Effects of heat input rates on T-1 and T-1A steel welds

Technology of T-1 and T-1A steels is emphasized in investigation of their weld-fabrication. Welding heat input rate, production weldment circumstances, and standards of welding control are considered

Constitutional Law-Relation of State and Federal Governments-Application of the Hatch Act to the Political Activity of a State Official

Plaintiff brought an action to set aside a determination of the United States Civil Service Commission that his political activities while Illinois State Director of Conservation were in violation of the Hatch Act. The district court held that such an application of the Hatch Act would infringe upon the plaintiff\u27s vested rights, and would contravene the constitutional guarantee to the state of a republican form of government. On appeal, held, reversed. Application of the Hatch Act to state employees does not deprive them of any vested rights under the United States Constitution. Palmer v. United States Civil Sero. Comm\u27n, 297 F.2d 450 (7th Cir. 1962)

Zoning--Townships--Complete Exclusion of Trailer Camps and Parks

Plaintiff challenged the validity of an amendment to the zoning ordinance of the defendant township which barred all trailer camps and parks from its industrial district. As trailer parks had previously been zoned out of the business, residential, and agricultural districts, this amendment had the effect of completely excluding them from the entire township, although approximately half of its twenty-three square miles consisted of open rural area. The parties stipulated that the plans of the plaintiff, who wanted to develop a trailer park on his premises, met all of the applicable health standards. The trial court sustained the amendment, but its decision was reversed by the appellate division. On appeal by the township to the New Jersey Supreme Court, held, reversed, two justices dissenting. As the exclusion of trailer parks was deemed necessary to enable the township to realize its full potential for extensive and rapid growth as a well-ordered community attractive to industry, the amendment to the zoning ordinance barring trailer parks from its industrial district constitutes a valid exercise of the zoning power of the township. Vickers v. Township Comm., 37 N.J. 232, 181 A.2d 129 (1962), cert. denied, 371 U.S. 233 (1963)

The effects of heat treatment on the electro-optical properties of (Zn, 0) doped GaP diodes

The effects of the low temperature annealing on the electrical and optical properties of the diodes were monitored by measuring the electroluminescent efficiency, emission spectra, juntion capacitance-voltage and the forward current-voltage characteristics of the devices

Social Efficiency of the Bankruptcy Reform Act of 1978 With Regard to Personal Bankruptcy

A socially efficient bankruptcy law is one that would have the effect or minimizing the present value of social costs stemming from bankruptcy while permitting debtors to make a fresh start. Analysis of a sample or petitions for personal nonbusiness bankruptcy filed under the Bankruptcy Reform Act or 1978 shows that about 30 percent or petitions for Chapter 7 and about 25 percent of petitions for Chapter 13 were cases where social costs were not minimized as would be required under socially efficient bankruptcy legislation. The social costs of Chapter 7 may be reduced under proposed reform (S.445 and H.R. 1800) as the judge would be provided with information concerning estimates of debts repayable under both chapters and would disallow those Chapter 7 cases which represented a substantial abuse of bankruptcy law. The study data suggest that guidelines for acceptance or Chapter 13 cases should also be scrutinized. In particular, petitioners should be discouraged from providing token debt repayment plans while maintaining ownership or large accumulations of assets

Consumer Valuation of Protection from Creditor Remedies

This study investigates the values consumers place on restrictions of creditor remedies. The unique data employed were derived from a 1979 consumer survey taken across four local credit markets that differed significantly in their legal environments. The results of binomial logit analysis identified the characteristics of consumers who were willing to pay for contractual protection from several creditor remedies. A study of the dollar amounts that consumers were inclined to pay provided few significant results

Deregulation, Tax Reform, and the Use of Consumer Credit

This article analyzes the probable effects of recent deregulation of consumer credit markets and tax reform on household credit-use decisions. The results of the analysis suggest that deregulation of rates of charge for consumer credit contracts accounts for a substantial portion of the increase in consumer credit outstanding relative to household income since 1982. The effect would not originate from the extention of credit in newly deregulated markets to households that had not been able to get credit before (widening of credit use). Rather, it would come from the provision of greater amounts of credit to borrowers in general (deepening of credit use). With regard to tax reform, the probability of debt use is significantly higher for those households most likely to itemize deductions for federal income tax purposes. Holding the level of interest rates constant, tax reform that removes the deductibility of consumer interest is not expected to affect the amount of credit used relative to income but is expected to have a significant effect on the type of debt used by such households. They will likely be early adopters of home equity lines of credit. Their shift from consumer to mortgage credit is expected to have a long-term negative effect on the credit quality of consumer credit portfolios