Faktor-faktor yang Mempengaruhi Minat Mahasiswa Dalam Memilih Program Studi Akuntansi di Universitas Hein Namoeto

The purpose of this study was to determine the factors that influence students' interest in choosing an accounting study program. The data used in this study were obtained from the results of distributing questionnaires which were distributed to active students in the accounting study program at Hein Namotemo University. The results of this study indicate that the career expectation factor has a positive and significant effect on student interest in choosing an accounting study program, this is evidenced by looking at the value of tcount> ttable (2.549> 1.987) with a significance of 0.015, while for the perception factor and personal characteristics it has no significant effect on students' interest in choosing an accounting study program, this is evidenced by the results of the analysis that for the perceived factor the value of tcount> ttable (1.612<1.987) with a significance of 0.115, for personal characteristics factors with a value of tcount<ttable (0.352>1.987) with a significance of 0.727. for the test results of the coefficient of determination (R Square) of 0.261 or equal to 26.1%, while the rest is influenced by other variables outside of this study.The purpose of this study was to determine the factors that influence students' interest in choosing an accounting study program. The data used in this study were obtained from the results of distributing questionnaires which were distributed to active students in the accounting study program at Hein Namotemo University. The results of this study indicate that the career expectation factor has a positive and significant effect on student interest in choosing an accounting study program, this is evidenced by looking at the value of tcount> ttable (2.549> 1.987) with a significance of 0.015, while for the perception factor and personal characteristics it has no significant effect on students' interest in choosing an accounting study program, this is evidenced by the results of the analysis that for the perceived factor the value of tcount> ttable (1.612<1.987) with a significance of 0.115, for personal characteristics factors with a value of tcount<ttable (0.352>1.987) with a significance of 0.727. for the test results of the coefficient of determination (R Square) of 0.261 or equal to 26.1%, while the rest is influenced by other variables outside of this study

Efektivitas Penyaluran Zakat Harta pada Usaha Produktif terhadap Peningkatan Pendapatan UMKM di Baznas Polewali Mandar

Penelitian ini membahas tentang efektivitas Penyaluran Zakat Produktif terhadap Peningkatan Pendapatan UMKM di BAZNAS Polewali Mandar. Penelitian ini menggunakan metode kualitatif deskriftif dengan pendekatan fenomenologis. Penelitian ini menyajikan data deskriptif berupa data tertulis atau lisan dari informan dan perilaku yang akan diamati. Hasil penelitian ini menunjukkan, (1) Bentuk penyaluran zakat harta pada usaha produktif masyarakat yang dilakukan BAZNAS Polewali Mandar, antara lain; usaha campuran, penjual gorengan, penjual makanan, usaha menjahit, reparasi kursi sofa, perbengkelan, dan nelayan berupa pengadaan mesin (2) Dampak penyaluran zakat harta pada usaha produktif terhadap UMKM di BAZNAS Polewali Mandar sangat besar sekali dalam peningkatan taraf hidup masyarakat. (3) Penyaluran zakat harta pada usaha produktif terhadap peningkatan usaha UMKM di BAZNAS Polewali Mandar sangat efektif. Program pemberdayaan ekonomi masyarakat di Polewali Mandar memberikan dampak yang besar bagi penerima bantuan modal usaha

Does Corporate Social Responsibility Improve Community Satisfaction?

Corporate Social Responsibility is a form of corporate responsibility to stakeholders. PT. Pertamina Patra Niaga Fuel Terminal Tarakan developed a mangrove conservation ecotourism program to avoid degradation in the area by involving the surrounding community. This study aims to find out whether CSR programs improve community satisfaction. The research uses quantitative and qualitative approaches. The analysis used the Community satisfaction index (CSI) with 12 question indicators. The research sample comprised 30 community respondents in the Tanjung Batu area, Mamburungan Village, Tarakan City District. The results showed that the CSI value is 3.25, which after conversion got a value of 81.25, was in the range of 62.51-81.25 in the "GOOD" category with a quality value of "B". This result indicates that the community very welcomes the CSR program.Corporate Social Responsibility is a form of corporate responsibility to stakeholders. PT. Pertamina Patra Niaga Fuel Terminal Tarakan developed a mangrove conservation ecotourism program to avoid degradation in the area by involving the surrounding community. This study aims to find out whether CSR programs improve community satisfaction. The research uses quantitative and qualitative approaches. The analysis used the Community satisfaction index (CSI) with 12 question indicators. The research sample comprised 30 community respondents in the Tanjung Batu area, Mamburungan Village, Tarakan City District. The results showed that the CSI value is 3.25, which after conversion got a value of 81.25, was in the range of 62.51-81.25 in the "GOOD" category with a quality value of "B". This result indicates that the community very welcomes the CSR progra

