Wakelam v. Hagood Clerk\u27s Record v. 2 Dckt. 36940

https://digitalcommons.law.uidaho.edu/idaho_supreme_court_record_briefs/2222/thumbnail.jp

Perceptions of online fraud and the impact on the countermeasures for the control of online fraud in Saudi Arabian financial institutions

This thesis was submitted for the award of Doctor of Philosophy and was awarded by Brunel University LondonThis study addresses the impact of countermeasures in the control and prevention of online fraud in Saudi Arabia and the influence of the environmental context. Combatting online fraud is facilitated when the public is fully educated and is aware of its types and of the prevention methods available. People are reliant on the Internet; the possibility of being breached by hackers and fraudsters is growing, especially as socialising, online shopping and banking are carried out through personal computers or mobile devices. Online fraud has been described as an epidemic that has spread to most online activities. Its prevalence has been noted to be in regions where there is high adoption of e-commerce, and, along with it, large online financial transactions. The argument is therefore the measures taken are either are inadequate or have failed to effectively address all the issues because of the organisational and environmental context of the country. This research aims to examine online fraud perceptions and the countermeasures designed and used by financial institutions in Saudi Arabia to control and prevent online fraud in its environmental context, to examine the effectiveness/impact of the countermeasures and to examine the factors that may affect/influence the impact of the countermeasures. The qualitative method approach was chosen to ensure balanced coverage of the subject matter. The nature of the research requires a broader, in-depth, examination of the experiences of the participants from their own perspective. Meanwhile levels of awareness are low, because of lack of knowledge and training, a lack of government sensitisation and the religious inclinations of the population. The findings also confirm the efforts of organisations to put in place countermeasures using various technological means, coupled with procedural controls and checks. The measures create obstacles to most customers, who find it cumbersome to engage in online activities because of those procedures and checks. The findings also show two types of regulations: government and organisational rules, with different foci and purposes, which are mostly centred on the monitoring of Internet operations and operational guidelines. The enforcement of rules in the light of prosecuting offenders has also been minimal and passive. The countermeasures of most banks/organisations mostly focus on prevention and detection. However, the findings suggest that the activities in each component and their interrelationships have a collective impact on combatting online fraud. The success of any effort or approach to combat fraudulent activities therefore depends on the activities of the four countermeasure components

Mineshafts on Treasure Island: A Relief Map of the eBay Fraud Landscape

As explorers once opened up new trade passages, thus attracting hordes of both honest traders and dishonest pirates, so too has the Internet opened new lanes of commerce and attracted the modern versions of the same. One of the widest of these lanes undoubtedly runs through eBay, located at http://www.ebay.com . From its humble beginnings as a little-known auction site hawking PEZ candy dispensers, broken laser pointers and other garage-sale pickings, eBay has transformed itself into a reputable public sales powerhouse where a Gulfstream II jet, million-dollar sports artifacts, and Madonna’s wedding tiara might easily change hands.

Conflict or Credibility: Analyst Conflicts of Interest and the Market for Underwriting Business

This paper argues that, contrary to conventional wisdom, conflicts of interest among equities research analysts (i.e., where investment banks would offer positive analyst research in quid pro quos for underwriting business) were beneficial to the capital markets. First, conflicted analyst research credibly signaled positive inside information that is otherwise too costly to communicate under 1933 Act liability, correcting adverse-selection problems. Second, conflicted analyst research mitigated agency costs between issuer and underwriter by allowing the underwriter to credibly commit to seek a higher offering price than the underwriter would prefer. Third, analyst research quid pro quos took the form of a competitive bidding market among underwriters, and may have improved competition in the underwriting industry. In light of these conclusions, recent reforms prohibiting analyst conflicts of interest do more harm than good. Preferable modes of regulation include liberalizing 1933 Act liability, increasing mandatory disclosure of conflicts, and increasing fraud penalties

T.W. Edmunds, Mrs. Sallie D. Edmunds, His Wife and Edmunds Hospital v. Rice Gwynn

Supreme Court of Appeals of Virginia at Richmondhttps://scholarlycommons.law.wlu.edu/va-supreme-court-records-vol157/1015/thumbnail.jp