The state of play of blockchain technology in the financial services sector: A systematic literature review

The modern trends of digitalization have completely transformed and reshaped business practices, whole businesses, and even a number of industries. Blockchain technology is believed to be the latest advancement in industries such as the financial sector, where trust is of prime significance. Blockchain technology is a decentralized and coded security system which provides the capability for new digital services and platforms to be created through this emerging technology. This research presents a systematic review of scholarly articles on blockchain technology in the financial sector. We commenced by considering 227 articles and subsequently filtered this list down to 87 articles. From this, we present a classification framework that has three dimensions: blockchain-enabled financial benefits, challenges, and functionality. This research identifies implications for future research and practice within the blockchain paradigm

Seasonal patterns of deposition litterfall in a seasonal dry tropical forest.

The Caatinga Domain is exclusively Brazilian, covered by vegetation exhibiting a great diversity of species, which have morphological and physiological characteristics determined by environmental conditions. These attributes define quantity and quality litterfall deposition on the soil. The litterfall deposition seasonality was monitored a fragment of Caatinga vegetation, located in the semiarid region of Brazil, from 2016 to 2017. The decomposition rate, mean residence time for litterfall (50 and 95%), and the exportation of mineral nutrients via deciduous material were determined. Data from meteorological variables and litterfall were used in the elaboration of Pearson's correlation matrix, and multicollinearity, canonical and path analyzes. The Caatinga deposited on average 637 kg DM (dry mass) ha−1 year−1 litterfall, including 53% leaves, 26% twigs, 15% reproductive structures and 6% miscellanea, with deposition peaks between the months of March and July, with values above 57 kg MS ha−1. Global solar radiation, vapor pressure deficit, soil heat flux, rainfall and normalized difference vegetation index are controlling factors the litterfall deposition. The decomposition rate of the litterfall was 0.33 kg DM ha−1 year−1, while the time required for the disappearance of 50% and 95% of the litterfall was respectively 2.1 and 9.1 years, and the exportation of nutrients was 13.59 kg ha−1 year−1. Litterfall deposition was determined by the environmental conditions and physiological responses of the vegetation, which are fundamental to maintaining the Caatinga Domain.Made available in DSpace on 2019-12-13T18:09:28Z (GMT). No. of bitstreams: 1 Seasonalpatternsofdeposition.pdf: 2196181 bytes, checksum: 0009c6cf473511b5c6ecae3fe521fe5b (MD5) Previous issue date: 2019bitstream/item/206995/1/Seasonal-patterns-of-deposition.pd

Seasonal patterns of deposition litterfall in a seasonal dry tropical forest.

The Caatinga Domain is exclusively Brazilian, covered by vegetation exhibiting a great diversity of species, which have morphological and physiological characteristics determined by environmental conditions. These attributes define quantity and quality litterfall deposition on the soil. The litterfall deposition seasonality was monitored a fragment of Caatinga vegetation, located in the semiarid region of Brazil, from 2016 to 2017. The decomposition rate, mean residence time for litterfall (50 and 95%), and the exportation of mineral nutrients via deciduous material were determined. Data from meteorological variables and litterfall were used in the elaboration of Pearson's correlation matrix, and multicollinearity, canonical and path analyzes. The Caatinga deposited on average 637 kg DM (dry mass) ha−1 year−1 litterfall, including 53% leaves, 26% twigs, 15% reproductive structures and 6% miscellanea, with deposition peaks between the months of March and July, with values above 57 kg MS ha−1. Global solar radiation, vapor pressure deficit, soil heat flux, rainfall and normalized difference vegetation index are controlling factors the litterfall deposition. The decomposition rate of the litterfall was 0.33 kg DM ha−1 year−1, while the time required for the disappearance of 50% and 95% of the litterfall was respectively 2.1 and 9.1 years, and the exportation of nutrients was 13.59 kg ha−1 year−1. Litterfall deposition was determined by the environmental conditions and physiological responses of the vegetation, which are fundamental to maintaining the Caatinga Domain