Paynter, Mary Ann

Wysocki, Joseph Lawrence, 1944-

Illinois Digital Environment for Access to Learning and Scholarship Repository

1-+-+-l-·······t-- +-+--+-+·-1---t-·-+-+-+--+-+--+- -+--+---+--4-+ + +-+·-+ +--. -..... ' f--+-i ! ·. i i . f-+ f-..... _ 1--f-jl II-' . ' Dire tions Purpose: Managing money means making choices. Quite simply, there is never enough money for all the things we'd like. This game will help you decide what is most important to you. How To Play Round 1: Today, you have a "20*" income. Go through the categories in the game, make one selection in each category, and place an * in the ac-companying box or boxes. Mark as many as 20 boxes with your *s. Example Blair Williams chooses to rent an apartment. This housing category re-quires 3 *s. She now has 17 *s left to spend on the other categories. Housing a. Living with parents b. Share apartment, dormitory, fraternity, or sorority. c. Rent a place of your own. You may change your mind about the number of stars you have spent for a category - just go back and erase. Don't spend more than 20 stars. D If you are thinking of situations not covered by these categories or choices, add some of your own. You may also spend more or less than suggested for a particular item if your reasons are justifiable. Go ahead and make your choices. Round 2: Now, pretend that you lost your part-time job. Your income has been cut back. You now have 13 *s. Circle your new choices. Discussion Questions What was the first item you gave up when your income dropped? What was the last item you were will-ing to give up? Why? Compare your spending choices to those of other players. How do per-sonal values, goals, and past experi-ences affect each person's choices? Did you include savings in your spending plan? How much do you think is needed in an emergency re-serve account for unexpected ex-penses? a. Live with parents. D b. Share apartment, dormitory, fraternity, or sorority. D D c. Rent a place of your own. D D D d. Other. D D D D Heat and Light a. Included in rent. b. Cost shared by roommates. c. You pay total cost. Phone a. No phone. b. Phone; limited long distance calls. c. Phone; many long distance calls. a. Use parents' at home. D DO D DO b. Borrow from parents or friends. c. Rent furniture or live in furnished apartment. D D d. Buy at garage sale or thrift shop. D e. Buy new furniture. D D a. Provided with housing. b. Eat with parents or carry lunch .• c. Cook at home; dinner out once a week. D D d. Purchase frequent fast food lunches and weekly dinner out; cook other meals. D D D e. Purchase all meals away from home. DODD Clothes a. Wear present wardrobe. b. Use your sewing skills. D c. Buy at discount store, thrift shop, or used clothing store. D d. Buy at a department store. D D e. Shop for designer clothes. 0 0 0 Care a. Do laundry at parents' home. b. Use common facilities in apart-ment or dormitory complex. D c. Use laundromat; some dry cleaning. D d. Use commercial laundry. e. Rent washer and dryer. a. Walk or bike. Ride the bus or join a carpool. 0 c. Buy fuel for family or own vehicle. DO d. Buy used vehicle. DOD e. Buy new vehicle. DODD a. Television, visits with friends, and picnics. 0 b. Cable television, sports, and dances. 0 0 c. Concerts, vacations, and spectator sports. 0 0 0 d. Other. ______ 0 0 0 0 Personal Grooming a. Generic grooming products. 0 b. Hair cut, selected grooming products. 