IUB Journals (Islamia University of Bahawalpur)
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    710 research outputs found

    Expected Shortfall and Value at Risk as Alternative of Market Beta to Explain Cross-Sectional Stock Returns: Expected Shortfall and Value at Risk

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    The objective of this study to risk return model with Value at Risk (VaR) and Expected Shortfall (ES) as the systematic risk factors. Notably, it is tested whether VaR and ES can be used as an alternative of market beta in the traditional Capital Asset Pricing Model (CAPM), three and five-factor model. Data is collected for non-financial companies listed at the Pakistani Stock Exchange. VaR and ES are calculated at two levels of significance, i.e. 95% and 99%. Results showed that the traditional market beta of CAPM, three and five-factor model is not following risk-averse behaviour of investors. Conversely, VaR and ES showed a positive relationship with stock returns supporting the 'high-risk, high return' theory. Furthermore, investment, profitability and size factors become redundant with VaR and ES as systematic risk factors. Therefore, it is recommended that VaR and ES may be used the alternative to market beta to predict the cross sections of stock excess returns

    ظهورالتأويل في الدرس اللغوي عند العرب بين النظرية والتطبيق : The emergence of interpretation in the language lesson of the Arabs between theory and practice

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    This research deals with the study of the phenomenon of interpretation in the Arabic linguistic thought, as this phenomenon has a strong presence in the linguistic study. And logical reasoning, then interpretation becomes the most important means of the linguistic lesson in graduation and guidance. In order to achieve scientific validation of this phenomenon, the study followed a historical and comparative approach in monitoring interpretation practices among grammarians since the early linguistic activity of the Arabs

    From Retrospective to Prospective View of Xenophobia Through the Lens of Human Resource Diversity Management: Xenophobia and Diversity MAnagement

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     “Xenophobia”, fear against or of foreigners is a concern for managers, organizations, social activists as well as global leaders has long been debated. However, research at the intersection of xenophobia and human resource management is lacking. To fill the lacuna, this study systematically reviewed the literature (N=157) spanning from 1945 to 2021 to dig out conceptualization of the xenophobia, different contexts, types, solutions, antecedents, theoretical foundation, and methodological debates. To screen the articles PRISMA approach was followed in this study. This systematic literature review uncovered many future avenues, which were not considered in the area of human resource management. These findings will help in identifying future research directions, as well as setting managerial guidelines at cross-cultural settings. The study tried to answer various research questions that may help to link past research with the future prospect to converge the research to a single point

    اقبال کی فارسی شعرگوئی: Iqbal's Persian poetry

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    The Persian poetry of Allama Muhammad Iqbal is an extraordinary exposition of his poetical wisdom, philosophical thinking and his everlasting message for Ummah. When Allama Iqbal started to write in Persian, it was the language of many Muslim countries. Allama Iqbal opted Persian for his poetic creation due to three reasons; the natural aptitude of Allama Muhammad Iqbal, academic impact on his educational development and contemporary demand of the time. Allama Iqbal started writing in Persian in between 1896 to 1900. The one of important dimension of the Persian poetry of Allama Iqbal is his intuitional genius which is reflected in his Persian poetry more effectively than in Urdu. As when he was writing his early Urdu poems like "Spas Janab Amir", "Nalae Yateem", and "Shukriya Angushtary" the Persian verses were also a part of these poems. Maximum of his versus, written to deduct the death date of diseased, were written in Persian. The deep study of Persian literary and philosophical tradition during his PHD studies, he was furthermore engaged in profound study of Persian poetry. The mystical tradition of Persian Poetry had also deep impact on Allama Muhammad Iqbal. That is why; his first book was written on the pattern of Masnavi of Boo Ali Qalandar

    Handling the Mishandling: The Role of Entrepreneurial Training in Women's Social Equity

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    This research investigates the complex correlation between women's entrepreneurial education and social equity, specifically emphasising the moderating influence of microfinance credits, savings, and loans within the Pakistani setting. This study utilises primary data obtained from women entrepreneurs and microfinance banking clients through a Likert scale questionnaire. The research performs correlation and regression analyses to derive statistically significant findings. The results demonstrate a strong and positive correlation between women's participation in entrepreneurial training programs and the promotion of social equity. This confirms the significant impact of education and skill development on empowering women in the field of entrepreneurship. Significantly, this study sheds light on the crucial moderating function of microfinance services. This finding illustrates that the provision of microfinance credit, savings, and loans plays a crucial role in enhancing the favourable effects of entrepreneurship training on women's social equality results. This statement highlights the crucial role played by microfinance institutions in promoting financial inclusion and empowering women economically. This research contributes to the theoretical understanding of the interplay among entrepreneurship, microfinance, and gender studies. The practical consequences of this research are relevant to policymakers, microfinance institutions, and groups focused on women's empowerment. The findings provide valuable insights that may be utilised to improve training programs and financial services

    Tacit Knowledge and Decision Making Practices in the Context of Family Businesses.

