Analisis Minat Penggunaan Fintech Berdasarkan Konsep ECT-IS

This research aims to obtain empirical evidence regarding the behavior intention in using Fintech as electronic-based financial access through the ECT-IS model combined with data security system. The sampling method for this research using judgment sampling. The survey method is carried out in the process of collecting data. Empirical evidence of research explains that perceived usefulness has a positive and significant effect on the level of satisfaction and behavior intention. The effect confirmation of use on perceived usefulness and individual satisfaction has positive and significant effect. The effect of data security systems on individual satisfaction is positive and significant. Likewise, the level of individual satisfaction have significant effect on behavior intention in using Fintech

Faktor-faktor yang Mempengaruhi Nilai Institusi Perbankan (Studi Kasus Bank BUKU IV Periode 2015-2018)

Penelitian ini dilakukan untuk menguji faktor-faktor yang berpengaruh terhadap nilai institusi perbankan (Bank BUKU IV). Penelitian ini dilakukan terhadap Bank BUKU IV periode 2015-2018. Analisis data yang digunakan untuk mengukur pengaruh variabel independen ke variabel dependen menggunakan uji regresi linier berganda. Penelitian ini menggunakan teori keagenan dan teori sinyal serta sebelum uji pengaruh dilakukan, salah satu variabel independen yaitu nilai efisiensi diukur melalui DEA (Data Envelopment Analysis). Penelitian ini menggunakan Tobin’s-q untuk mengukur nilai perusahaan yang mencerminkan nilai bank. Hasil penelitian ini memberikan bukti empiris bahwa efisisensi dan CAR (Capital Adequacy Ratio) berpengaruh positif terhadap nilai perusahaan, sedangkan NPL (Non Performing Loan) berpengaruh negatif terhadap nilai perusahaan

Faktor-faktor Internal yang Berpengaruh terhadap Nilai Perusahaan: Studi Empiris pada Bank BUKU IV

Penelitian ini dilakukan untuk menguji faktor-faktor yang berpengaruh terhadap nilai institusi perbankan (Bank BUKU IV). Penelitian ini dilkukan terhadap Bank BUKU IV periode  2017-2021. Analisis data yang digunakan untuk mengkur pengaruh variabel independen ke variabel dependen menggunakan uji regresi linier berganda. Penelitian ini menggunakan teori keagenan dan teori signaling serta dan sebelum uji pengaruh salah satu dari variabel independen yaitu nilai efisiensi diukur melalui Data Envelopment Analysis (DEA). Penelitian ini menggunakan tobin-q untuk mengukur nilai perusahaan. Hasil penelitian ini memberikan bukti empiris bahwa efisisensi, CAR (Capital Adequacy Ratio), NPL (Non Performing Loan) berpengaruh terhadap nilai perusahaan

Determinan Islamic Sosial Responbility (ISR) pada Bank Umum Syariah di Indonesia

Tujuan dari penelitian ini adalah menguji pengaruh profitabilitas, likuiditas, ukuran perusahaan, umur perusahaan terhadap pengungkapan Islamic Social Reporting. Populasi dalam penelitian ini adalah seluruh Bank Umum Syariah di Indonesia selama tahun 2019-2022. Sampel ditentukan dengan teknik purposive sampling dan menggunakan uji analisis regresi linier berganda. Berdasarkan hasil uji secara parsial menunjukkan bahwa profitabilitas berpengaruh signifikan terhadap pengungkapan Islamic Social Reporting (ISR). likuiditas berpengaruh signifikan terhadap pengungkapan Islamic Social Reporting (ISR). Ukuran perusahaan berpengaruh signifikan terhadap pengungkapan Islamic Social Reporting (ISR) dan Umur perusahaan tidak berpengaruh signifikan terhadap pengungkapan Islamic Social Reporting (ISR)

The Influence of Western Culture on the Behaviour of Senior High School Students

This study aims to determine how foreign or (western) culture affects student behavior in everyday life in Indonesia and the efforts of the MAN 2 Klaten school in counteracting the influence of foreign cultures that have the potential to harm young students, which uses qualitative research methods with a case study approach conducted at MAN 2 Klaten. The population in this study were all students at MAN 2 Klaten; then, the sample was randomly selected using a purposive sampling method and obtained 30 students. The data collection methods used were observation, interviews, and literature study. The data sources used were primary and secondary. Primary data was obtained from observations from March to April 2023 and interviews with students and teachers at MAN 2 Klaten. At the same time, secondary data is obtained from books and journals related to the research conducted. The data analysis technique used is Miles and Huberman's interactive analysis. Qualitative data analysis activities are carried out interactively and occur continuously until completion so that the data is saturated. This analysis consists of 3 main things: data reduction, data presentation, and data verification. This research concludes that the positive behavior obtained from the influence of Western culture is to increase student creativity and innovation, the cultural exchange provides opportunities for students to advance, and students are getting faster in mastering technology and expanding student knowledge. While the negative behavior that arises is the loss of cultural values in students, a reduced sense of student nationalism, social inequality among students, and the occurrence of divisions among students, then efforts to prevent negative behavior due to the influence of Western culture can be made to adjust to the norms that apply in Indonesia, instill a sense of love for the country, and be moderate