A COMPREHENSIVE LITERATURE REVIEW OF AI IMPLEMENTATION THROUGH ISLAMIC PRINCIPLES IN EDUCATION, FINANCIAL SERVICES, AND LAW

Abstract

Artificial Intelligence (AI) is profoundly reshaping global sectors, necessitating its examination within diverse cultural and ethical frameworks, particularly the Islamic worldview. This review investigates AI’s integration into Islamic education, finance, and law, analyzing its transformative potential and inherent challenges. Through a qualitative literature review, we explore AI’s capacity to personalize religious learning, enhance Shariah compliance in finance, and modernize legal processes, including fatwa issuance. However, significant ethical dilemmas like algorithmic bias and data privacy, alongside practical barriers such as infrastructural deficits and the need for robust regulatory frameworks, demand careful consideration. This paper argues for a collaborative approach—uniting technologists, Islamic scholars, and policymakers—to ensure AI aligns with core Islamic values like justice and transparency. It highlights the critical need for ongoing dialogue and research to ethically navigate AI’s development, ensuring it contributes to societal betterment in harmony with Islamic principles