ABSTRACT
The purpose of this study was to determine whether thare is variabel LDR, IPR, NPL, APB, IRR, BOPO, and FBIR Toward Return On Assets (ROA) On Regional Development Banks partially or simultaneously.
Sample in this research are BPD Papua, Riau and Riau Islands BPD, BPD North Sumatra and East Kalimantan BPD. Data and collecting methode in this research uses secondary data. The data are taken from published financial report of Toward Return On Assets begun from first quarter at year 2010 until second quarter at year 2014. The thecnique of data analysis using multiple linear regression analyze.
Based on calculation and result from SPSS 16 for windows state that LDR, IPR, NPL, APB, IRR, BOPO and FBIR simultaneously have influence significant toward ROA on Regional Development Bank. LDR partially have influence positive significant toward ROA on Regional Development Bank. And the another hand IPR, NPL,and FBIR have influence positive unsiginificant toward ROA on Regional Development Bank. APB, IRR and BOPO have influence negative unsignificant toward ROA on Regional Development Bank.
Keywords: LIQUIDITY RATIO, ASSET QUALITITY, SENSITIVITY AND EFFICIENC
