Racial Justice in Housing Finance: A Series on New Directions

The enclosed essays speak from a range of diverse viewpoints to explore how housing finance can be harnessed towards the ends of residential integration, equitable investment, and housing security, rather than purely for profit. Our authors offer ideas across a spectrum of proposed reforms. They describe how aspects of our current housing finance system derive from, or fail to correct for, our deep history of structural racism; they propose concrete steps toward re-engineering our current regulatory structure and housing programs to better advance equity, including addressing the particular harms of racial segregation; and they argue for expanded social housing and other visionary reforms