Fintech Mempengaruhi Manajemen Keuangan?

Purpose — The background of this research journal is the development of the era where technology has changed human life behavior which has positive and negative impacts. So that the development of this era changes the behavior or habits of financial management that never existed in human civilization before. The purpose of this study was to determine the effect of fintech on the financial management of Entrepreneurship Study Program students at the Universitas Pendidikan Indonesia.Design/methodology/approach — This study uses a quantitative research method. The technique used in this research is a data collection technique in the form of a questionnaire (questionnaire).Findings — The hypothesis in this study is that there is a significant influence between Fintech (x) and financial management (y).Practical implications — This study's results can help students increase fintech awareness about financial management. And the results of this research can be used as learning material for academics, students, the community, and other parties.Originality/value — This research was conducted based on data-based research found on college entrepreneurship students at the Universitas Pendidikan Indonesia so this research has research originality.Keywords — College student, Entrepreneurship, Financial Management, FintechPaper type — Research paperTujuan — Jurnal penelitian ini dilatarbelakangi oleh perkembangan zaman dimana teknologi telah mengubah perilaku hidup manusia yang membawa dampak positif dan negatif. Sehingga perkembangan zaman ini merubah perilaku atau kebiasaan pengelolaan keuangan yang tidak pernah ada dalam peradaban manusia sebelumnya. Tujuan penelitian ini adalah untuk mengetahui pengaruh fintech terhadap pengelolaan keuangan mahasiswa Program Studi Kewirausahaan Universitas Pendidikan Indonesia.Desain/metodologi/pendekatan — Penelitian ini menggunakan metode penelitian kuantitatif. Teknik yang digunakan dalam penelitian ini adalah teknik pengumpulan data berupa angket (kuesioner).Temuan — Hipotesis dalam penelitian ini adalah bahwa ada pengaruh yang signifikan antara Fintech (x) dan manajemen keuangan (y).Implikasi praktis — Hasil studi ini dapat membantu mahasiswa meningkatkan kesadaran fintech tentang manajemen keuangan. Dan hasil penelitian ini dapat dijadikan sebagai bahan pembelajaran bagi para akademisi, mahasiswa, masyarakat, dan pihak lainnya.Orisinalitas/Nilai — Penelitian ini dilakukan berdasarkan penelitian berbasis data yang ditemukan pada mahasiswa kewirausahaan Universitas Pendidikan Indonesia sehingga penelitian ini memiliki orisinalitas penelitian.Kata Kunci — Mahasiswa, Kewirausahaan, Manajemen Keuangan, FintechJenis Penelitian — Artikel Ilmia

Pengaruh Nilai Budaya Terhadap Kinerja UMKM Dengan Motivasi Berwirausaha Sebagai Pemediasi (Studi pada UMKM Pendatang dan asli NTT di Kota Kupang)

The existence of this study aims to determine how much influence cultural values have on the performance of MSMEs, both from East Nusa Tenggara (NTT) and migrants from outside NTT with entrepreneurial motivation as mediators. The sample in this study was 170 which were divided into two for native MSMEs and immigrants from outside NTT. All data collected using SEM-PLS analysis technique with Smart PLS 3.0. The results of this study indicate there is a positive influence between motivation and performance for MSMEs native to NTT and immigrants. Cultural values have no effect on performance in both. There is a positif influence between Cultural values and motivation, and motivation mediates the influence of cultural values on performance both in MSMEs native to NTT and immigrants from outside NTT.Adanya penelitian ini bertujuan untuk untuk mengetahui seberapa besar pengaruh nilai budaya terhadap kinerja UMKM baik yang berasal dari Nusa Tenggara Timur (NTT) ataupun para pendatang dari luar NTT dengan motivasi berwirausaha  sebagai pemediasi.             Sampel pada peneltian ini sebanyak 170 yang dibagi menajdi dua untuk UMKM asli dan pendatang dari luar NTT, alat analisis menggunakan aplikasi SEM PLS. Hasil penelitian ini menunjukkan bahwa motivasi berpengaruh terhadap kinerja untuk kedua UMKM. Nilai budaya tidak berpengaruh terhadap kinerja pada kedua UMKM. Nilai budaya berpengaruh terhadap motivasi, dan motivasi memediasi pengaruh nilai budaya terhadap kinerja. &nbsp

