Model Alternatif Penyelesaian Sengketa Jaminan Fidusia Yang Objek Jaminan Dijual Oleh Debitur Berdasarkan Prinsip Keadilan Pada Bank Perkreditan Rakyat ( Study Kasus Di Bpr Di Malang )

This journal article discusses issues in compliance with Articles 21-23 Fiduciary Law, that the debtor does not have the right and authority to transfer or sell the object fiduciary (Car / Motorcycles) to a third party, but in reality at BPR Anugerah Dau Malang there are still cases of sale of fiduciary objects (Car / motorcycles) which have been pledged as security, sold by the Debtor to third parties without Proof of Ownership of Motor Vehicles (BPKB). The purpose of this study was to determine the dominant factors underlying debtor sells security object to a third party, to analyze the legal effect any of the sold object fiduciary assurance to third parties, to identify loopholes that must be taken or a model of alternative dispute resolution of bad loans with collateral fiduciary guarantee object sold by the debtor based on the principle of justice. The method used in this research is using Empirical Juridical, with sociological juridical approach. Based on the results of research conducted, that the factors that contributed to the problem of bad loans and sale of the fiduciary objects by the Debtor to a third party without Proof of Ownership of Motor Vehicles (BPKB) is economic necessity factors. There exists fraud element by a third party who runs the Debtor\u27s business, credit abuse, Debtor\u27s character, and funds used for other necessities. The legal consequences could be the injured party may demand for the realization of promises or other consequences in the agreement (for damages). Choosing alternative resolution settlement of bad debts dispute & the collateral object is sold by the Debtor under the counter with the negotiation method track

Rising rates of caesarean section: an indicator of defensive medicine practiced by obstetricians

Background: Defensive medicine can be in the form of excessive tests, procedures, surgeries, or visits by the doctors to primarily reduce their exposure to legal liabilities. It also includes avoidance of high risk patients or procedures.  Medical profession has been included under consumer protection act which has led in developing hostile environment for medical practitioners.  This has led to increase in defensive medicine. In obstetrics and gynaecology incorporation of defensive medicine can be scrutinized by observing trends in caesarean section.Methods: It is a retrospective study carried out for 1 year from January 2015 to December 2015. All patients in whom caesarean section was done were included in this study. Indications for which Caesarean section was done were studied and results were compared with similar studies in other hospitals.Results: Overall rate of caesarean section observed in this study was 43.3%. Incidence of caesarean section in primigravidae was 59.5%. Only 2.1% of the patients underwent trial of scar resulting in vaginal birth. Foetal distress was one of the most common indicatorsfor caesarean section and its detection was based on foetal cardiotocograph readings. Out of all patients taken for caesarean section due to foetal distress only 28.5% of the babies required neonatal intensive care admission. Rising trend towards caesarean section on maternal request was also seen.Conclusions: Current climate of high professional liability is detrimental to good patient care as defensive medicine provides less benefit and much harm. Practice of medicine should be safe and hassle free. For this, standard protocols should be made and followed and if practitioners are abiding with standard protocols they should be protected against litigation

Commentary on "Why Does Music Therapy Help in Autism?" by N. Khetrapal

Khetrapal reviews the literature on music and autism and stresses the need for a greater focus on the cognitive and neural mechanisms underlying both autism and music perception. I build upon this review and discuss the strong connections between speech prosody and emotion in music. These connections imply that emotion recognition training in one domain can influence emotion recognition in the other. Understanding of emotional speech is frequently impaired in individuals with ASD, so music therapy should be explored further as a possible treatment

PENGARUH GOOD CORPORATE GOVERNANCE DAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN SUBSEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2019

