Bringing to Heel the Elephants in the Economy: The Case for Ending “Too Big To Fail”

[Excerpt] “Financial institutions labeled “Too Big To Fail” (TBTF) are those whose insolvency could shake the foundations of the U.S. financial system and our economy. The term “too big to fail” became part of our popular vocabulary in the wake of federal bank regulatory intervention to prevent the failure of Continental Illinois National Bank in 1984. After the banking and savings-and-loan crisis of the 1980s, the pros and cons of the TBTF policy were extensively debated. Despite Congressional efforts to limit application of TBTF, the doctrine has returned with renewed vigor during the current crisis. Responding on an ad hoc basis, federal banking regulators have employed a TBTF policy to prevent what Federal Reserve Chairman Ben Bernanke saw as potential for the “second Great Depression.” Once the floodgates opened, Sunday announcements concerning bailout deals became the new business-as-usual. … Size is not the sole criterion for TBTF. The institutions marked for government bailout to prevent failure are described as “too big to liquidate” and “too interconnected to fail.” The Obama administration’s plan for regulatory reform calls these institutions “Tier 1 Financial Holding Companies” or “Tier 1 FHCs,” defined as “[a]ny financial firm whose combination of size, leverage, and interconnectedness could pose a threat to financial stability if it failed.” Internationally, these institutions have been referred to as “large complex financial institutions” or “LCFIs.”

Connecting the Missing Link: Bringing Together Global Philanthropists and Global Community Philanthropy Organizations

In a project begun in 2011, Synergos brought together individual philanthropists and leaders of community philanthropy organizations (CPOs) from around the world to learn about and understand the potentially transformative benefits of forming partnerships to address societal problems.This project has opened a number of doors to creating opportunities for community foundations and philanthropists to extend their reach as well as significantly increase the impact of their work. It has substantially raised awareness and has also created safe spaces for constructive dialogue on how to move forward in working together. These spaces can now be transformed into more practical "laboratories" to address community problems

The Consumer Financial Protection Agency: Love It or Hate It, U.S. Financial Regulation Needs It

The article discusses The Consumer Financial Protection Agency Act of 2009, a legislation filed in the U.S. House of Representatives on July 9, 2009. The U.S. House of Representatives passed The Wall Street Reform and Consumer Protection Act on December 11, 2009, which contained The Consumer Financial Protection Agency Act in Title IV. The American Bankers Association, Financial Services Roundtable, and Independent Community Bankers of America have opposed the creation of the Consumer Financial Protection Agency

Alien Registration- Westland, Ann (Sangerville, Piscataquis County)

https://digitalmaine.com/alien_docs/8613/thumbnail.jp

Empowering Social Work Faculty: Alternative Paradigms for Teaching and Learning

Based upon the emergence of alternative paradigms both inside and outside of social work education, four paradigms representing the most traditional to the most radical are presented. Each paradigm is discussed in terms of its ontological and epistemological assumptions as well as other pedagogical issues including role of the teacher, methods of evaluation and course structure. Educators are urged to use these paradigms to better understand legitimate differences between faculty, to become more conscious and deliberate in their choice of methods, to identify areas of incongruence, and to push themselves and the profession towards philosophies and methods most congruent with social work values an ethics

Recommendations for practicing veterinarians during clinical management of terminally ill patients and euthanasia situations based on a retrospective investigation of client expectations and preferences

A survey instrument was designed to gather information about grief situations in a veterinary setting. The main goal was to get participants to reveal their preferences during such situations so that the information could be used to educate veterinarians on how to better handle grief situations of their clients. The results show that most clients do have preferences during these situations. They prefer as many options as possible when making decisions regarding their terminally ill animal. Clients also preferred veterinarians give them options during the euthanasia of their companion animal like: a) the place for the euthanasia to take place, b) what to do with the animal\u27s remains, and c) grief resources available. This report also goes through many other questions about euthanasia situations dealing with client preferences, such as: Do clients prefer to be present during the euthanasia? and Where would you prefer your companion animal be euthanized? Companion animal death and euthanasia occur on a regular basis in veterinary clinics. When the bond between owner and animal is broken, an owner may feel great distress. Owners have to deal with intense emotions, financial constraints, and time considerations. It is important that the veterinarian handle each situation in a respectful and supportive manner. The problem is that most veterinarians are unsure of what the owner needs and wants from them. They lack information on how to manage these circumstances. Most traditional veterinary education does not include material on how to deal with grieving clients. Experience and literature are the main source of education for most veterinarians on this important subject. Therefore, it is imperative to learn from owners themselves how to assist their needs during such a loss. Knowledge about what an owner expects from their veterinarian can be used to educate the veterinarian so that they may help the owner through the loss. That is the purpose of this study

(The) art method of teaching religion to primary children ..

Typewritten sheets in cover. Thesis (M.A.)--Boston University Bibliography: p. [84]-85