Faktor-Faktor Yang Mempengaruhi Financial Sustainability Ratio Pada Bank Umum Swast Nasional Non Devisa Periode 1995-2005

This study is aimed to test the consistency of time period model, whether the information that previously affects today\u27s performance can be used to predict the performance in the future, and how the consistency of Indonesia banking financial prediction model formulation equation in order to detect bank condition and performance in the period of pre-economic crisis (1995-1996), during economic crisis (1997-1999) or post-economic crisis (2000-2005) is since bank condition and health is the interest of all relevant parties namely bank owner and manager, customers, Bank Indonesia in its capacity as the supervisor and builder, and the government. The samples are Non Foreign Exchange National Private Banks listed in Indonesian Banking Directory during the period after economic crisis in 1995 – 2005 and Indonesian Financial Economic Statistics Monthly Statement for economic macro indicator. The sampling is performed by means of purposive method (purposive sampling). Dependent Variable in this study is Financial Sustainability Ratio and independent variable in this study is Capital Adequacy Ratio, Non Performing Loan, Return On Assets, Operational Cost Ratio to Operational Income, Loan to Deposit Ratio, Money Supply Sensitivity, General Customer Price Index Sensitivity and SBI Interest Rate Sensitivity. The result of this study shows that model financial sustainability ratio did not have structural stabilization in 1999 – 2005

Pengembangan Modul Praktikum Genetika Berbasis Keterampilan Proses Sains untuk Mahasiswa Program Studi Pendidikan Biologi

The development of this practicum module is based on overcoming student difficulties in practicum implementation and final report making. Skills-based modules of the scientific process to practice the skills of the process of science are observing, grouping, interpreting, predicting, formulating hypotheses, planning experiments, and communicating. This module is expected to lead the students to be actively involved in carrying out practicum activities independently related to the concept of the material to be studied. The purpose of this research is to produce teaching material product in the form of practical genetic module based on the skill of science process that is feasible and practical used by students in genetic lecturing. The procedure of development in this research with the 4-D model proposed by Thiagarajan that is define (definition), design (design), develop (development), and disseminate (dissemination). Data collection instruments used in the form of interviews and assessment questionnaire. Data analysis techniques used qualitative analysis by calculating the average score of each component of the module assessment and calculating practicality data on the use of the practicum module. The science-based genetic module of the science process module is appropriate for use by professors of materials experts, media experts, and linguists. Second, module practicum based on science skill based on students\u27 responses have practicality in practicum practice that is 76,05% module contents, 76,26% presentation, and 76,10% from the language

Penerapan Strategi Think Talk Write Dalam Model Pembelajaran Kooepratif Untuk Meningkatkan Hasil Belajar Matematika Siswa Kelas Viii3 SMP Negeri 25 Pekanbaru

This research is conducted based on mathematics learning outcomes of class VIII3 students of state Junior High School 25 Pekanbaru which is still under KKM (Minimum Criteria of mastery learning) that has been settled by the school that is 75. This approach of this research is classroom action research with 2 cycles. The subjects of the study were students of class VIII3 SMPN 25 Pekanbaru consisting of 15 male students and 27 female students with heterogeneous ability. This research was conducted on 28 April 2016 until 23 May 2016. The data in this study were obtained from the observations of teacher and student activity and student outcomes by analyzing qualitatively and quantitatively. Based on the data analysis of teacher and student activity after implementing a Think Talk Write strategy in cooperative learning, teacher and student activities are done well and experienced improvement at each meeting. Based on the data analysis of student learning outcomes, there is an increase in student learning outcomes in each cycle. Based on the analysis of KKM achievement, the number of students who reached KKM at UH 1 amounted to 35 people with percentage 83,3 % and UH 2 amounted to 39 people with percentage 90,48 %. Based on the analysis of frequency distribution, there is an increase in the number of students who get very high criteria and the decrease in the number of students who get enough and low criteria. From this study can be concluded that the implementation Think Talk Write strategy in cooperative learning approach can improve the learning process and also to remind students of mathematics learning outcomes of VIII3 students of state Junior High School 25 Telekomunikasi Pekanbaru even semester of academic year 2015/2016 at KD 5.2 Making cube nets, beams, prisms and pyramids and on KD 5.3 Calculate surface area and volume cubes, beams, prisms and pyramids