ILHAM BHATARA. Pengaruh Good Coporate Governance dan Corporate Social Responsibility Terhadap Nilai Perusahaan Pada Perusahaan Subsektor Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2018-2019. Skripsi. Jakarta. Program Studi Pendidikan Ekonomi. Konsentrasi Pendidikan Akuntansi. Fakultas Ekonomi. Universitas Negeri Jakarta. 2021. Penelitian ini bertujuan untuk menguji tentang pengaruh good corporate governance dan corporate social responsibility terhadap nilai perusahaan pada perusahaan subsektor perbankan yang terdaftar di Bursa Efek Indonesia periode 2018-2019. Pada penelitian ini, good corporate governance (GCG) diukur dengan menggunakan nilai komposit self assessment, corporate social responsibility (CSR) diukur dengan menggunakan indeks global reporting initiative (GRI), dan nilai perusahaan diukur dengan menggunakan price book value (PBV). Data penelitian ini diperoleh dari laporan tahunan (audited) seluruh perusahaan yang terdaftar di Bursa Efek Indonesia periode 2018-2019. Analisis yang digunakan untuk menguji pengaruh GCG dan CSR terhadap nilai perusahaan adalah dengan menggunakan analisis regresi linier berganda. Berdasarkan uji F diketahui bahwa secara simultan GCG dan CSR berpengaruh positif dan signifikan terhadap nilai perusahaan. Berdasarkan uji t diketahui bahwa secara parsial GCG memiliki pengaruh negatif signifikan terhadap nilai perusahaan dan CSR memiliki pengaruh positif yang signifikan terhadap nilai perusahaan. ILHAM BHATARA. The Effect Good Corporate Governance and Corporate Social Responsibility on Firm Value On Banking Subsector Companies Listed on the Indonesia Stock Exchange for the 2018-2019 Period. Thesis. Jakarta. Economic Education Study Program. Accounting Education Concentration. Faculty of Economic. Jakarta State University. 2021. This study aims to examine the effect of good corporate governance and corporate social responsibility on firm value on banking subsector companies listed on the Indonesia Stock Exchange for the 2018-2019 period. In this study, good corporate governance is measured using composite value of self assessment, corporate social responsibility is measured using index global reporting initiative (GRI), and firm value is measured using a price book value (PBV). The data of this study were obtained from annual reports (audited) of all companies listed on the Indonesia Stock Exchange for 2018-2019 period. The analysis used to test the effect of GCG and CSR on firm value is to use multiple linear regression analysis. Based on the F test it is known that simultaneous GCG and CSR have a positive and significant effect on firm value. Based on the t test it is known that partially GCG has an significant negative effect on dividend policy and CSR has a significant positive effect on firm value

Antimicrobial Sensitivity Pattern of Microorganisms Isolated from Vaginal Infections at a Tertiary Hospital in Bangalore, India

Background: The vagina contains dozens of microbiological species in variable quantities and is, therefore, considered a complex environment. Among the microorganisms, bacteria have important repercussions on women’s health. The present study was conducted to elucidate this type of vaginal isolates and their sensitivity towards currently used antibiotics. Methods: This was a retrospective study conducted at the Department of Obstetrics and Gynaecology, Sapthagiri Hospital, Bangalore, India from January 2012 to December 2013. All symptomatic women who had a high vaginal swab taken for culture and sensitivity testing were included in this study. Antibiotic susceptibility was tested using disc diffusion method (modified Kirby-Bauer’s method). The antibiotic sensitivity patterns of isolated microorganisms were studied. Results: Out of 200 patients, 95% had positive vaginal cultures. Fifteen types of microorganisms were isolated. The highest frequency of infection was seen at the age of 20-30 years, followed by 41-50 years and 31-40 years, and a low frequency of infection was observed above 50 years of age. The most prevalent pathogen was Escherichia coli, followed by Streptococcus agalactiae and diphtheroids with equal incidence. Among the antibiotics tested, isolated pathogens were completely resistant to nalidixic acid and highly sensitive to meropenem and imepenem. Conclusion: The high prevalence of gynaecological infections demands that patients with symptoms undergo thorough investigation with cultures and sensitivity essays. Changes in treatment protocols are required to treat vaginal infections effectively

LAPORAN PRAKTIK KERJA LAPANGAN PADA KANTOR PERWAKILAN BANK INDONESIA PROVINSI DKI JAKARTA

ILHAM BHATARA (8105160873). Laporan Praktik Kerja di Kantor Perwakilan Wilayah Bank Indonesia Provinsi DKI Jakarta. Jakarta: Program Studi Pendidikan Ekonomi, Fakultas Ekonomi, Universitas Negeri Jakarta, 2018. Laporan Praktik Kerja Lapangan ini disusun sebagai rekam jejak atas terlaksananya kegiatan serta untuk memenuhi salah satu persyaratan akademik dalam menyelesaikan studi di Program Studi Pendidikan Ekonomi, Fakultas Ekonomi, Universitas Negeri Jakarta. PKL dilaksanakan Kantor Perwakilan Wilayah Bank Indonesia Provinsi DKI Jakarta selama 21 (dua puluh satu) hari kerja terhitung sejak tanggal 1 Agustus 2018 s.d. 31 Agustus 2018 dengan 5 hari kerja setiap minggunya yaitu Senin s.d. Jumat pada pukul 07.10 s.d. 16.10 WIB. Beralamat di Jl. Ir. H. Juanda No. 28 Jakarta Pusat yang bergerak memberiakan output berbentuk laporan tentang perekonomian wilayah Jakarta kepada Pemerintah Provinsi DKI Jakarta. Pada pelaksanaannya praktikan berusaha mengerjakan semua tugas sesuai dengan arahan pegawai pembimbing. Tujuan dilaksanakannya PKL adalah untuk meningkatkan wawasan pengetahuan, pengalaman, kemampuan, dan keterampilan mahasiswa. Dalam pelaksanaannya, praktikan diberikan tugas sesuai arahan yang diberikan pembimbing. Adapun dari program Praktik Kerja Lapangan (PKL) ini, praktikan memperoleh ilmu pengetahuan dan pengalaman yang meningkatkan hardskill maupun softskill, pengalaman terjun di dunia kerja, serta membuka jaringan di sebuah perusahaan. Kendala yang dihadapi selama menjalankan PKL dapat diatasi dengan bantuan dari pembimbing, sehingga kegiatan PKL dapat berjalan dengan baik

