The Risk of Operational Incidents in Banking Institutions

Banking-financial institutions are organizations which might be included in the category of complex systems. Consequently, they can be applied after adaptation and particularization, in the general description and assessment methods of the technical or organizational systems. The banking-financial system faces constrains regarding the functioning continuity. Interruptions in continuity as well as operational incidents represent risks which can lead to the interruption of financial flows generation and obviously of profit. Banking incidents include from false banknote, cloned cards, informatics attacks, false identity cards to ATM attacks. The functioning of banking institutions in an incident-free environment generates concern from both risk assessment and forecasting points of view.operational risk, banking reliability, complex systems, incident probability, the risk of functioning interruption

The Risk of Operational Incidents in Banking Institutions

Banking-financial institutions are organizations which might be included in the category of complex systems. Consequently, they can be applied after adaptation and particularization, in the general description and assessment methods of the technical or organizational systems. The banking-financial system faces constrains regarding the functioning continuity. Interruptions in continuity as well as operational incidents represent risks which can lead to the interruption of financial flows generation and obviously of profit. Banking incidents include from false banknote, cloned cards, informatics attacks, false identity cards to ATM attacks. The functioning of banking institutions in an incident-free environment generates concern from both risk assessment and forecasting points of view.operational risk, banking reliability, complex systems, incident probability, the risk of functioning interruption

Analyzing Students’ Perceptions From Their Interests and Rights’ Protection Perspective Within Various International Contexts

The research originated from comprehending the way students, as consumers; perceive the involvement of bodies empowered to protect their rights and interests, including consumption-modernizing programmes. Among the cross-scientific research methods used by our research, the survey has been chosen and applied in three universities from various countries: Constantin Brancoveanu University of Pitesti – Management – Marketing in Economic Affairs Faculty, Romania, Fernando Pessoa - Business Science Faculty, Portugal and University Degli Studi di Milano – Political Sciences Faculty, Italy. For data processing, comprehensive methods of analysis and statistic-mathematical methods have been used, while for data analysis the method of comparing interviewed students’ opinions and the causal explanation have been used. The paper’s originality consists in drafting a direct, quantitative research, based on the scientific research of students’ opinions, future opinion originators, in three countries with various development levels. In addition, Romanian profile literature does not enlist many scientific papers approaching the analysed topics, while international research papers exist, but only to a small extent. The main results of research reveal the occurrence of dissimilarities and similarities relevant to students’ perceptions, regarding the approached subject.consumers` protection, consumers` rights, international research, students, analysis of perceptions, different national contexts

KEY ASPECTS OF ANALYSIS ON THE IMPACT OF RECENT DEVELOPMENTS IN HEALTH SERVICES IN THE WESTERN REGION OF ROMANIA

The paper aims to establish the principal correlations and positions of the tertiary sector in the Romanian economy, for realistic assessment of the actions, decisions and developments in this field. The research starts from the statistical analysis regarding the current condition and the importance of services, calculating dynamics and relevant percentages. It is also detailed the situation of health services in the western region. Its being inventoried some of the latest developments and of most impact, within them. The effects of government policies are viewed from the angle of influence on economic activity, being performed a SWOT analysis adequate to the current situation. Attention is paid both to the direct impact, in the field, and the indirect one, in the economic life ensemble and society as a whole, short and long term. The research results highlight the economic situation of Romania and the way in which economic activity is in close contact with the health system.Tertiary sector, medical services, health reform, economic development, sustainable development

INDIVIDUAL CAREER IN THE CURRENT ECONOMIC CRISIS

Human resources represent the creative, active and coordinating element of the organisational activity, having a strong influence on the efficiency of the use of material, financial and information resources. The description of people as ”resources” highlights their importance and shows that their management requires high levels of genuine care and attention to people and professionalism. 2010 and 2011 are very difficult years for those who want to find a job. Flexibility and a decent salary are the reference words. The economy in a turbulent situation does not guarantee the safety of the jobs. The university graduates must make efforts and prove to have communication skills in order to obtain or keep the desired position. Our paper focusses on the aspects of career development for the young university graduates, thus treating a subject of wide interest these days.job, career development, flexibility, university graduates labour force

SOME LEGAL AND TECHNICAL ASPECTS RELATED TO POSSIBLE INTERNET’S THREATS ON THE FUNDAMENTAL RIGHT TO PRIVATE PROPERTY

Once an individual uses the modern means of payment, the credit cards, he must be aware of the possible issue that might come out. Even more, when using these “plastic money” in the online environment provided by the omnipresent world wide web one must be aware that there are enough risk involved. The commodity and easy that came with the use of the credit card also brought us new threats, new ways in which our privacy and property might be affected.Internet, privacy, property, cybercrime, credit card frauds