Penggunaan Media Gambar dalam Menanamkan Nilai-nilai Pancasila pada Anak Usia Dini

Tulisan ini membahas tentang penggunaan media gambar dalam menanamkan nilai-nilai Pancasila pada anak usia dini. Berdasarkan telaah pustaka dan analisis penulis menemukan bahwa penggunaan media gambar dalam penanaman nilai-nilai Pancasila yakni nilai Ketuhanan, Kemanusiaan, Persatuan, Kerakyatan dan Keadilan pada anak usia dini cukup efektif. Media gambar yang dibuat hendaklah memperhatikan hal- hal berikut, Pertama, gambar yang dibuat tidak hanya memperbanyak unsur seninya saja tetapi yang lebih penting adalah kesesuaian dengan tujuan yang hendak dicapai. Kedua, gambar yang dibuat juga mampu menunjukkan bagian-bagian yang penting sehingga tidak terjadi penafsiran yang berbeda dari anak didik. Ketiga, gambar yang dibuat menujukkan aktifitas yang bertujuan mengembangkan imajinasi anak, dan yang Keempat, gambar dibuat secara sederhana tidak kompleks sehingga tidak membingungkan. Di samping itu media gambar dapat dirancang dan gunakan oleh setiap guru karena tidak membutuhkan keahlian khusus.Kata kunci:  Media Gambar, Nilai-nilai Pancasila, Pendidikan Anak Usia Dini (PAUD

PERUBAHAN PARADIGMA PERAN GURU DALAM PEMBELAJARAN ERA DIGITAL

The rapid development of science and technology brings us to the digital age with great changes in everything. An age where almost every side of our lives can not be released with digital or electronic devices. The digital age enables us to gain abundant knowledge easily and quickly so that it impacts the paradigm shift in all sides of life. Paradigm change can be interpreted as a change of mindset to the learning process. There are several paradigm shifts that occur such as a paradigm shift to Master. In the digital age, it takes teachers who are able to keep up with the times, can play various roles as bearers of change, learning consultants; which has a high sense of humanity and morals, and social sensitivity, and rational and honest thinking, so as to work well in a dynamic educational environment. This article discusses the paradigm of the digital age teacher in learning that is thought to affect vision, responsibility, social sensitivity, logic ability and teacher honesty. All this leads to the role of teachers in the digital age, namely as agents of change, renewal of knowledge and learning consultants. teachers become the bridge of revolution. By making himself a motivator, which moves students to accessible learning resources

Knowledge, attitude, and practice regarding dengue virus infection among inhabitants of Aceh, Indonesia: A cross-sectional study

Background: The Indonesian region of Aceh was the area most severely affected by the earthquake and tsunami of 26 December 2004. Department of Health data reveal an upward trend of dengue cases in Aceh since the events of the tsunami. Despite the increasing incidence of dengue in the region, there is limited understanding of dengue among the general population of Aceh. The aim of this study was to assess the knowledge, attitude, and practice (KAP) regarding dengue among the people of Aceh, Indonesia in order to design intervention strategies for an effective dengue prevention program. Methods: A community-based cross-sectional study was conducted in Aceh between November 2014 and March 2015 with a total of 609 participants living in seven regencies and two municipalities. Information on the socio-demographic characteristics of participants and their KAP regarding dengue was collected using a pre-tested structured questionnaire. The KAP status (good vs. poor) of participants with different socio-demographic characteristics was compared using Chi Square-test, ANOVA or Fisher's exact test as appropriate. Logistic regression analysis was used to determine the predictors of each KAP domain. Results: We found that 45% of participants had good knowledge regarding dengue and only 32% had good attitudes and good dengue preventive practices. There was a significant positive correlation between knowledge and attitudes, knowledge and practice, and attitudes and practice. In addition, people who had good knowledge were 2.7 times more likely to have good attitudes, and people who had good attitudes were 2.2 times more likely to have good practices regarding dengue. The level of education, occupation, marital status, monthly income, socioeconomic status (SES) and living in the city were associated with the knowledge level. Occupation, SES, and having experienced dengue fever were associated with attitudes. Education, occupation, SES and type of residence were associated with preventive practices. Conclusion: Our study suggests that dengue prevention programs are required to increase KAP levels regarding dengue in the communities of Aceh