Passages and Epiphanies

When asked a few months ago to say a few words of introduction for the Presentations of the Covenant Players, I was more than a little diffident about doing so, The bete noire for many performing artists as for painters and poets is over- explanation. If a piece needs a great deal of interpretation before and after, it tends to lose its primary impact which should be direct and immediate. As an occasional and very amateur painter I now something of the frustration attendant upon the question: What are you trying to say? I have been tempted to round on the questioner with the brusque response: What I have been trying to say is this picture

FILTER MEDIA TEST UNIT

Dow Chemicalhttp://deepblue.lib.umich.edu/bitstream/2027.42/96203/1/me450f12project10_report.pdfhttp://deepblue.lib.umich.edu/bitstream/2027.42/96203/2/me450f12project10_photo.jp

TEN CONSIDERATIONS IN THE DEVELOPMENT OF THE FINANCIAL THERAPY PROFESSION

The purpose of this paper is to serve as a primer for considerations and conversations that will need to take place to continue, and potentially even expedite, the positive evolution of the relatively new concept of financial therapy and the newly formed Financial Therapy Association (FTA). Varying perspectives are provided by reviewing other associations’ challenges when implementing cross-disciplinary collaboration. Ten considerations are provided for those interested in the development of financial therapy, which are designed to be referenced on an ongoing basis to facilitate the strong development of this new discipline and association. Exercises are provided to assist professionals in recognizing similarities and differences between their profession and others represented in the membership of FTA

Ethical Issues and Decision Making in Collaborative Financial Therapy

The purpose of this article is to introduce potential ethical challenges that may arise when a financial and mental health professional collaborate to provide financial therapy and recommendations on how to effectively address these concerns. The development of ethical and professional practices requires extensive dialogue from practitioners in the emerging field of financial therapy; however, it is important to first develop an awareness and sensitivity to the ethical and professional issues across disciplines. This article examines the differences and similarities between the codes of ethics of different financial and mental health disciplines, and addresses six core ethical and professional issues: dual relationships, confidentiality, collaborating with other professionals, fee management, use of technology, and attending to federal and state regulatory laws. In working through the complexity of different disciplines’ regulatory environments, a discussion of how to address these ethical questions in order to progress the financial therapy field is presented

Inter-Observer Risk-Tolerance Agreement Between Husbands And Wives

The purpose of this research was to test the extent to which variability in husbands’ and wives’ self-assessed financial risk can be attributed to variation in risk tolerance or observer bias resulting from measurement error. Using a sample of 188 well-educated married couples, scores from the Survey of Consumer Finances single risk-assessment item were used to evaluate the following null hypothesis: Husbands and wives do not agree on their level of financial risk tolerance. The hypothesis was tested using a percentage agreement test, a Kappa coefficient test, and a chi-square analysis. Findings led to a rejection of the null hypothesis. That is, couples exhibited general agreement in their assessment of financial risk tolerance, although the level of agreement was rather modest

Narrative Financial Therapy: Integrating a Financial Planning Approach with Therapeutic Theory

The article serves as one of the first attempts to develop an integrated theoretical approach to financial therapy that can be used by practitioners from multiple disciplines. The presented approach integrates the components of the six-step financial planning process with components of empirically-supported therapeutic methods. This integration provides the foundation for a manualized approach to financial therapy, shaped by the writings of narrative theorists and select cognitive-behavioral interventions that can be used both by mental health and financial professionals