Knowledge self-awareness, financial behavior, and economic pressure

Based on results from the 2015 National Financial Capability Study (NFCS), an increasing number of families in the United States are experiencing acute economic pressure, which has been linked to negative family outcomes. Previous research has identified that overconfident household financial decision-makers are more likely to exhibit poor financial decisions; however, the connection between financial self-efficacy, family economic pressure, and financial behavior needs further exploration. The purpose of this study is to add to the work in financial confidence and financial self-efficacy through an examination of both over and underestimation of personal financial knowledge and its link to family economic pressure and financial behavior. This study employs the 2015 and 2018 National Financial Capability Study (NFCS), a nationally representative sample of adults living in the United States, to measure household decision-maker confidence in knowledge of personal finance and identify links to measured family economic pressure and financial behavior. The study is organized within the framework of the Family Financial Socialization Model which implies that financial behavior and economic pressure partially results from socialization and knowledge of personal finance. Overall findings suggest that underconfident individuals, irrespective of their real level of financial literacy, were more likely to exhibit unhealthy financial behaviors and experience higher levels of economic pressure. Findings from this study have implications for financial literacy researchers and practitioners of family financial planning

Knowledge self-awareness, financial behavior, and economic pressure

Based on results from the 2015 National Financial Capability Study (NFCS), an increasing number of families in the United States are experiencing acute economic pressure, which has been linked to negative family outcomes. Previous research has identified that overconfident household financial decision-makers are more likely to exhibit poor financial decisions; however, the connection between financial self-efficacy, family economic pressure, and financial behavior needs further exploration. The purpose of this study is to add to the work in financial confidence and financial self-efficacy through an examination of both over and underestimation of personal financial knowledge and its link to family economic pressure and financial behavior. This study employs the 2015 and 2018 National Financial Capability Study (NFCS), a nationally representative sample of adults living in the United States, to measure household decision-maker confidence in knowledge of personal finance and identify links to measured family economic pressure and financial behavior. The study is organized within the framework of the Family Financial Socialization Model which implies that financial behavior and economic pressure partially results from socialization and knowledge of personal finance. Overall findings suggest that underconfident individuals, irrespective of their real level of financial literacy, were more likely to exhibit unhealthy financial behaviors and experience higher levels of economic pressure. Findings from this study have implications for financial literacy researchers and practitioners of family financial planning.</p

Household savings and present bias among Chinese couples: A household bargaining approach

Family savings is crucial to long-term wellbeing for all members in a household, particularly in a Chinese context where costs of living increasingly shift from government to individuals. Savings are typically examined as a balance of financial behaviors and spending preferences; however, this study highlights how savings in a family context is also a function of relationship status. Drawing on intra-household bargaining models, we analyze data from the 2014 China Family Panel Studies to examine the extent to which men's and women's relative power in the household explain variation in savings levels across families. Our findings indicate that women's greater bargaining positions (e.g., income and assets) correspond with greater savings for the family. However, such bargaining power constitutes a net negative for family savings when women have both greater relational power and higher spending preferences. We suggest that family savings can and should be understood as an outcome of dynamic bargaining conditions in addition to income factors.https://doi.org/10.1111/joca.1251

Curcumim in management of diabetic foot ulcer: A review

Diabetic foot ulcers termed as DFUs or commonly known as diabetic injuries have become the significant reasons for mortality in patients who are suffering from diabetes. Curcumin, a polyphenol is the main curcuminoid present in turmeric (belonging to ginger family Zingiberaceae). It is largely utilized as a dietary, nutritional, herbal supplement, cosmetics element, shading specialist and coloring agent. Curcumin has intense calming, hostile, anti oxidant, anti-inflammatory, antimutagenic, anticancer properties and features making it a commendable possibility for wound healing and other fiery sicknesses. It has been utilized worldwide in miscellaneous forms for manifold health benefits and has gathered noteworthy consideration in the beyond couple of time in treating diabetes and its complexities. Notwithstanding, not many examinations are accessible comparable to curcumin as a diabetic injury mending specialist with the fundamental components still in obscurity. Consequently, this paper examines the potential purposes of this potent natural compound curcumin for the treatment of DFUs with the comparing systems at various points of diabetic injury recuperating. The present audit likewise sums up the different in vitro and in vivo investigations laid out/provided details pertaining to curcumin in treating DFUs. It&nbsp; provide a concise summary of the plethora of research regarding role of curcumin.&nbsp; &nbsp

Effects of Deep Cervical Flexor Training on Forward Head Posture, Neck Pain, and Functional Status in Adolescents Using Computer Regularly

In contemporary societies, computer use by children is a necessity and thus highly prevalent. Using computers for long hours is related to a higher risk of computer-related muscular disorders like forward head posture (FHP) and neck pain (NP). Deep cervical flexor (DCF) muscles are important head-on-neck posture stabilizers; thus, their training may lead to an improvement in FHP and NP. The aim of this study was to determine if 4 weeks of DCF training is effective in alleviating NP, improving FHP, and functional status in adolescent children using computers regularly, a pretest-posttest experimental group design was used. Subjects were randomly assigned into the experimental group (receiving DCF training and postural education) and the control group (receiving postural education only). 30 subjects with a mean age of 15.7±1.725 years with NP and FHP using computers regularly participated in the study. Dependent variables were measured on day 1 (at baseline) and after 4 weeks of training. Photographic analysis was used for measuring FHP, visual analog scale for NP intensity, and neck disability index for functional status. Data analysis showed that in both groups, no significant improvement occurred in FHP. In both groups, there was a significant improvement in functional status and NP. There was no significant difference between both groups for FHP and NP. There was a significant improvement in functional status in the experimental group in comparison to the control group. Four weeks of DCF training does not cause a significant improvement in FHP in 13 to 18 years old adolescent children using computers regularly

Where Brain, Body and World Collide

The production cross section of electrons from semileptonic decays of beauty hadrons was measured at mid-rapidity (|y| &lt; 0.8) in the transverse momentum range 1 &lt; pt &lt; 8 Gev/c with the ALICE experiment at the CERN LHC in pp collisions at a center of mass energy sqrt{s} = 7 TeV using an integrated luminosity of 2.2 nb^{-1}. Electrons from beauty hadron decays were selected based on the displacement of the decay vertex from the collision vertex. A perturbative QCD calculation agrees with the measurement within uncertainties. The data were extrapolated to the full phase space to determine the total cross section for the production of beauty quark-antiquark pairs