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    Decision-making practices in family business are crucial and usually involve several stakeholders. To determine the decision-making mechanism in the family business, qualitative research approach was carried out. 30 semi-structured interviews were conducted involving family owners and non-family managers. Thematic analysis was used to analyze data. Three themes such as Business sense, consultation with elders, and ceremonial approval of the board were generated. Study reveals that decision-making is informal and based on tacit knowledge. Study emphasizes the codification of tacit knowledge, the codification will make decision-making more formal and institutionalized

    Impact of Project Leadership on Project Success: Mediated by Project Governance and Moderated by Goal Clarity

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    This study investigates the connections between project leadership, governance, goal clarity, and project success in Pakistan's Civil Engineering (Private) sector. Data was collected from employees using a quantitative approach. A questionnaire was distributed to gather information on project governance, goal clarity, and project success. The results showed a strong relationship between project leadership and project success, with a robust governance framework impacting project leadership effectiveness. Goal clarity moderated the relationship, emphasising the importance of well-defined objectives. The study emphasises the critical role of project leadership in Pakistan's civil engineering sector, emphasising the importance of solid project management frameworks and clear objectives. This information is crucial for organisations and project managers seeking to improve project performance in the dynamic environment of Pakistani civil engineering projects

    The Cultural Barriers Faced by Women in Acquiring Higher Education in Tribal Areas of Pakistan: A Case of Dera Ghazi Khan

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    The purpose of this research was to explore the Cultural Barriers Faced by Women in Acquiring Higher Education in Tribal Areas of Pakistan. The study is quantitative in nature, and the information was obtained through the use of a questionnaire. Questionnaire validity was confirmed by the judgment of experts in the field. Lack of basic infrastructure, Absence of girls’ schools, Lack of female teachers, Poor quality education, Lack of supervision of school, Early marriage, and Lack of adult literacy programs are major obstacles that hinder female higher education. The reason behind the low literacy rate of females in tribal areas is the lack of facilities, institutes, and most importantly negligence from the state had kept the tribal women apart from her basic right; quality education. The reason behind the low literacy rate of females in tribal areas is the lack of facilities, institutes, and most importantly negligence from the state had kept the tribal women apart from her basic right; quality education. Awareness campaigns should be launched to reduce the Cultural Barriers Faced by Women in Acquiring Higher Education in Tribal Areas of Pakistan

    A Servant Leadership: A Phenomenological Study Of The Teachings and Practices of The Holy Prophet Muhammad (PBUH)

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    Effective leadership is required to achieve sustainable development. Over the years, both industrialized and developing nations have seen leadership as a crucial issue and recognized its significance, resulting in an abundance of research on various styles of leadership. Recent interest in servant leadership has increased due to its influence and impact. Literature on servant leadership is replete with examples of historical servant leaders, but there have been few attempts to highlight the servant leadership attributes of the Holy Prophet Muhammad (PBUH). This study reveals that the Holy Prophet (PBUH)’s servant leadership style fits the requirements for excellent leadership and has the potential to be very effective in addressing the difficulties of both developed and developing nations. This research employed qualitative methods. The phenomenological approach was utilized to describe the significance of the Holy Prophet (PBUH)'s servant leadership style through six primary themes: empowerment, humility, acceptance of people, direct provision, authenticity, and exemplary stewardship. The study concludes that Almighty Allah appointed the leadership of Prophet Muhammad (PBUH)’s servant leadership to divert humanity from the path of darkness to the path of light therefore; Muslims in positions of authority should emulate the Prophet (PBUH)’s behavior by adopting his servant-leadership style in managing their various institutions.

    Transforming Financial Services: The Impact of FinTech Innovation on the Customer Adoption

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    This study aimed to determine the correlations between FinTech innovation, banking sector transformation, and customer adoption of FinTech-based services in Pakistan's banking sector. Data was collected from Pakistani bank employees using a quantitative research methodology. A survey questionnaire was used to gather responses on innovation in fintech, banking sector transformation, and customer uptake of fintech-based services. The results showed a strong positive correlation between FinTech innovation and customer uptake in the banking industry, which was mediated by banking sector transformation. This highlights the importance of banks altering their business models and services to effectively utilise FinTech solutions. By adopting FinTech innovations and supporting banking sector change, financial institutions can increase consumer uptake, position themselves for sustainable growth, and remain competitive in the rapidly changing financial services industry. This study provides valuable insights for banking executives and decision-makers seeking to enhance customer service and support the growth of the banking industry in innovation and resilience


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    IUB Journals (Islamia University of Bahawalpur) is based in Pakistan
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