Potensi dan Strategi Marketing Perbankan Syariah pada Segmen Kelas Menengah Indonesia

Group of middle-class society is a tremendous market for Islamic business, especially Islamic banking. The fact that the majority of Indonesia\u27s population is Muslim, Islamic business institutions should work on the mid-market segment earnestly. The potential of middle class development in Indonesia gives an opportunity for Islamic banks to compete in the market. Various characteristics of the middle class used as a valuable input in conducting market segmentation, targets, and formulate strategies to create the accepted products.DOI: 10.15408/aiq.v5i2.256

Titik Temu dan Sinergi Ekonomi Islam dan Ekonomi Kerakyatan

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on Islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a tool of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatybility with the appropiate institutions of economic empowerment of IslamDOI: 10.15408/aiq.v3i1.249

Strategi Alternatif Marketing Perbankan dan Lembaga Keuangan Syariah

MUI\u27s Fatwa about illegitimating of banking interest can beseen as an opportunity of Islamic banking and Islamic financial institutions to educate the public about the importance of operations in the Islamic financial institutions. This fatwa also marked that the emergency to receive interest in Islamic law has ended. Various alternative approaches in marketing can be done to work on segments of banking and Islamic financial institutions even in the middle of banking competitions. Alternative marketing approach that focuses on segment, marketing radical, and value creation, and spiritual advocate creation become very effective to face the competition of banking today. These are can be used in maintaining and even expanding the market share of Islamic banking.DOI: http://dx.doi.org/10.15408/aiq.v4i1.253

PENGUATAN KEDUDUKAN PRANATA HAK SERVITUT DAN HUKUM BERTETANGGA DALAM YURISPRUDENSI

The Constitution has laid the foundation of checks and balances amongst the main state organs namely the executive, the legislative and the judicial power. This order as a guideline in the state and society, till the Village  level and within groups in the village such as the Neighborhood and citizen groups. Servitut Rights and neighbors law answer challenges of development of human settlements sustainably and resilient.  Servitut rights as a property rights regulated in Neighbor law book II Indonsian Civil Code of 1848 or in adat law term called easement (hak melalui tanah orang lain) which known by adat community entity is not older than the easement is recognized by customary law in almost adat law community entity throughout the territory of Indonesia.  The servitut right is the easement of yard (erfdiensbaarheid) or burden to rest on the grounds that one for the benefit of the another yard such that the owner of the yard were crushed should let the owner of the yard oppressor to pass through, drain the water (clear) on it, take view out through the window etc. This devotion land does not end with the death or replacement of yard owners concerned (Article 674 of the Indon. Civil Code). There are still remnants of feudalism and colonialism in tribal society, reflecting the concrete cases in the community there is disturbance against the rights of servitut with vigilante, then the rule of law invoked repeatedly and generating permanent jurisprudence. Kedudukannya hak servitut tidak tergoyahkan dengan adanya UUPA 1960 yang mengatakan semua hak atas tanah mempunyai fungsi sosial dan hukum adat dijadikan dasar dari hukum agraria nasional. The position of Servitut rights is impregnable with the Basic Agrarian Law 1960 (BAL) that says all rights on land has social functions and customary law form the basis of the national agrarian law. In Article I point 6 of BAL No. 5 year 1960 proves Indonesia is in a row of civilized countries that accommodates this legal institution. Jurisprudence confirm customary law as a living law as well as the Civil Code 1848 according to Supreme Court Circuler of 1963 treat as unwritten customary law in order to prevent the legal vacuum and reaching the objectives of the law. Jurisprudence has been recognized as one of the legitimate source of law in the Republic of Indonesia.  Indonesian Judges have shown its class in the world of justice, who did not want to look different in servitut rights issues which is an universal phenomenon. Almost all civilized countries of the UN members have recognized the existence of this institute servitut rights, both in the Code book as well as in its jurisprudence. Servitut rights institution is rooted in the common law ius commune since Roman Empire, which can not be ignored, despite overall individualistic Roman law, but in particular there are elements of social function. Servitut (lat.) is accommodated into the book of the law in almost all countries in the world, through colonialize, import law, voluntary transplants in the law of one self. Boedi Harsono, as nationalist and socialist thinker and R. Supomo as father of Indonesian customary law and by youth in 1928 is regarded as a national law with the smooth call it "right through another person's land" which is also known by the common law. The permanent Jurisprudence remains threngthen unwritten norm servitut rights or land rights through anothers person’s land showed the class of Indonesian Judges comparabele with justices of developed nations in assessing this servitut rights. Implementation build without displacing has been regulated in Law No. 4 year 1992 art. 22-32 and Act No. 1 year 2011 on Housing and Settlement Region art. 106-113 law institute land consolidation, which is compatible with the institute servitut right and reconfirmed the servitut.  Implementation, if one developer alone could make the plot and make the land ready to build cosolidate up to 6,000 ha orderly development of land, so a province or a local government / city are challenged to be able to hold up to 6,000 ha of land consolidation to reduce the backlog and combating land speculators. For the assessment of achievement of the Governor / Regional Office of BPN how long had a special local street, public street or road of servitut rights through land consolidation and how many special streets that have been submitted become public streets.Keywords: Reinforcement, top notch institutions, rights servituu