0 0 c. Hair styled and permed, name brand grooming products. 0 0 0 Insurance Health and Disability Insurance a. No coverage. b. Fringe benefits of job. 0 c. Covered under parents' policies. 0 d. Group coverage (school or job). 0 0 e. Individual health and disability coverage. 0 0 0 Life Insurance a. Term life. b. Whole life. Auto Insurance 0 DO a. Covered on parents' policy. 0 b. Pay for liability coverage only. 0 c. Pay for complete coverage. 0 0 Renter's Insurance a. No coverage. b. Covered under parents' policy. c. Pay for property and liability coverage. Savings a. Change in piggy bank. b. Five percent of income. c. Ten percent of income. 0 DO 0 DO Gifts a. Make your own. 0 b. Purchase cards and small gifts on special occasions. 0 c. Purchase frequent gifts for everybody. 0 0 (You may select more than one.) a. Records or tapes. b. Books, china, pans, or other items purchased on installment plans. c. Weekly giving to charity or religious groups. d. Newspaper and magazine 0 0 0 subscriptions. 0 e. Favorite hobby (such as photogra-phy or computer games). 0 f. Color television, VCR, or stereo. 0 0 g. Big-spender dates. 0 0 h. Other. _______ 0 0 0 _______ ODD ______ ODD ~~~=r~~~~=F4=~~~=F~~~=+~~+=~~~~~+-=~=+~l=+:t_.;:.+ ''-+-~+.:r .. i~~~-~--~-t-+-+~-~--~~- ······ + ..... . - ,_ -+- -!---·+--+ c-··· ~-+·- -· . .. f· f··· .... 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Department of Agnculturec --· .. --~ +-+--t---+-·-+-.. -··--·-·t--.,,-... -+- -+-+--+-l-·-+---l--·-t--+--+---t--·-+---1--·-;-· • WilLIAM R. OSCl1WAlE!>, Director,- •-.. ·t·--+- _ ~~-~--~~~~~-~-~~~-4-~~ C~pernt~e Extens~ft S~r~ce,~~ ·~-~--~~~-+~-+-~~.-~~-+-~·~-r~+~-~~~ v~rsjty of ITiioojs at Urbana-Cham- -+'-+---+-'-+--+--+--+·+·-+-·+-+-l-·-t ··+ +---+-+-+--+-+--+-·!-+---t--t l H--+-+-+-t--+-+-+-+-+-+-+--+-+-t-+-+--+-paign. I T J J I t + 1±i --. 1~..lf-+i-+J --tj--+--+-+--+---+-+-+-+-•--t-+-t-~+-t---lr---t---t---t--t-t -+ f ' J I , _ ~ -~ I 1 -+ -j--+-r- --t-+-+-r-+-+--t--+---+-+--t-+-t-t--+--t- '·-:=;~=::;:~;~;;~~~-+;:-~~~~~~;-~-~J~ispubncadon w~ ~ptepared by - --~~-4t_-:=::=:=::=:=::=::~-~-~·~--+~--1~,~~~~~~~-~----• Mary Ann Paynter,_E.x.,te,nS,.ion Special- +___... +---+----+·+--+ :r -i-----+-+- _.,_-+-·+--t .. -+-+·- +--+-+--i'·-+-t-·-lt-1 ist, F3mily Economic~, and joseph l. "" -+-~,-f---t-+ ... -;._+--t-+-!--+--+-·-+--t--+--i--t--t-+· +-··+·-t-+--r~ • i- Wysocki, Extensiof1··Sp~daHst, Hous-- +- + ! lt-~-+-+--+-+-t--t-+-+--+-+-t--t-+-i lOg _._ +- --j- .. --~-· -+--+-+--t--t-··t·· t----r---r--t--i-~-t·····t ·······t---+·--+-t--+ . .Lttt+ + t titt+-<- ... .l .l i -!--4-4--t-+--1--+-+---+-+-t---+--+--t---i·-+-1--+-t-~...L t r.~ f I • +- , ·· :. ' : rt---~·- - _ :_: =:: -Ed1tor: Mary H, Overm1er ---+-·-;--+-----+ .t. +- r--tt-+-+--+-t---+--t-+--1---+--+·-+--+·-+-·+-t-t- 'Graphic designe~ ~ y~t ~. S~ith -+--t-+-+-+-~---t--+--f-+-+-+--+-+--+--1r-t--t--i- +'' t- .. -r- -t ml t -t I ! 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Living on your own : your money management : your shopping skills : your living quarters

IDEALS @ Illinois

https://www.ideals.illinois.edu/bitstream/handle/2142/33972/1066905_opt.pdf?sequence=2

Living on your own : your money management : your shopping skills : your living quarters

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Illinois Digital Environment for Access to Learning and Scholarship Repository

IDEALS @ Illinois