Integrating housing wealth into the social safety net : the elderly in Moscow

The elderly in Russia have often been among those least able to cope with all the changes that have taken place during the transition. Unlike the situation prior to reform-when pensions were stable-they now face considerable uncertainty. If they have not been in poverty, many have been close to it. While the elderly have experienced difficulties, they have also been the beneficiaries of a very large transfer of wealth. In Russia, as in most transition economies, housing was privatized, under giveaway terms. As a result, although many elderly households have low incomes, based on their wealth, their deprivation would appear to be less serious. Unfortunately, in the absence of a developed financial system, it is difficult to use this wealth without selling it. In Russia, all households, not just the elderly, have not been able to borrow. The existence of such large unencumbered wealth holdings by lower income elderly households creates an opportunity to provide what might be termed"housing safety net insurance"at low public cost. More than reducing the incidence of poverty, such schemes could allow also many of the elderly to be able to move out of poverty and into middle income status. The authors explain why many of the elderly in the former Soviet Union (FSU), not just in Russia, are likely to have so much housing wealth. Then they discuss how financial instruments could access this wealth. The authors also discuss the empirical situation of the elderly in Moscow, illustrating the potential demand for such products. Finally, they suggest that the results for Moscow are likely to be similar in many other FSU countries because these countries also have elderly populations who also own a great deal of unencumbered housing wealth.Environmental Economics&Policies,Public Health Promotion,Payment Systems&Infrastructure,Banks&Banking Reform,Health Economics&Finance,Health Monitoring&Evaluation,Banks&Banking Reform,Environmental Economics&Policies,Economic Theory&Research,Health Economics&Finance

Towards a Java Subtyping Operad

The subtyping relation in Java exhibits self-similarity. The self-similarity in Java subtyping is interesting and intricate due to the existence of wildcard types and, accordingly, the existence of three subtyping rules for generic types: covariant subtyping, contravariant subtyping and invariant subtyping. Supporting bounded type variables also adds to the complexity of the subtyping relation in Java and in other generic nominally-typed OO languages such as C# and Scala. In this paper we explore defining an operad to model the construction of the subtyping relation in Java and in similar generic nominally-typed OO programming languages. Operads, from category theory, are frequently used to model self-similar phenomena. The Java subtyping operad, we hope, will shed more light on understanding the type systems of generic nominally-typed OO languages.Comment: 13 page

Geologic studies to identify the source for high levels of radium and barium in Illinois ground-water supplies: a preliminary report

Analyses of water from municipal wells in Illinois by the Illinois Environmental Protection Agency showed that more than 300 wells exceeded the upper limit, 3 picocuries/liter (U.S. Public Health Service, 1962), for gross alpha radiation in drinking water. More than 30 wells exceeded the upper limit, 1 milligram/liter (U.S. Public Health Service, 1962), for barium in drinking water. High levels of radiation in ground water were more extensive in areal distribution than the high levels of barium. All of the affected wells were finished in bedrock, primarily in rocks of the Cambrian and Ordovician Systems of northern Illinois. The geologic settings in which the high levels of radiation and barium were documented indicated that the problem was not restricted to Illinois.The source of the radiation in ground water was thought to be the natural occurrence of the radioactive elements.uranium-238 and thorium-232 in the aquifer rocks. Analyses of a limited number of rock samples indicated that uranium and thorium concentrations were highest in fine-grained sediments in the aquifer systems; the highest concentration was in shales that confine the aquifer.The occurrence of natural radioisotopes in ground water was thought to be complex, involving source rocks, ground water chemistry, and the hydraulic stress placed on the aquifer.Chemical analyses of rock samples indicated that high concentrations of barium were widespread in rocks of the Cambrian and Ordovician Systems. The concentration of barium in ground water was controlled by solubility equilibria reactions with sulfate ion. A map showing sulfate ion concentration in the Cambrian-Ordovician Aquifer could be used to delimit regions where barium might occur at concentrations exceeding 1 milligram/liter.U.S. Department of the InteriorU.S. Geological Surve

A Study to Compare the Effectiveness of Teletechnet Distance Education with Traditional Classroom Education Among Old Dominion University Industrial Technology Graduates 1998-2000

The following hypothesis guided this research: 1. Among Old Dominion University Industrial Technology majors, there was no significant difference in academic achievement between those students who had been taught by conventional means and those that had used Teletechnet distance education

The <i>Plasmodium</i> eukaryotic initiation factor-2α kinase IK2 controls the latency of sporozoites in the mosquito salivary glands

Sporozoites, the invasive form of malaria parasites transmitted by mosquitoes, are quiescent while in the insect salivary glands. Sporozoites only differentiate inside of the hepatocytes of the mammalian host. We show that sporozoite latency is an active process controlled by a eukaryotic initiation factor-2α (eIF2α) kinase (IK2) and a phosphatase. IK2 activity is dominant in salivary gland sporozoites, leading to an inhibition of translation and accumulation of stalled mRNAs into granules. When sporozoites are injected into the mammalian host, an eIF2α phosphatase removes the PO4 from eIF2α-P, and the repression of translation is alleviated to permit their transformation into liver stages. In IK2 knockout sporozoites, eIF2α is not phosphorylated and the parasites transform prematurely into liver stages and lose their infectivity. Thus, to complete their life cycle, Plasmodium sporozoites exploit the mechanism that regulates stress responses in eukaryotic cells

Signed zeros of Gaussian vector fields-density, correlation functions and curvature

We calculate correlation functions of the (signed) density of zeros of Gaussian distributed vector fields. We are able to express correlation functions of arbitrary order through the curvature tensor of a certain abstract Riemann-Cartan or Riemannian manifold. As an application, we discuss one- and two-point functions. The zeros of a two-dimensional Gaussian vector field model the distribution of topological defects in the high-temperature phase of two-dimensional systems with orientational degrees of freedom, such as superfluid films, thin superconductors and liquid crystals.Comment: 14 pages, 1 figure, uses iopart.cls, improved presentation, to appear in J. Phys.

The distribution of extremal points of Gaussian scalar fields

We consider the signed density of the extremal points of (two-dimensional) scalar fields with a Gaussian distribution. We assign a positive unit charge to the maxima and minima of the function and a negative one to its saddles. At first, we compute the average density for a field in half-space with Dirichlet boundary conditions. Then we calculate the charge-charge correlation function (without boundary). We apply the general results to random waves and random surfaces. Furthermore, we find a generating functional for the two-point function. Its Legendre transform is the integral over the scalar curvature of a 4-dimensional Riemannian manifold.Comment: 22 pages, 8 figures, corrected published versio