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2002, “Retirement Consumption: Insights from a Survey,” NBER Working Paper No. 8735

By John Ameriks, Andrew Caplin, John Leahy, Thomas Juster, Miles Kimball, David Laibson, Kevin Lang, Donghoon Lee, George Loewenstein, Annamaria Lusardi, Anna Madamba, Antonio Rangel, Alice Rivlin, Andrew Schotter, Robert Solow, George Szybillo, Richard Thaler, Tom Tyler, Mark Warshawsky and Two Anonymous


Prior research has established that consumption falls significantly at retirement. What is not known is the extent to which this fall is anticipated during the working years. Using data from a new survey, we show that many working households do expect a considerable fall in consumption when they retire. In fact, those who are already retired report significantly smaller falls in consumption than are expected by those who are still working

Year: 2013
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