Determinants of Households’ Overdue Loans in Romania

The paper’s target is to identify macroeconomic and financial variables that are relevant for the evolution and forecassting of the household’s overdue loans in Romania. By employing vector autoregression and systems of ecuations using the SUR methodology, the authors are trying to respond to the following questions: (1) Which are the lags and the individual intensities of the macroeconomic relevant indicators when affecting the household overdue loans rate?; (2) What are the characteristics of the loans reimbursement behavior in case of shocks on the labor, monetary, goods and services markets? The empirical analysis is based on monthly data which allows for assessing the quality of household loan repayment, both in terms of number of overdue loans and in terms of overdue loan volumes. The relevant explanatory variables were used in various configurations and lags for constructing several macroeconomic credit risk models.Overdue Loans, Money, FX Markets, Labor, Goods, Services, Financial Stability

Ontology and Formal Semantics - Integration Overdue

In this note we suggest that difficulties encountered in natural language semantics are, for the most part, due to the use of mere symbol manipulation systems that are devoid of any content. In such systems, where there is hardly any link with our common-sense view of the world, and it is quite difficult to envision how one can formally account for the considerable amount of content that is often implicit, but almost never explicitly stated in our everyday discourse. \ud The solution, in our opinion, is a compositional semantics grounded in an ontology that reflects our commonsense view of the world and the way we talk about it in ordinary language. In the compositional logic we envision there are ontological (or first-intension) concepts, and logical (or second-intension) concepts, and where the ontological concepts include not only Davidsonian events, but other abstract objects as well (e.g., states, processes, properties, activities, attributes, etc.) \ud It will be demonstrated here that in such a framework, a number of challenges in the semantics of natural language (e.g., metonymy, intensionality, metaphor, etc.) can be properly and uniformly addressed.\u

[Review of] Anne Wette Garland. Women Activists: Challenging the Abuse of Power

Women Activists is a long overdue book of stories written by women who have been involved in community political activities. The author, Anne Wette Garland, is to be commended for her ability to organize the stories told by fourteen women in an organized and interesting manner

The G Spot

This is the spot in your new issue of Word Ways devoted to a long-overdue discussion of a peculiar quirk in pronouncing the letter G. Help me expand that spot into a full-blown article, won\u27t you

Caution Ahead: Overdue Investments in New York's Aging Infrastructure

While Superstorm Sandy focused much-needed attention on key pieces of New York City's infrastructure, the city faces a number of other infrastructure vulnerabilities that have little to do with storm-preparedness -- from aging water mains and deteriorating roads to crumbling public schools. If left unchecked, they could wreak havoc on the city's economy and quality of life

"Our Own Gayful Rest": A Postcolonial Archive

My subject is an archive of gay and lesbian activism that helps us understand a postcolonial counterpublic. The project I undertake is of historical recovery and theoretical elaboration of the specificities of postcolonial sexuality-based movements as necessary and long overdue supplements to global sexual activism

Conservative Principles for Environmental Reform

Major environmental policy reform is long overdue. The current regulatory architecture was erected in the 1970s. Since then meaningful reforms have been few and far between. A few reforms and regulatory expansions were adopted in the 1980s, and Congress enacted significant reforms to the Clean Air Act in 1990. Only the most minor environmental bills have been enacted since then

A Victory for the Student Researcher: Chou v. University of Chicago

For years, graduate and other student researchers at universities have alleged that the hierarchical system in academic research allows supervising PhDs to steal and patent inventions that were rightfully discovered by students. In July 2001, the Federal Circuit finally addressed these concerns by interpreting the law in a way that strictly protects the rights of student researchers. This article examines this long-overdue change in the law and discusses its potential implications