The Technology Acceptance Model and the Decision to Invest in Information Security

Security breaches have increasingly become a major threat to organizations. Nevertheless, according to recent reports, many organizations do not plan to increase spending on information security. In fact, little is known about an organization’s motivation to invest in information security. This paper uses the Technology Acceptance Model as a basis for studying factors that might motivate organizations to invest (or not to invest) in information security. It proposes that perceived usefulness and ease of use of information security influence such investment decisions. It further proposes that seven other variables influence perceived usefulness and ease of use. They are: external environment, prior information security experiences, perceived risks of not securing information, information security budget, security planning, confidence in information security, and security awareness and training. The research proposes a model of information security investment. A Delphi study and a mail survey will be used to test it

Determinants of Online Auction Participation: How Much Do Web Knowledge and Risk Perception Matter?

This study extends the research on online consumer behavior by examining the effect of Web knowledge and risk perception on individual attitude towards and intention to participate in online auction. The survey findings show that individuals with high Web knowledge tend to form positive attitudes towards online auction. By contrast, individuals who have heightened concerns about Internet privacy and security show less favorable attitudes towards online auction. Consistent with the attitude-intention model, attitude appears to mediates the effect of know and risk perception on intention. Research and practical implications of these results are discussed

The influence of technology, environment and user acceptance on the effectiveness of information system project selection using SEM

The selection of the present information system project is difficult because of the many factors that influence it. Information system project should pay attention to the user acceptance, technology and the environment in terms of their influence on the information system project selection.The purpose of this paper is to determine how much influence user acceptance, technology and the environment have on the information system project selection.This research uses data obtained from several ministries and analyzed using SEM (Structural Equation Models).The results found that the technology and the environment affects user acceptance. Moreover, technology and environment affect the effectiveness of the information systems project selection through the mediating effect of user acceptance. User acceptance, tested by the incorporation of usefulness and ease of use, the results are more modest and in line with previous theories. Furthermore, the external environment highly impacts the information system project selection

Missing in Action: The Information System Artifact in Information Systems Adoption and Use

Despite considerable research on information systems adoption and use by individuals, little is known about how the information system (IS) artifact itself affects adoption and use. Prior research has generally treated the IS artifact as a “blackbox” such that it remained peripheral to the central questions asked regarding adoption and use. This paper presents a feature-centric “IS artifact rating” scheme and shows one way in which to unravel the blackbox of the IS artifact and examine its effect on adoption and use. Implications for research and practice are also presented

Acceptance of Banking Information Technology in PT BNI of Makassar

Various advantages offered by the use of internet banking, but some customers are still associated with conventional ways of doing that is through ATM transactions or queue. The research aimed to analyze trust, perceived ease of use, perceived usefulness and experience to intention to use internet banking. This research was conducted in PT BNI of Makassar. The data were obtained using questionnaire given to customers. The populations were customers of BNI Bank listed as service users of Internet banking. The sample was selected using simple random sampling technique. Hypotheses tested use of Partial Least Square (PLS) method by means of AMOS program. The results of the research indicate that among the eight hypotheses, four of them are significant, while the other four not significant. Trust has significant to perceived ease of use. Trust does not have significant to perceived usefulness. Trust has significant to intention to use internet banking. Perceived ease of use has significant to perceived usefulness. Perceived ease of use does not have significant to intention to use internet banking. Perceived usefulness does not significant to intention to use internet banking. Perceived ease of use has significant relationship with intention to use internet banking modernized by experience. Perceived usefulness does not have significant relationship with intention to use internet banking modernized by experience

Faktor TRUST Sebagai Penentu Niat Adopsi Mobile QRIS Dengan Value-Based Adoption Model Studi Kasus Di Provinsi Papua Barat

QRIS adalah sistem pembayaran yang menstandarkan seluruh pembayaran non tunai dengan menggunakan media QR code. Di Provinsi Papua Barat trend penggunaan QRIS semakin meningkat namun dibandingkan dengan jumlah uang yang beredar di provinsi tersebut relatif kecil. Faktor kepercayaan penting bagi individu untuk mengadopsi Mobile QRIS karena mereka perlu melihat transaksi non tunai menggunakan Mobile QRIS ini aman dan terpercaya. Oleh karena itu, dilakukan penelitian untuk menyelidiki apakah faktor kepercayaan merupakan penentu niat adopsi ponsel QRIS di Provinsi Papua Barat dengan mengintegrasikan model VAM. Tiga variabel kontrol juga diperkenalkan dalam model sebagai efek moderasi terhadap niat untuk mengadopsi variabel: umur, pengalaman, pendidikan. SEM-PLS digunakan untuk menganalisis data. Temuan penelitian menunjukkan Perceived Usefulness, Perceived Enjoyment, Perceived Fee dan Trust menunjukan pengaruh signifikan terhadap Niat Adopsi Mobile QRIS di Papua Barat (R2=74,9%), sedangkan Perceived Technicality dan semua variabel moderasi tidak berpengaruh signifikan secara statistik terhadap niat untuk mengadopsi Mobile QRIS di Papua Barat. Hal ini menunjukkan bahwa kepercayaan merupakan faktor yang mempengaruhi niat untuk mengadopsi Mobile QRIS di Papua Barat.Kata Kunci— Trust, Mobile Banking, QRIS, Value-Based Adoption Model, Intention to adop