“Analisis Yuridis terhadap Addendum dalam Akad Perjanjian pada Pembiayaan Bermasalah” (Studi pada Perusahaan Daerah Bpr Syari'ah Mustaqim Sukamakmur)

The Regulation of Bank Indonesia Number 10/181PBI/2008 stipulates the settlement and or restructuring of troublesome financing. In the practice of Syaria Banking, the addendum method is preferable to be applied than to make a new agreement for any changes and or additions to the content of a financing agreement. The problems in this research are what factors that constitute the making of the addendum in solving the troublesome financing at BPR (Rural Bank) Syariah Mustaqim Sukamakmur. How are the mechanisms of adding the content of the agreement carried out by BPR Syari'ah Mustaqim Sukamakmur. What are the legal consequences of the addendum related to the settlement of troublesome financing which has been approved related to the settlement of troublesome financing at BPR (Rural Bank) Syaria Mustaqim Sukamakmu

Peningkatan Keterampilan Menulis Deskripsi dengan Teknik Rumpang melalui Media Gambar

Keterampilan menulis merupakan salah satu keterampilan berbahasa yang sangat penting. Keterampilan menulis bisa dikatakan merupakan puncak dari keterampilan berbahasa, karena di dalamnya termuat tiga keterampilan yang lain, yakni menyimak, berbicara, dan membaca. Penelitian ini bertujuan mengkaji keterampilan menulis karangan deskripsi peserta didik sebelum dan setelah belajar melalui teknik rumpang disertai gambar. Penelitian ini merupakan penelitian tindakan kelas dengan dua kali siklus serta dua tindakan dalam setiap siklus. Subjek penelitian ini adalah peserta didik kelas V SD Negeri Campaka I Kecamatan Campaka Kabupaten Cianjur. Instrumen yang digunakan terdiri dari lembar keterampilan menulis deskripsi peserta didik, lembar observasi, , pedoman penilaian keterampilan menulis deskripsi. Analisis kualitatif dan kuantitatif sederhana dilakukan untuk mengukur rata keterampilan menulis karangan deskripsi peserta didik sebelum dan setelah tindakan serta perbandingan peningkatan keterampilan antar tindakan dan antar siklus. Hasil penelitian menunjukkan bahwa pembelajaran dengan teknik rumpang melalui media gambar dapat meningkatkan keterampilan menulis karangan deskripsi peserta didik. Pembelajaran bahasa Indonesia dengan menggunakan teknik rumpang melalui media gambar dapat dijadikan metode alternatif di sekolah dasar

Analysis of Musical Drama “Udin and the Magic Book”

Primary school students are generally happy if given the opportunity to perform on the stage. The role of teachers is crucial in building the students’ positive characters and competencies in the 21st century, to be ready to show their interests and talents. Therefore, the researchers will analyze the musical drama performance by primary school students of Mutiara Bunda Bandung. This study aims to analyze the Sundanese musical drama performance entitled “Udin and The Magic Book”. This study used descriptive qualitative method which the results of the data analysis shows that the content of the musical drama “Udin and The Magic Book” aims to invite the students to know the traditional Sundanese songs and games, persuade them to help their parents, encourage the students to diligently read books, teach them about the 21st century competence which is to love the nation and country, to have a global perspective, and be proud of their local culture. Based on the performance of the students during the show, the students looked confident, were capable of improvisation, and could control the stage area. The significance of this show is that the children were trained early to develop their 21st-century competence through artistic performances.     Keywords: musical drama, performing arts, 21st centur

Implementation of Teaching Materials Based on Indonesian Culture in BIPA Learning As One Way to Lift Indonesian Culture in the World

This study aims to develop various teaching materials as well as lifting Indonesian culture through bringing the learning of the Indonesian language to the eyes of the world through BIPA learning. The method used in this research is research and development. Researchers create teaching materials using various cultural terms from various regions in Indonesia, try them out with BIPA learners and make improvements to their shortcomings. The cultural materials used by the author in the mid-level BIPA textbook are a habit, a character from the area, traditional food, traditional clothing, rituals/ traditions, traditional dance, and traditional musical instruments. The results of this study indicated that the authors created unique BIPA teaching materials at intermediate level (B2) and succeeded in making BIPA learners more interested in learning Indonesian. In this way, learners can not only learn BIPA in terms of the Indonesian language but can also simultaneously get to know the culture of Indonesia.     Keywords: instructional BIPA materials, intermediate level (B2), learning BIPA, terms in Indonesian cultur

Peran Green Trust Dalam Memediasi Pengaruh Green Product Perception Terhadap Green Repurchase Intention

Of the research aims to determine the effect of green trust and green product perception towards green repurchase intention on Ultrajaya products in Denpasar. Total of 100 respondents were included in the study using purposive sampling method as the method of data collection. Selected samples have fulfilled all the criteria that have been determined. The data collection is done by distributing questionnaires using 5 point scale to measure likert 12 indicators where the indicators lowered to the questionnaire in the study. This study use confirmatory factor analysis techniques and path analysis. The results showed that the variables green trust, capable of mediating green product perception influence of the green repurchase intention. These results prove that the trust can reinforce positive perceptions of consumers towards a product which raises the intention to repurchase

