10,881 research outputs found

    Exceptionalism and the broadcasting of science

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    During the course of several decades, several scientists and groups of scientists lobbied the British Broadcasting Corporation (BBC) about science broadcasting. A consistent theme of the interventions was that science broadcasting should be given exceptional treatment both in its content, which was to have a strongly didactic element, and in its managerial arrangements within the BBC. This privileging of science would have amounted to ‘scientific exceptionalism’. The article looks at the nature of this exceptionalism and broadcasters’ responses to it

    Determining What's Really Important to Lenders: Factors Affecting the Agricultural Loan Decision-Making Process

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    Agricultural lenders in today’s environment face many challenges when evaluating the creditworthiness of farm borrowers. To address these challenges, a survey was conducted with financial institutions in Kansas and Indiana where agricultural lenders were asked for their response to hypothetical agricultural loan requests. Each loan request differed by the borrower’s character, financial record keeping, productive standing, Fair Isaac credit bureau score, and credit risk. Lenders provided information about themselves and their financial institutions. The survey data obtained determine the relative importance of financial and non-financial information when analyzing agricultural loan applications. Tobit models are estimated to identify the borrower and lender characteristics that are important in determining loan approval while OLS models are used to investigate the factors that affect interest rates offered to farm borrowers. The results provide a comparison of agricultural lending between two important agricultural states. The results from this analysis also provide lenders with insight on the factors that influence the decision making process of other agricultural lenders.Agricultural loans, Credit bureau score, Credit evaluation, Interest rates
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