Developing retirement living standards

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Experiences of living with visual impairment: matching income with needs

Experiences of living with visual impairment: matching income with need

A Minimum Income Standard for the UK 2008-2018: continuity and change

This is the 2018 update of the Minimum Income Standard for the United Kingdom, based on what members of the public think people need for an acceptable minimum standard of living. This report shows: the incomes different family types require in 2018 to meet the minimum standard; how this has changed in the ten years over which the Minimum Income Standards research has been conducted, and what this tells us about changes in society; and how changes in income requirements compare to trends in average incomes, in benefit levels, and in the incomes of people working for the minimum wage

A Minimum Income Standard for London 2018

The new Minimum Income Standard (MIS) London report shows that 41% of Londoners cannot afford a basic decent standard of living. MIS is the income that people need in order to achieve a minimum socially acceptable standard of living in the UK today. It is based on what members of the public think about essential goods and services, and those which enable genuine participation in society. The new report provides an updated cost of a minimum budget, required for a minimum standard of living, in Inner and Outer London. The research also calculated the difference in a minimum household budget between the capital and elsewhere in the UK. The update is based on what is happening to rents, public transport, childcare costs and wages. This is the fourth in a series of reports by researchers at the Centre for Research in Social Policy at Loughborough University and is funded by the Trust

The impact of COVID-19 on thinking about and planning for retirement

The impact of COVID-19 on thinking about and planning for retirement</p

Retirement living standards in the UK in 2021

Retirement living standards in the UK in 2021</p

UK benefit uptake among blind and partially sighted people

Summary: This new research shows a substantial deficit in the take-up of disability benefits among people who are registered blind or partially sighted due to multiple barriers, including poor communication and the challenge of getting to face-to-face appointments. Around one in four blind and partially sighted people (83,000) in the UK are not getting disability benefits they are entitled to.People in a low-income household face barriers to claiming disability benefits, while in other households, non-receipt of disability benefits will be the cause of their low income.People with sight loss in employment might be particularly susceptible to the barriers caused by welfare stigma and internalised guilt in claiming benefits. Those from ethnic minorities are more likely to face multiple barriers to receiving benefits, including difficulties with language and lack of knowledge and experience regarding the social security system.The findings highlight the ongoing need to identify and provide targeted support to specific groups within the blind and partially sighted population who are particularly vulnerable to disengagementwith the benefits system, while addressing clear structural barriers to claiming disability benefits in the wider population.</p

A Minimum Income Standard for the United Kingdom in 2020

This update of the Joseph Rowntree Foundation’s Minimum Income Standard (MIS) presents new research in which parents identified what families with children need now to meet material needs and participate in society. It considers the ability of low-income households to keep their heads above water, helped by temporary increases in Universal Credit and tax credits in response to COVID-19. The results show the extent to which these increases, combined with a higher National Living wage, can help low-income households move closer to a minimum, providing them with opportunities to build a better life. For working families, the results are encouraging; for those out of work, they represent an improvement for some families, but even those who benefit must still live with well below what members of the public consider an acceptable minimum

A minimum income standard for the UK in 2021

This report looks at the current levels of MIS and the extent to which people can achieve it based on benefits, Universal Credit and the National Living Wage. It also looks at preliminary research on how norms have been affected by the COVID-19 pandemic

A Minimum Income Standard for London 2020

This latest research looking at what is needed for a decent living standard in London focused on households with children. Groups of parents in Inner and Outer London discussed and detailed what these households need in order to have a minimum socially acceptable standard of living in 2020. While life for many Londoners was very different in 2020 than in previous years as a result of COVID-19, this research asked groups of parents to think about and reach consensus about minimum needs in a pre-pandemic London. Further work to understand the impact of COVID-19 on minimum living standards will be undertaken in 2021.This study also calculated the difference in a minimum household budget between the capital and elsewhere in the UK, and the implications of this difference for the adequacy of social security and wages. Finally, the findings of the research were used to look at the number of households falling short of meeting this minimum standard in the capital and how this has changed over time.</div