Analisis Perbedaan Dividen Pada Perusahaan Keluarga Dan Non Keluarga Berdasarkan Kepemilikan Ultimat

This study aims to to analyze whether there is a diference of the dividend shared on family company and non family based on the ultimate ownerships. Sampling method that used in this research was 400 manufacturing companies which are listed at Indonesia Stock Exchange (IDX), with research periods 2009-2012. The sample collected by purposive sampling method. Secondary data obtained from a IDX database and the ownership structure obtained through Sanjaya’s (2010) previous research. The result of data analysis shows there are signifcant and diferences of the dividend shared between family company and non family. Family company pay dividends lower than non family company

Pengaruh Lingkungan Kerja Fisik, Gaya Kepemimpinan dan Insentif Finansial terhadap Kinerja Pegawai Non Medis pada Rumah Sakit Balimed Denpasar

Suatu organisasi perlu memperhatikan faktor-faktor yang mempengaruhi kinerja agar pegawai memiliki kinerja yang tinggi. Penelitian ini bertujuan untuk mengetahui pengaruh lingkungan kerja fisik, gaya kepemimpinan dan insentif finansial terhadap kinerja pegawai. Penelitian ini dilakukan pada Rumah Sakit BaliMed Denpasar. Sampel penelitian ini 35 responden, dengan teknik analisis yang digunakan yaitu analisis regresi linear berganda. Hasil penelitian menunjukkan ada pengaruh signifikan secara simultan maupun parsial lingkungan kerja fisik, gaya kepemimpinan dan insentif finansial terhadap kinerja pegawai non medis di Rumah Sakit BaliMed Denpasar. Gaya kepemimpinan berpengaruh dominan terhadap kinerja

Penentuan Waktu Tanam Semangka (Citrullus Vulgaris) Berdasarkan Neraca Air Lahan di Kecamatan Mendoyo Kabupaten Jembrana

This study entitled "Determining Timing of planting watermelon (Citrullus vulgaris) Based on Water Balance In District Mendoyo area Jembrana" aimed at 1) Calculated water balance in the region Mendoyo Region 2) Calculate the crop water requirements, and 3) determine the appropriate planting time. This study uses statistical methods to calculate the average monthly rainfall and methods Thornwaite and Mather for water balance analysis. Based on Penman-Monteith method, the value of ETo area Mendoyo of the year amounted to 1,563 mm with the actual evapotranspiration (ETA) of 1495 mm. January to May is the period of surplus and deficit period is July and August. periods of surplus water in the area Mendoyo lasts for 6 months ie December to May. While the water deficit occurs during the period of three months, between July and September. Water re-charging period after a water deficit (recharge) at the start of October. Most water surplus value occurs in January amounted to 141 mm, whereas most water deficit is currently the most critical groundwater conditions occur in August by 25 mm. Planting of watermelon can be cultivated in December, where in December there is a surplus of water. And when the harvest is expected to do in February. Because in general, watermelon crop ready for harvest in the range of 80-90 days after planting the seed

Kepastian Hukum Penyerahan Protokol Notaris Kepada Penerima Protokol

Notary Authority is very important for the parties who make an agreement under the civil law. In performing their duties, notaries are required to maintain their accuracy and prudence, in order to provide justice, without any discrimination, thus providing legal certainty and the protection of human rights of the parties concerned. Under the provisions of Article 63 of the Law on Notary, there has been obscurity and vacuum of norms. The said obscurity of norm is about the certainty of protocols' submission of notaries which have been overdue as specified on the provisions of Article 63 of Law on Notary Position. The vacuum of norms also mean the lack of certainty about who is responsible for the notary protocols, the absence of the regulations related to who should receive the protocols and the lack of sanctions against the notary who has been designated to receive the protocol by the Regional Supervisor Assembly but was not willing to accept the protocol. These provisions give rise to legal issues namely: what  the legal consequences of Notary Protocols that have not been submitted after the deadline for submission and how the provisions of sanctions against the notary who is not willing to accept the protocols. The type of research used in this thesis was a normative legal research because of the obscurity and the vacuum of norms. The legal materials collection techniques used were a literature study and a card system. To analyze the legal materials, it was used descriptive techniques, interpretation, construction and argumentation theories and concepts associated with the relevant legal issues. The results showed that the Notary Protocol Submission to the recipient of the protocols which have passed the submission deadline resulted in some juridical consequences. The consequences include: Incidence of doubt, the uncertainty associated with the filing of the protocol the Notary. The lack of certainty associated with the accountability to the possibility of loss and destruction of the protocols of Notary. Other consequences that arise are if the parties concerned are unable to obtain a copy of their certificates back in the event of the onset of a dispute between the parties. If the notaries proved to have violated, they can be subject to sanctions. The sanctions that may be imposed on the Notaries if they make any violations are the administrative sanctions, civil penalties and criminal sanctions