American Journal of Multidisciplinary Research and Development (AJMRD)
Abstract
This study intends to determine the influence of the number of Micro, Small and Medium Enterprises (MSMEs), credit interest rates and CPI (Consumer Price Index) partially and simultaneouslyonthenumberofPeople'sBusinessLoans(KUR)forMSMEsinMalangCity.The study used quarterly data obtained from the Financial Services Authority, the Central Statistics Agency, and the Development Planning Agency at Sub-National Level of Malang for the period 2017 – 2021 (5 years). Method of documentation is used for the data collection. Furthermore, the data is analyzed with multiplelinearregressionof do ublelog models. There sults of the study found: 1) thenumberofMSMEs,lendingratesandconsumerpriceindexsimultaneouslyhaveasignificant impact / influence on the number of people's business loans, 2) The number of MSMEs does not haveanimpactonthenumberofpeople'sbusinessloans,3)Interestratesonloanshasasignificant negative impact on the number of people's business loans, and 4) The consumer price index has a positive and significant impact on the number of people's business loans for MSMEs in Malang city
