LEVERAGING ISLAMIC FINANCIAL TECHNOLOGY TO DEEPEN FINANCIAL INCLUSION

Abstract

The study aims at examining the impacts of Islamic Financial Technology on deepen financial inclusion. Hence, this study assessed the effect of online banking, mobile banking App, ATM of Noninterest bank on financial inclusion in Nigeria. The study adopted a survey research approach which assumes positivist paradigm using a cross sectional research design, self-administered questionnaire and analyzed the data collected from Lotus Bank Customers with Partial Least Square Structural Equation Model (Smart Pls 2). The results of the study revealed that online banking, mobile banking App and ATM have positive significant effect financial inclusion. The study therefore recommended to management of those bank to devote more time and resources to ensure significant improvement in service quality. Also, Government bodies and policy makers are advised to provide financial and nonfinancial support to those banks which in turn can upsurge economic growth and sustainability