Determinan Financial distress Pada Perusahaan Sub-Sektor Ritel Elektronik di Bursa Efek Indonesia

This study aims to analyze the effect of quick ratio, cash flow from investing activities and Financial Expense on financial distress in an empirical study of electronic retail sub-sector companies listed on the Indonesia Stock Exchange in 2013-2020. This research is a quantitative study that uses secondary data in the form of panel data obtained from the financial statements of companies in the electronic retail sub-sector published on the Indonesia Stock Exchange website. The sampling method used the saturated sample method so that a research sample of 40 financial statements was obtained at 5 companies in the electronic retail sub-sector for an 8-year period, namely 2013-2020. The software used for data processing is Eviews 10. The results show that partially quick ratio has a positive and significant effect on financial distress, while cash flow from investing activities has no effect on financial distress and Financial Expense has a negative effect on financial distress. Simultaneously quick ratio, cash flow from investing activities, Financial Expense affect financial distress

ANALISIS PENGARUH MOTIVASI, KREATIVITAS DAN ETIKA BISNIS ISLAM TERHADAP KEBERHASILAN UKM MELALUI INOVASI SEBAGAI VARIABEL PEMODERASI DI SALATIGA

This study aims to determine the success of UKM with the independent variables Creativity Motivation and Islamic Business Ethics with Innovation as a moderator variable in Salatiga.This research is a quantitative research with primary data, the population in this study is all UKM owners in Salatiga in 2022. The sampling technique in this study was simple random sampling, namely by randomly determining the sample of UKM actors in Salatiga.The data collection method was carried out using questionnaires and interviews conducted with UKM in Salatiga in 2022. The data obtained was then processed using the IBM SPSS Statistics version 22 tool. The analysis carried out included instrument tests, classic assumption tests, statistical tests and MRA tests. The results in this study show that motivation has a positive but not significant effect on the success of UKM, creativity has a positive and significant effect on the success of UKM, Islamic Business Ethics has a positive and significant effect on the success of UKM and innovation is not proven to be a moderator variable or does not moderate motivation, creativity and business ethics. Islam on the success of UKM.  This study aims to determine the success of UKM with the independent variables Creativity Motivation and Islamic Business Ethics with Innovation as a moderator variable in Salatiga.This research is a quantitative research with primary data, the population in this study is all UKM owners in Salatiga in 2022. The sampling technique in this study was simple random sampling, namely by randomly determining the sample of UKM actors in Salatiga.The data collection method was carried out using questionnaires and interviews conducted with UKM in Salatiga in 2022. The data obtained was then processed using the IBM SPSS Statistics version 22 tool. The analysis carried out included instrument tests, classic assumption tests, statistical tests and MRA tests. The results in this study show that motivation has a positive but not significant effect on the success of UKM, creativity has a positive and significant effect on the success of UKM, Islamic Business Ethics has a positive and significant effect on the success of UKM and innovation is not proven to be a moderator variable or does not moderate motivation, creativity and business ethics. Islam on the success of UKM.   &nbsp

Analisis Kebijakan Perkreditan Perusahaan Perbankan yang Terdaftar di Indeks LQ45 Bursa Efek Indonesia Periode November 2021

