Critical generalized inverse participation ratio distributions

The system size dependence of the fluctuations in generalized inverse participation ratios (IPR's) $I_{\alpha}(q)$ at criticality is investigated numerically. The variances of the IPR logarithms are found to be scale-invariant at the macroscopic limit. The finite size corrections to the variances decay algebraically with nontrivial exponents, which depend on the Hamiltonian symmetry and the dimensionality. The large-$q$ dependence of the asymptotic values of the variances behaves as $q^2$ according to theoretical estimates. These results ensure the self-averaging of the corresponding generalized dimensions.Comment: RevTex4, 5 pages, 4 .eps figures, to be published in Phys. Rev.

Transactions Costs and the Viability of Rural Financial Intermediaries

In its attempt to examine the transaction cost of banks, this study develops a method of estimating transaction cost for each bank activity. It also explains the differences and the composition cost among commercial private development and rural banks. Results in this paper is hoped to improve the efficient functioning of the formal financial system.financial sector, rural sector, transaction cost, financial intermediaries

Dielectric response of Anderson and pseudogapped insulators

Using a combination of analytic and numerical methods, we study the polarizability of a (non-interacting) Anderson insulator in one, two, and three dimensions and demonstrate that, in a wide range of parameters, it scales proportionally to the square of the localization length, contrary to earlier claims based on the effective-medium approximation. We further analyze the effect of electron-electron interactions on the dielectric constant in quasi-1D, quasi-2D and 3D materials with large localization length, including both Coulomb repulsion and phonon-mediated attraction. The phonon-mediated attraction (in the pseudogapped state on the insulating side of the Superconductor-Insulator Transition) produces a correction to the dielectric constant, which may be detected from a linear response of a dielectric constant to an external magnetic field.Comment: 9 page

Transaction Cost and the Viability of Rural Financial Intermediaries

Recognition of a continuous improvement in the formal financial system is necessary for economic growth. Over the years, the government has been infusing cheap funds into the rural sector. Unfortunately, it overlooks a number of serious issues regarding bank’s transaction costs. This article develops a method of estimating transaction costs for each bank activity. It also explains the differences and the composition of transaction costs among commercial banks, rural banks and private development banks.financial system, banking system, commercial banks, transaction cost, deposit liabilities

Non-ergodic phases in strongly disordered random regular graphs

We combine numerical diagonalization with a semi-analytical calculations to prove the existence of the intermediate non-ergodic but delocalized phase in the Anderson model on disordered hierarchical lattices. We suggest a new generalized population dynamics that is able to detect the violation of ergodicity of the delocalized states within the Abou-Chakra, Anderson and Thouless recursive scheme. This result is supplemented by statistics of random wave functions extracted from exact diagonalization of the Anderson model on ensemble of disordered Random Regular Graphs (RRG) of N sites with the connectivity K=2. By extrapolation of the results of both approaches to N->infinity we obtain the fractal dimensions D_{1}(W) and D_{2}(W) as well as the population dynamic exponent D(W) with the accuracy sufficient to claim that they are non-trivial in the broad interval of disorder strength W_{E}<W<W_{c}. The thorough analysis of the exact diagonalization results for RRG with N>10^{5} reveals a singularity in D_{1,2}(W)-dependencies which provides a clear evidence for the first order transition between the two delocalized phases on RRG at W_{E}\approx 10.0. We discuss the implications of these results for quantum and classical non-integrable and many-body systems.Comment: 4 pages paper with 5 figures + Supplementary Material with 5 figure