Iowa Workforce Monthly, June-July 2010, Issue 17

Highlights: * Iowa Workforce Development Director Elisabeth Buck and Deputy Director Joe Walsh recently visited a number of IowaWORKS offices in Eastern Iowa as part of a summer tour........................................pg. 2 * Amber Connolly was recently awarded the Iowa Association of Workplace Professionals (IAWP) individual award for Outstanding Specialized Customer Service...............pg. 2 * Iowa Workforce Development has partnered with Iowa’s Community Colleges to implement Iowa’s National Career Readiness Certificate (NCRC).................pg. 3 * O*NET is an occupational information network developed under the sponsorship of the U.S. Department of Labor/Employment and Training Administration.....................pg.

Medicare Advantage: Options for Standardizing Benefits and Information to Improve Consumer Choice

Describes the complex choices Medicare Advantage enrollees face. Discusses whether providing better information and decision-support tools, limiting out-of-pocket expenses, or standardizing benefits and cost-sharing would lead to better-informed choices

Suitability Obligations Applicable to Securities and Annuities

(Excerpt) Brokers are subject to different regulatory obligations depending on the type of product being recommended to a customer. Generally, brokers are subjected to overlapping oversight and are regulated at both the federal and state level. This oversight becomes even further complicated when a broker sells a product that spans multiple regulatory schemes such as certain annuities, which may be both insurance and securities products. This article describes a broker’s suitability obligations under the new suitability rule when making recommendations which are covered by that rule. Next, it describes the additional obligations that a broker has when making a recommendation of a variable annuity. Last, it describes the obligations a broker has when recommending an equity-indexed annuity, which has sometimes been viewed as both a security and insurance and sometimes solely as an insurance product

Spartan Daily, June 13, 1950

Volume 38, Issue 153https://scholarworks.sjsu.edu/spartandaily/11416/thumbnail.jp

Proposed statements on responsibilities in personal financial planning practice : Working with other advisers : Implementation engagement functions and responsibilities;Working with other advisers;Implementation engagement functions and responsibilities; Exposure draft (American Institute of Certified Public Accountants), 1993, May 10

These proposed Statements on Responsibilities in Personal Financial Planning Practice (SRPFPs) are intended to provide guidance to members of the AICPA who perform personal financial planning services. The proposed SRPFPs are advisory and do not constitute enforceable technical standards under rule 202 of the AICPA Code of Professional Conduct. The proposed SRPFPs do not supersede Statements on Standards for Accounting and Review Services, Statements on Responsibilities in Tax Practice, the Personal Financial Statements Guide, or the Guide for Prospective Financial Statements. The issuance of these exposure drafts was approved by the PFP Executive Committee. Working With Other Advisers This proposed SRPFP provides guidance to CPAs who use the advice of other advisers or refer a client to other advisers in connection with personal financial planning engagements. It provides guidance on engagement scope limitations, selecting other advisers, using advice provided by other advisers, and recommending other advisers to clients. The proposed SRPFP recommends that CPAs disclose limitations that have been placed on the scope of engagements. Sample disclosures are contained in the proposed SRPFP. Implementation Engagement Functions and Responsibilities This proposed SRPFP defines implementation as taking action on personal financial planning decisions, explains how CPAs may assist in implementation, and indicates that implementation is typically completed when all recommended products are acquired or services rendered. The proposed SRPFP provides guidance on planning implementation engagements, communicating with clients, establishing selection criteria, participating in the selection process, and implementing planning decisions developed by others. The proposed SRPFP recommends that CPAs disclose the limitations that have been placed on the information used or the work performed in developing recommendations and contains a sample disclosure. The appendixes to the proposed SRPFP include a flowchart explaining how CPAs might assist in implementation and illustrations of situations in which a CPA has been engaged by a client to implement personal financial planning decisions to purchase disability insurance and to invest funds for postretirement needs.https://egrove.olemiss.edu/aicpa_sop/1581/thumbnail.jp

Planning Portfolio: The Process of Strategic Thinking in Advertising

The purpose of account planning is to develop a strategy that guides the creative executions in an advertising campaign. The development of a strategy includes; in-depth secondary research, primary qualitative and quantitative research, discovery of key findings, and the formation of the creative brief. This thesis explores both the creativity and academic rigor necessary to this account planning process. The thesis is in the form of a creative portfolio. Each campaign included in the book (State Farm Insurance, Burton snowboards, and Libby’s pumpkin) have been reduced to the most visually and verbally concise form. Every campaign tells a cohesive narrative starting with research and continuing all the way through creative executions. The portfolio also explores my individual creative thought process as it applies to strategy development and advertising