This study examines credit policies of banking companies listed on the Indonesia Stock Exchange by comparing asset allocation for credit and asset allocation overall, using liquidity factors such as the NPL (Non-Performing Loan) ratio and LDR (Loan to Deposit Ratio) as independent variables. The secondary data used is from banking companies in the LQ45 index group from 2015-2020, and the data is analyzed using multiple linear regression to determine the effect of independent variables on the dependent variable of credit policy. Researchers uses multiple linear analysis to investigate the relationship between liquidity, represented by Non-Performing Loans (NPL) and Loan to Deposit Ratio (LDR), and credit policies of banking companies listed in LQ45 index for the period of November 2021-January 2022. The data completeness is for six years. The credit policy is measured by the percentage of allocation for credit in the asset structure of banking companies. The results show that NPL and LDR have a significant impact on credit policy with a 5% significance level, indicating the importance of credit management in banking activities.Penelitian ini mengkaji kebijakan perkreditan perusahaan perbankan yang terdaftar di Bursa Efek Indonesia dengan membandingkan alokasi aset untuk kredit dan alokasi aset secara keseluruhan, dengan menggunakan faktor likuiditas seperti rasio NPL (Non Performing Loan) dan LDR (Loan to Deposit Ratio) sebagai variabel independen. . Data sekunder yang digunakan adalah dari perusahaan perbankan yang termasuk dalam kelompok indeks LQ45 tahun 2015-2020, dan data tersebut dianalisis dengan menggunakan regresi linier berganda untuk mengetahui pengaruh variabel independen terhadap variabel dependen kebijakan kredit. Peneliti menggunakan analisis linier berganda untuk menyelidiki hubungan antara likuiditas yang diwakili oleh Non Performing Loan (NPL) dan Loan to Deposit Ratio (LDR), dengan kebijakan kredit perusahaan perbankan yang terdaftar dalam indeks LQ45 periode November 2021-Januari 2022. Kelengkapan data selama enam tahun. Kebijakan kredit diukur dengan persentase alokasi kredit dalam struktur aset perusahaan perbankan. Hasil penelitian menunjukkan bahwa NPL dan LDR berpengaruh signifikan terhadap kebijakan perkreditan dengan tingkat signifikansi 5% yang menunjukkan pentingnya pengelolaan kredit dalam kegiatan perbankan

Pengaruh Beban Kerja Dan Stres Kerja Terhadap Turnover Intention Melalui Burnout Pada Karyawan PT BNI Cabang Ternate

This study aims to determine the effect of Work Load and Work Stress on Turnover Intention through Burnout. This research is a quantitative research. The population in this study is the employees of Bank Negara Indonesia (BNI), Ternate City. The number of research samples is 73 respondents. The data analysis technique used in this research is path modeling analysis using Smart Partial Least Square (PLS) version 4 as a statistical test tool. The results of this study indicate that: (1) Work Load has no significant effect on Turnover Intention; (2) Work Stress has no significant effect on Turnover Intention; (3) Work Load has a significant effect on Burnout; (4) Work Stress has a significant effect on Burnout; (5) Burnout has a significant effect on Turnover Intention; (6) Work Load has no significant effect on Turnover Intention through Burnout; (7) Work Stress has a significant effect on Turnover Intention through Burnout. &nbsp

Analisis Pengaruh Dana Pihak Ketiga, Inflasi, Non Performing Loan Dan Loan To Deposit Ratio Terhadapkredit Modal Kerja Pada Bank Umum Di Jawa Timur

Banks are financial institutions that accommodate funds from the public in the form of savings and return them in the form of credit to those in need in order to improve people's lives. Banks also do three other things: collect funds, send money or transfer money, and provide other financial services. Working Capital Credit is a credit facility from a financial institution that is extended to business actors to finance their production and operational activities so that they can expand their business. Through the provision of working capital loans, it is expected to grow the economy. This study shows the results that Third Party Funds have a positive and significant influence on Distribution of Working Capital Loans to Commercial Banks in East Java. Inflation has no positive and insignificant effect on Distribution of Working Capital Loans at Commercial Banks in East Java.Non Performing Loan does not have a positive and insignificant influence on Distribution of Working Capital Loans at Commercial Banks in East Java.Loan to Deposit Ratio has a positive and significant effect on Distribution of Working Capital Loans to Commercial Banks in East Java.   Keywords: Third Party Funds, Inflation, Non Performing Loans, Loan To Deposit Ratio, Working Capital Loan