What will your mortgage repayments\ud be in January 2011? Difficult to say?\ud Maybe higher than now, given a\ud looming economic recession? What\ud about your council tax bill in three\ud years' time? Or the price of milk?\ud These are the sort of economic uncertainties we all have to deal with. Prime minister Gordon Brown's proposal for three-year pay deals for NHS staff would enable them to know what they will be earning in three years' time. The big\ud question is whether that certainty gives a financial advantage or disadvantage
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