The Role of Credit for Poverty Alleviation in Indonesia: Evidence from Panel Data Analysis

The challenge of zero poverty by 2030 is difficult to achieve amidst global uncertainty which has an impact on the domestic economy through a decrease in social budgets and a decrease in purchasing power which makes the domestic economy move slowly. The Asian Development Bank (ADB) has discussed the role of banking in alleviating poverty both directly and indirectly through industrialization, MSMEs and increasing productivity which has a multiplier effect on increasing employment and reducing poverty. Challenges regarding the link between the bank and non-bank financial industry to poverty alleviation are becoming increasingly high due to increasing global uncertainty in the last decade which has had an impact on the domestic economy. This research aims to analyze the influence of banking credit (in this study using MSME credit) and People's Business Credit (KUR) as government representatives in helping business actors to improve their businesses by accessing credit with low interest on poverty alleviation in Indonesia. The research combines time series data in this study, namely the 2017-2022 period and cross section data collected from 34 provinces in Indonesia using the Panel Feasible Generalized Squared (FGLS) approach. The research results show a contradiction between people's business credit and credit to MSMEs, where people's business credit cannot alleviate poverty while credit to MSMEs is effective in reducing poverty rates. The research implication is that financial sector development can be oriented towards alleviating poverty by implementing policies that support financial system stability

The Influence of Knowledge Management, Work-Life Balance, and Commitment on Public Sector Employee Performance

This research investigates the impact of knowledge management and work-life balance on employee performance with the role of affective commitment as a mediator in the Indonesian public sector. Data were collected via an online questionnaire from 703 respondents who were Government Financial Institution (GFI) employees at the staff level with a minimum of one year of work experience. The questionnaire utilized a 7-point Likert scale measurement and data analysis was conducted using Structural Equation Modeling (SEM) techniques with Lisrel 8.8 software. The findings of the study indicate that knowledge management practices, work-life balance, and affective commitment positively and significantly influence employee performance. Additionally, affective commitment was found to partially mediate the direct relationships examined in this research. This study contributes to the field of Human Resource Management (HRM) by expanding the literature on knowledge management practices and work-life balance in the public sector, areas that have received limited research attention. Furthermore, this research offers novelty by investigating predictors of performance among public sector employees from Generation Y and Generation Z.

The Influence of Green Marketing, Consumer Knowledge and Purchasing Power on Environmental Attitudes

Global changes in the modern industrial era encourage the importance of environmental sustainability, triggering the popularity of green marketing as a key strategy for companies to advertise sustainable goods. In this dynamic, the level of consumer knowledge and purchasing power also are essential in influencing consumer preferences and choices regarding sustainable products. This study aims to understand the influence of green marketing, consumer knowledge, and purchasing power on environmental attitude in Indonesia, particularly in the Southern Sumatra region. The gathered data of 118 participants were examined through the partial least squares structural equation modeling (PLS-SEM) method to evaluate the proposed hypotheses. The findings revealed that green marketing and purchasing power exert a direct and significant impact on environmental attitude, suggesting that marketing efforts and financial capability play a key role in shaping consumer perceptions of sustainability. In contrast, consumer knowledge does not have a significant direct effect on environmental attitude, indicating that awareness alone may not be sufficient to drive environmentally responsible behavior. These findings contribute to the understanding of factors influencing consumers' environmental attitudes, provide strategic direction for companies aiming to enhance green product adoption, and stimulate further discussion on sustainability practices in Southern Sumatra

Empowering Business Resilience: The Impact of Inclusive Leadership and Organizational Adaptability through Open Innovation

This study examines the effects of inclusive leadership and organizational adaptation on business resilience in Makassar City's hotel business using through the perspective of open innovation. This study applies a quantitative approach, examining data from 96 hotel managers adopting the Partial Least Squares-Structural Equation Modeling (PLS-SEM). The findings of the study show that open innovation has a impact on business resilience, while the direct effect of inclusive leadership and organizational adaptability on business resilience is not significant. However, through open innovation, both show significant useful effect. This study underlines the importance of external collaboration, technology adoption, and innovation implementation in increasing business resilience. These results are relevant for the business approach in the era of disruption, especially in the context of the hospitality industry in Indonesia. This study shows that open innovation, such as collaborating with outside partners, adopting new technology, and encouraging fresh ideas, is key to helping hotels in Makassar become more resilient in times of disruption. While inclusive leadership and adaptability alone do not directly improve resilience, they do have a strong positive effect when combined with open innovation. This means hotel managers should focus on creating a culture that supports teamwork, openness, and learning from others outside the organization. For policymakers, the findings suggest the need to support innovation networks and provide training or resources that help hotels connect with external experts and stay competitive. This approach is especially important in the fast-changing hospitality industry in Indonesi

Drivers of E-Commerce Success in Java Island: Implications for Indonesia's Digital Economy

E-commerce in Indonesia, particularly on Java Island, has shown rapid development, contributing significantly to national digital transactions. This study aims to analyze the factors influencing the growth of e-commerce on Java Island during the 2015–2023 period. The research employs a panel data regression model, examining variables such as communication expenditure, population size, the number of BTS towers, mobile phone ownership, and the number of e-commerce actors.  The key findings reveal that communication expenditure, mobile phone ownership, and the number of e-commerce actors significantly influence digital transactions. These findings underscore the importance of enhancing digital infrastructure, improving internet access, and empowering digital MSMEs to support the growth of e-commerce in Indonesia. Promoting e-commerce growth by improving internet infrastructure in areas with poor connectivity is a crucial first step the government can take to enhance internet access equity across Java Island

