Analisis Perbandingan Kinerja Keuangan Bank Syariah Dan Bank Konvensional: Perspektif Kontribusi Aktiva Bersih Operasi

Abstract

This research is used to measure the comparison of financial performance of Islamic banks and conventional banks in general and specifically. The objects used in this research are all Islamic Banks (BI) and Conventional Banks (BC) in Indonesia for the period 2013-2017. Research variables use the Return on Investment (ROI) ratio to measure financial performance in general and the Return Net Operating Asset ratio (RNOA) to measure financial performance specifically. The test equipment used was the average difference test (Independent Sample T-test). The results of this study indicate that the ROI ratio of Islamic banks is superior to conventional banks. Whereas in the RNOA ratio, conventional banks are superior to Islamic banks

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