Financial wellbeing of Asian Americans

The Asian American population in the United States has been increasing. Research on the economic wellbeing of this minority group is far from being adequate. It is generally found that Asian Americans are more highly educated and have more wealth. Although the homeownership rate of this population is lower than the national average rate, the gap is gradually narrowing. Asian Americans are found to have more confidence in their financial future and have better management in their financial lives. In addition, Asian-owned businesses have been an important part of the U.S. economy and, as such, the self-employment status of Asian Americans has stimulated great interest for research. Large differences in financial behaviors exist among different groups in Asian Americans. This chapter serves the purpose to summarize past research on Asian American consumer finances and provide directions for future research.Includes bibliographical references

The Great American Crime Decline : Possible Explanations

This chapter examines the most important features of the crime decline in the United States during the 1990s-2010s but also takes a broader look at the violence declines of the last three centuries. The author argues that violent and property crime trends might have diverged in the 1990s, with property crimes increasingly happening in the online sphere and thus traditional property crime statistics not being reflective of the full picture. An important distinction is made between ‘contact crimes’ and crimes that do not require a victim and offender to be present in the same physical space. Contrary to the uncertainties engendered by property crime, the declines in violent (‘contact’) crime are rather general, and have been happening not only across all demographic and geographic categories within the United States but also throughout the developed world. An analysis of research literature on crime trends has identified twenty-four different explanations for the crime drop. Each one of them is briefly outlined and examined in terms of conceptual clarity and empirical support. Nine crime decline explanations are highlighted as the most promising ones. The majority of these promising explanations, being relative newcomers in the crime trends literature, have not been subjected to sufficient empirical scrutiny yet, and thus require further research. One potentially fruitful avenue for future studies is to examine the association of the most promising crime decline explanations with improvements in self-control

Social website technologies and their impact on society

Introduction Web applications have dominated the concerns of most people because they take a lot of their time. Among the most prominent of these concerns is the social networking that is available through social network applications on the internet. Social websites have impacted heavily on social and national identity as well as on the social bonding within the community. Why does the social network matter? Human nature is generally social and people like to live in a community rather than in isolation. Social networks play this role electronically by connecting people as a community regardless of the distance. Evidence shows that these applications are attractive and have a strong influence in various areas. The deductive approach has been used in this chapter which analysed texts relevant to the subject of the study. Descriptive documentary in the collection of information from sources and references associated with the subject of the study described and employed an approach to describe the phenomenon as list of the diagnosis and detection aspects to determine the relationship between elements with a prospect for the future and predict scientific outcomes

The dynamics of neighborhood property crime rates

K42, D01, R00,