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PENGARUH SIMPANAN DANA PIHAK KETIGA DAN TINGKAT PENDAPATAN ATAS BAGI HASIL TERHADAP PEMBIAYAAN BERBASIS BAGI HASIL PADA BANK SYARIAH DI INDONESIA TAHUN 2011-2012

Abstract

SUMIATI . Analysis the Influence of Depositor’s Funds and Profit – Losy Sharing Level Toward Volume of Profit and Lost Sharing Based – Financing in Sharia Banking in Indonesia During 2011-2012. Skripsi. Jakarta : Concentration in Accounting Education, Department of Economics and Administration, Faculty of Economic, State University of Jakarta, 2013. The purpose of this research is to determine the extent of the relationship Depositor’s Funds (DPK) and Profit – Lost Sharing Levels to The Amount of Profit – Lost Sharing based Financing in Sharia Banking. The sample used in this study is the Quartely Financial Statement Bank Syariah Mandiri, BNI Syariah, BRI Syariah, Bank Panin Syariah, and BCA Syariah period 2011-2012 by using purposive sampling method. Types of data used are secondary data obtained from published financial statement and downloaded through the official website of those Banks. The method of analysis used is Multiple Regression with a significance level of 5%. Regression equation in this research is Ŷ =2,645 + 0.202 X   iii  1 + 0.708 X . From the results of the analysis show that DPK and Profit – Lost Sharing Level has positive significant influence to the amount of Profit – Lost Sharing based financing. It proved by sig-F value 0,000 lower than 5% significances. Predictable of the two variables toward financing is 96,5% as indicated by adjusted R2 while the rest 3,5% is affected by other factors is not include into the research model

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