The Covid-19’s Impact on Sharia banks in Southeast Asia: Islamicity Performance Index, Intellectual Capital, and Islamic Corporate Governance

The COVID-19 pandemic has impacted Islamic banking in Southeast Asia, with corporate governance playing a crucial part in handling and controlling companies. This research studies the influence of issues such as Intellectual Capital, Islamic Income vs. Non- Islamic Income Ratio, and Zakat Performance Ratio on Islamic Corporate Governance in the region post-pandemic. The present research employs quantitative research techniques that depend on secondary data. To gather the necessary data, a documentation approach was adopted, involving the examination of annual reports from Islamic banks in Southeast Asia. Data was acquired through the utilization of a panel data regression model operated by Eviews 12. Findings suggest that intellectual capital and the Islamicity performance index are key drivers of ICG. To improve governance, Islamic banking institutions should focus on preserving intellectual capital and enhancing their Islamicity performance. Continuous efforts to enhance ICG are critical for dealing with global concerns in the aftermath of COVID-19.

Strategies to Improve Employee Performance Through Employee Engagement, Organizational Culture, Work Motivation, and Job Satisfaction on Employee Performance

This study uses a fit model to place work motivation as a mediator to analyze how organizational culture and employee engagement affect employee performance in Bekasi. This study closes the research gap and necessitates further testing to evaluate organizational culture's and employee engagement's impact on employee performance from other perspectives. Applying a fit mediation method and SEM, the research instruments utilized are a quantitative cross-sectional study and a questionnaire for Bekasi employees, demonstrating the significance of the variables. By placing work motivation and job satisfaction as fit mediators, the study gives empirical evidence that organizational culture and employee engagement have an impact on employee performance. The analysis's findings include positive guidance, especially in inspiring workers through active participation and constructive organizational principles that improve business performance

Stock Underpricing Phenomenon and Influencing Factors

The excessive discrepancy between the main market's both the secondary market's share price and share price is known as underpricing. This research seeks to ascertain how debt affects covenant, business size, and industry type on the undervaluation of stocks of businesses that are listed on the Indonesia Stock Exchange. The author employs a quantitative research approach and an associative technique. The data was collected using the documentation approach. The study object consists of companies that list from 2019 to 2022 on the Indonesian Stock Exchange. The sample strategy employed was non-probability purposive sampling. In all, 190 companies met the sample's standards. According to the investigation's findings, the kind of industry has a positive impact on stock underpricing. However, for businesses that conduct IPOs on the Indonesian Stock Exchange, it seems that stock underpricing is unaffected by the company's size or debt-to-equity ratio. This finding emphasizes the importance of considering investment decision-making strategies based on a deep understanding of industry factors rather than relying solely on firm size or financial structure

Implementing Sustainable HR Practices: A New Paradigm in Building Organizational Capacity to Address the Climate Crisis

This study examines the implementation of sustainable Human Resource (HR) practices and their impact on organizational capacity to address climate crises in private universities in Bandung City. The research background highlights the importance of integrating sustainability principles into HR policies to strengthen organizational resilience against global environmental challenges. This study aims to analyze the influence of sustainable HR practices on organizational culture, managerial support, and climate resilience within higher education institutions. A quantitative research method was employed, utilizing the Partial Least Squares Structural Equation Modeling (PLS-SEM) approach to examine the relationships among key variables. The study involved a population of 882 individuals from 138 private universities in Bandung, with a representative sample of 270 participants determined using Slovin’s formula with a 5% margin of error and selected through stratified random sampling. The sample was proportionally distributed across university management (rectors, vice rectors, and department heads), lecturers, and administrative staff to ensure comprehensive representation of the population. The results indicate that sustainable HR practices significantly influence organizational culture and managerial support, which subsequently enhance organizational resilience to climate crises. The study concludes that integrating sustainable HR practices into the policies of private universities can improve institutional capacity to address climate change. Practical implications include the development of holistic sustainability policies and increased managerial engagement to effectively support sustainability implementation

The Dual Role of Collaborative Culture in Leadership-Team Performance Dynamics: A Quantitative Study of Public Sector Institutions

This study examines the mediating and moderating effects of collaborative culture on the relationship between leadership behavior and team performance in modern organizations, specifically focusing on how collaborative culture elements such as knowledge sharing, skill exchange, interpersonal relationships, and synergistic attitudes can serve as strategies for enhancing team performance. Employing a quantitative methodology, data was collected through online questionnaires from 121 employees of government institutions in Jambi and analyzed using Structural Equation Modeling (SEM). The findings revealed that leadership behavior significantly and positively influences both team performance and collaborative culture, while collaborative culture, though showing no direct significant effect on team performance, functions as both a mediator and moderator in the leadership behavior-team performance relationship. Although the study's generalizability may be limited due to its specific focus on public sector institutions, this study strengthens the research gap on the dual role of collaborative culture which is still rarely discussed in the context of the Indonesian public sector. The practical implications of this finding can be a reference for organizational leaders to develop team effectiveness and achieve strategic goals through strengthening collaborative culture in public sector management.