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Philippine Credit Policy and Microfinance Institutions: Some Lessons from the Latin American Experience

By Gilberto M. Llanto

Abstract

A liberalized and deregulated financial market environment as well as good governance are better ingredients than government-subsidized and directed credit programs in ensuring that low-income people gain access to basic financial services. This is one of the major lessons that the Philippines can learn from the credit policy experiences of Latin American countries.microfinance

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