retail by intelligent logistics, a trinity of intelligent logistics construction path of government guidance, market leadership, and social co-governance is proposed. We should accelerate the construction of intelligent logistics infrastructure under the guidance of the government, give full play to the leading role of the market to build an intelligent logistics information platform, and build a multi-security logistics security system through joint governance of all sectors of society to meet the overall objective of the high-quality support of logistics for new retail

Research on the application of smart supply chain finance in the financing of private scientific and technological enterprises in China

Supply chain finance (SCF) has experienced the development stages of offline SCF, online traditional SCF, and Internet SCF, and has developed to the stage of smart supply chain finance (SSCF) driven by digital technology in China. We analyze the theoretical framework of SSCF model from three aspects: loose coupling alliance organizational structure, visual operation and management process and symbiotic multi-agent coordination mechanism. In the financing of private scientific and technological enterprises, SSCF will show smart effects such as intelligent decision-making, harmonious service, penetrating management and digital risk control. Further, the process of SSCF providing financing services for private scientific and technological enterprises is designed. Finally, in view of the problems and challenges faced by private scientific and technological enterprises in the application of SSCF, we put forward countermeasures and suggestions from the aspects of expanding the dimension of smart transformation, building a perfect regulatory system and legal system, and strengthening the cultivation of compound talents in this paper

Supplier Concentration, Ownership Type and Trade Credit Financing: Based on the Empirical Evidence of Manufacturing Industry Listed Companies in China

Trade credit belongs to the scope of supply chain internal financing, which reflects the principal relationship between enterprises and suppliers. Based on the empirical data from a main board manufacturing industry companies of 2008-2018, we examine the influence of supplier concentration on trade credit financing in enterprises with different property rights in this paper. We find that the higher the concentration of suppliers, the less trade credit financing enterprises get from suppliers, indicating that the worry about “fleecing” and similar opportunistic behaviors reducing suppliers’ willingness to provide trade credit. We also find that the negative impact of supplier concentration on trade credit financing of non-state-owned enterprises is stronger than that of state-owned enterprises

Research on the Innovative Application of Digital Supply Chain Finance in Private Science and Technology Enterprises in China

Based on the comprehensive impact of digital technologies on supply chain finance in different application scenarios, we analyze operation procedures optimization and critical control points of four innovation modes about digital supply chain finance in private science and technology enterprises, which are digital supply chain finance model based on prepayment, digital supply chain finance model based on inventory pledge, digital supply chain finance model of based on accounts receivable and digital supply chain finance model of based on intellectual property pledge in this paper. At present, there are some problems in digital supply chain finance, such as weak risk control, inadequate technology application and imperfect legal system. In order to promote the efficient implementation of digital supply chain finance to private science and technology enterprises, the leading institutions of supply chain finance should attach importance to the governance strategies such as controlling the source of risk to avoid risk, accelerating the ecological innovation of digital technology enabling, and improving the legal system to regulate development

Research on Operation Mode and Risk Prevention of B2B Supply Chain Finance

B2B supply chain finance is the business innovation of e-commerce enterprises in the field of transforming supply chain finance. E-commerce platform, supply chain enterprises and service providers are important participants in B2B supply chain finance. Four flow coordination, credit enhancement, technology empowerment and win-win situation are the key elements of B2B supply chain finance. In view of the external environmental risks faced by the B2B supply chain finance operation at this stage and the structural risks, fund-side risks, technical risks and risks of collateral generated within the system, we put forward the formulation of external environmental risk early warning and response mechanism, the improvement of relevant legal system design, the scientific design of business processes, the strengthening of platform financial management, the improvement of technical application level and collateral supervision management system and other governance strategies in this paper

Mode Innovation of the “Belt and Road” Supply Chain Finance under the Background of Digital Technology

Supply chain finance (SCF) has the unique advantage of being close to the “Belt and Road” industrial chain. It can meet the investment and financing needs of the “Belt and Road” construction projects, improve the quality and efficiency of the financial services of the “Belt and Road” construction projects, promote the cooperation of the “Belt and Road” industry chain and build a global supply chain production and financing ecology. Comprehensively considering the operating conditions of the “Belt and Road” construction and the impact of digital technology on SCF, the “Belt and Road” SCF model is proposed. In terms of process design and key point layout, an innovative reconstruction of the “Belt and Road” SCF model based on debt asset pledge, movable property pledge and intangible asset pledge is carried out. Further, in view of the problems in the current digital SCF to support SMEs to participate in the construction of the “Belt and Road”, such as inadequate comprehensive supply chain financial services, insufficient coordination of digital technologies, and asymmetric information between banks and enterprises, etc. We propose path design of the trinity of “government promotion, market leadership and social cogovernance” of the “Belt and Road” SCF