Account Based Mobile Payment by Diffie-Hellman Key Exchange Protocol

With the development on techniques of mobile communication, the daily activities benefit from these techniques more than ever. In order to make living more convenient, the mobile payment has been brought up in recent years. The consideration for carrying out the mobile payment is very difference from that in the wired electronics payment scheme because of the characteristics of mobile device. In this article we develop a mobile payment scheme that is based on reducing the operation of the device, and furthermore achieves the demands of security. It can create the session key for each transaction by means of using the “Diffie-Hellman key exchange” protocol. The use of the Message Authentication Code (MAC) can achieve the integrity of electronic commerce. Both of them do not need a large number of operations and complex algorithm so it can achieve the purposes of this investigation: a secure, convenient and light-computation scheme for mobile payment

Mpdtn: A Novel Mobile Payment Scheme for Secure and Private Transactions

Mobile commerce is becoming more and more popular which makes it possible to purchase goods and services anywhere and anytime. However, traditional payment schemes do not suffice for our demand as more novel commercial services were provided. Therefore, it’s urgent to construct a safer and more convenient payment scheme for the forthcoming mobile era. A mobile payment scheme is proposed in the paper. The scheme called MPDTN provides an ideal mobile payment with dynamic transaction numbers. Through it, consumers can pay fares by using mobile phones no matter in real store or virtual shop. Besides explaining our payment architecture and processes in detail, evaluation of the MPDTN’s security from the aspect of defender and different roles of the attackers is provided in the paper. The investigation shows that, MPDTN can not only satisfy security criteria of confidence, integrity, authentication, and non-repudiation but also provide full transaction privacy to consumers