Obstetric outcomes in women with mullerian duct malformations

Background: Congenital uterine anomalies are associated with the highest incidence of reproductive failure and obstetric complications. This study aims to summarize the clinical characteristics and prenatal outcome of pregnancy in women with congenital uterine malformations.Methods: This retrospective study evaluates the obstetric outcome of 24 in patients with uterine malformations with pregnancy in Sapthagiri Hospital from August 2010 to August 2013. A total of 60 randomly selected pregnant women with a previously confirmed normally shaped uterus were taken as a control group.Results: A total of 2595 women were admitted for various obstetric reasons during August 2010-2013 (period of 3 years). Of them 24 cases had uterine anomaly, the rate of anomaly being 9.2 per 1000 pregnant women. A bicornuate uterus was present in 7 (29%) septate uterus in 6 (25%) arcuate in 5 (20.8%), and unicornuate with rudimentary horn in 2 (8.4%). Unicornuate uterus without rudimentary horn in 1 (4.2%) and uterus didelphys in 1 (4.2%). Transverse vaginal septum was seen in 2 (8.4%) patients. The rate of malpresentation was high in uterus didelphys, arcuate and bicornuate uterus. Abortion rates were equal in both septate and bicornuate uterus. A comparison of mode of presentation and termination of pregnancy is illustrated. Preterm deliveries (33.4%) and miscarriage rates (20.8%) were more common compared to controls. Less than half the women (45.8%) had term deliveries compared to controls where pregnancies which reached term were 86.7%. An assessment of mode of delivery, termination, period of gestation at delivery and birth weight between study group and control group is given.Conclusions: Women with congenital uterine malformation usually have higher incidence of complications during pregnancy and delivery. Early diagnosis and treatment can improve obstetric outcomes

IMPLEMENTASI FILTER KALMAN UNTUK MEREDUKSI DERAU PADA RESPON DINAMIK RANGKAIAN RLC

ABSTRAK Sistem spring-mass-damper dapat disimulasikan pada rangkaian RLC dengan input tegangan AC karena keduanya merupakan sistem orde dua dan memiliki karakteristik dinamik seperti bentuk respon dan respon waktu. Pada penelitian ini nilai tegangan input dan induktor yang digunakan tetap. Nilai output yang diamati hanya tegangan pada kapasitor, dan karakteristik dinamik yang diamati hanya bentuk respon critically damped dan overdamped. Output dari rangkaian RLC ini masih memiliki kemungkinan menghasilkan derau. Karena output akan diamati pada mikrokontroler, maka dibutuhkan sebuah filter digital sehingga filter yang dipilih adalah filter kalman. Tujuan penelitian ini adalah mengamati pengaruh filter kalman terhadap derau dari output dan mengetahui rasio deraunya. Nilai resistor pada rangkaian diubah saat kapasitor bernilai sama dan begitupun sebaliknya, sehingga didapat respon yang diinginkan. Output dari rangkaian difilter oleh filter kalman pada arduino. Setelah itu dibandingkan nilai derau sebelum dan setelah filter kalman diaplikasikan dan diamati rasio deraunya. Pada keadaan transient rasio derau sebelum dan sesudah difilter adalah 0,17V dan 0,37V. Pada keadaan steady state rasio derau sebelum dan sesudah difilter adalah 0,16V dan 0,05V. Dari hasil penelitian yang telah dilakukan, filter kalman dapat mengurangi derau pada keadaan steady state. Kata kunci: critically damped, overdamped, derau, filter kalman