Pengaruh Literasi Keuangan, Materialisme, Tingkat Pendidikan, Dan Tingkat Pendapatan Pada Perilaku Pengelolaan Keuangan Keluarga Di Madura

Abstract

The financial management behavior has become prevailing issue nowadays. This issue to the society’s behavior of consumptions in Indonesia, no expectation in Madura. This study aims to examine the relationship between financial literacy, materialism, education, and income on household financial management behavior. The sample consist of 105 respondent, in Madura in which they were taken by means of purposive sampling. The characteristic of respondent such as they live in Madura, financial managers, and they have income equal to Rp. 4.000.000.-. the statistical method used in this study is multiple regression analysis. The result show that financial literacy has positive no significant effect on household financial management behavior, materialism has negative no significant effect on household financial management behavior, education has no significant effect on household financial management behavior, and income has no significant effect on household financial management behavior. Key words : Household Financial Management Behavior, Financial Literacy, Materialism, Education, and Incom

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