Variable Pass-Through Rate Distributions payable on the 25th day of each month, commencing in November 1995 The Mortgage Pass-Through Certificates, Series 1995-T (collectively, the “Certificates’’) will represent the entire beneficial interest in a Trust Fund consisting primarily of a pool (the “Mortgage Pool’’) of adjustable-rate Mortgage Loans secured by first liens on one- to four-family residential properties. Only the Classes identified in the table below (collectively, the “Offered Certificates’’) are offered hereby. The Mortgage Pool will be divided into two separate groups of Mortgage Loans (each, a “Loan Group’’) based on the index used in calculating a Mortgage Loan’s Mortgage Rate. The Class A-1, Class A-2 and Class X Certificates will be unconditionally and irrevocably guaranteed as to the payment of Guaranteed Distributions (as define
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