Ideological Construction of the Mass Media: Study of Religious Moderation News in the National Online News Media and its Relation to Moderate Da’wah

This study analyzes the ideological construction of the mass media in reporting on religious moderation and its relation to moderate da’wah on Kompas.com and Mediaindonesia.com. This research is a type of qualitative research. News as a unit of analysis was selected by purposive sampling each of 3 (news) for each media. Problems are analyzed with Robert M. Entman's framing analysis which is part of the analysis of mass media texts. This research concludes that Kompas and Media Indonesia construct ideology in religious moderation news which is associated with issues of intolerance and radicalism. These two national media construct news on religious moderation using a moderate national ideology. Concerning moderate da’wah, these two national media do not directly write news with moderate da’wah messages. These two national media construct support for moderate da’wah narratives by constructing religious moderation news. Ideologically, these two national online news media construct news by supporting the practice of religious moderation and the practice of moderate da’wah. The implication is that these two national online mass media need to continue to produce news campaigning for religious moderation and moderate da’wah. News construction related to religious moderation and moderate da’wah needs to be done to help prevent the emergence of radical, extremist, and liberal views

ANALISIS FUSE CUT OUT SEBAGAI PROTEKSI PENYULANG TONDON PADA JARINGAN DISTRIBUSI DI PT. PLN (Persero) ULP RANTEPAO

Pada sistem distribusi tenaga listrik masih sering terdapat gangguan sehingga diperlukan peralatan proteksi agar berfungsi untuk mengamankan sistem jaringan dari gangguan tersebut. Fuse Cut Out (FCO) merupakan alat proteksi untuk melindungi jaringan distribusi dari kerusakan yang disebabkan oleh arus lebih dengan cara meleburkan fuse link dengan ukuran yang telah ditentukan. Penelitian ini bertujuan untuk mengetauhi nilai arus gangguan hubung singkat, menentukan rating FCO serta melakukan simulasi ETAP 12.6.0. Hasil dari penelitian ini adalah jika jarak titik gangguan semakin panjang maka nilai arus hubung singkat semakin kecil, begitupun sebaliknya. Nilai hubung singkat pada jarak 4,45km = 2,35 kA untuk 3 fasa, 2,04 kA untuk 2 fasa dan 268,547 A untuk 1 fasa ke tanah, jarak 13,7km = 1,15 kA untuk 3 fasa, 1 kA untuk 2 fasa dan 249,803 A untuk 1 fasa ke tanah, jarak 16,05km = 1,01 kA untuk 3 fasa, 0,876 kA untuk 2 fasa dan 225,650 A untuk 1 fasa ke tanah. Untuk mengatasi hal tersebut, Fuse Cut Out (FCO) pada sisi beban atau sisi hilir harus dapat bekerja atau melebur dahulu untuk mengamankan gangguan sebelum FCO yang berada pada sisi hulu bekerja

TITIK TEMU DAN SINERGI EKONOMI ISLAM DAN EKONOMI KERAKYATAN

In fact, Islamic and populist economy have the same objective: they are welfare and fairness for all people. In Islam, the economical welfare and the fairness must be based on Islamic norms and ethics. Koperasi is a populist economic institution that has been long existed in Indonesia. Koperasi is the main institution that is expected by the founders of this nation as a tool of economical equality and fairness. At the concept of implementation level, koperasi has a lot of compatybility with the appropiate institutions of economic empowerment of IslamDOI: 10.15408/aiq.v3i1.249

Deteksi Tepi dalam Pengolahan Citra Digital

Deteksi tepi (Edge Detection) merupakan suatu proses untuk menghasilkan tepi-tepi dari obyek-obyek citra. Tujuan deteksi tepi adalah untuk menandai bagian yang menjadi detail citra dan memperbaiki detail dari citra yang kabur karena error atau efek dari proses akuisisi citra. Suatu titik dikatakan sebagai tepi suatu citra apabila titik tersebut mempunyai perbedaan yang tinggi dengan tetangganya. Nilai perbedaan intensitas didapatkan melalui konvolusi citra dengan nilai block mask operator seperti Gradien, Kompas, Prewitt, Sobel dan lainnya. Teknik peningkatan mutu citra (image enhancemenet) bertujuan untuk melakukan pemrosesan terhadap citra supaya hasilnya mempunyai kualitas relatif lebih baik dari citra awal untuk aplikasi tertent

Reading the Ideology of Salafi Da'wah: Media Technology Perspective

Salafi expand da'wah using various media technologies. The use of various media as a means of Salafi da'wah shows that Salafis accept the presence of media technology well and use it to build an ideological da'wah movement. The discourse in this study was completed by qualitative research using a literature study approach, data analysis techniques using flow techniques with data reduction, data display, and formulating conclusions with data analysis. This study concludes that da'wah using media technology causes ideological conflicts with external parties, especially with traditional da'wah groups (eg Nahdlatul Ulama/ NU). The Salafi da'wah ideology can be accepted by the wider community because it uses new media as a place of work. New media for salafis is not only a place of preaching work but also a place to fight for their ideological authority. Salafi constructs ideological constructions through various digital images. The construction of Salafi ideology in digital images actually illustrates that the ideology of Salafi da'wah is not monolithic