Trusted integration of cloud-based NFC transaction players

Near Field Communication (NFC) is a short range wireless technology that provides contactless transmission of data between devices. With an NFC enabled device, users can exchange information from one device to another, make payments and use their NFC enabled device as their identity. As the main payment ecosystem players such as service providers and secure element issuers have crucial roles in a multi-application mobile environment similar to NFC, managing such an environment has become very challenging. One of the technologies that can be used to ensure secure NFC transaction is cloud computing which offers wide range of advantages compare to the use of a Secure Element (SE) as a single entity in an NFC enabled phone. This approach provides a comprehensive leadership of the cloud provider towards managing and controlling customer's information where it allows the SE which is stored within an NFC phone to deal with authentication mechanisms rather than storing and managing sensitive transaction information. This paper discusses the NFC cloud Wallet model which has been proposed by us previously [1] and introduces a different insight that defines a new integrated framework based on a trusted relationship between the vendor and the Mobile Network Operator (MNO). We then carry out an analysis of such a relationship to investigate different possibilities that arise from this approach

Mobile Authentication with NFC enabled Smartphones

Smartphones are becoming increasingly more deployed and as such new possibilities for utilizing the smartphones many capabilities for public and private use are arising. This project will investigate the possibility of using smartphones as a platform for authentication and access control, using near field communication (NFC). To achieve the necessary security for authentication and access control purposes, cryptographic concepts such as public keys, challenge-response and digital signatures are used. To focus the investigation a case study is performed based on the authentication and access control needs of an educational institutions student ID. To gain a more practical understanding of the challenges mobile authentication encounters, a prototype has successfully been developed on the basis of the investigation. The case study performed in this project argues that NFC as a standalone technology is not yet mature to support the advanced communication required by this case. However, combining NFC with other communication technologies such as Bluetooth has proven to be effective. As a result, a general evaluation has been performed on several aspects of the prototype, such as cost-effectiveness, usability, performance and security to evaluate the viability of mobile authentication

A Practical Set-Membership Proof for Privacy-Preserving NFC Mobile Ticketing

To ensure the privacy of users in transport systems, researchers are working on new protocols providing the best security guarantees while respecting functional requirements of transport operators. In this paper, we design a secure NFC m-ticketing protocol for public transport that preserves users' anonymity and prevents transport operators from tracing their customers' trips. To this end, we introduce a new practical set-membership proof that does not require provers nor verifiers (but in a specific scenario for verifiers) to perform pairing computations. It is therefore particularly suitable for our (ticketing) setting where provers hold SIM/UICC cards that do not support such costly computations. We also propose several optimizations of Boneh-Boyen type signature schemes, which are of independent interest, increasing their performance and efficiency during NFC transactions. Our m-ticketing protocol offers greater flexibility compared to previous solutions as it enables the post-payment and the off-line validation of m-tickets. By implementing a prototype using a standard NFC SIM card, we show that it fulfils the stringent functional requirement imposed by transport operators whilst using strong security parameters. In particular, a validation can be completed in 184.25 ms when the mobile is switched on, and in 266.52 ms when the mobile is switched off or its battery is flat

An Investigation of Security in Near Field Communication Systems

Increasingly, goods and services are purchased over the Internet without any form of physical currency. This practice, often called e-commerce, offers sellers and buyers a convenient way to trade globally as no physical currency must change hands and buyers from anywhere in the world can browse online store fronts from around the globe. Nevertheless, many transactions still require a physical presence. For these sorts of transactions, a new technology called Near Field Communication has emerged to provide buyers with some of the conveniences of e-commerce while still allowing them to purchase goods locally. Near Field Communication (NFC), an evolution of Radio-Frequency Identification (RFID), allows one electronic device to transmit short messages to another nearby device. A buyer can store his or her payment information on a tag and a cashier can retrieve that information with an appropriate reader. Advanced devices can store payment information for multiple credit and debit cards as well as gift cards and other credentials. By consolidating all of these payment forms into a single device, the buyer has fewer objects to carry with her. Further, proper implementation of such a device can offer increased security over plastic cards in the form of advanced encryption. Using a testing platform consisting of commercial, off-the-shelf components, this dissertation investigates the security of the NFC physical-layer protocols as well as the primary NFC security protocol, NFC-SEC. In addition, it analyzes a situation in which the NFC protocols appear to break, potentially compromising sensitive data. Finally, this dissertation provides a proof of security for the NFC-SEC-1 variation of NFC-SEC

CROO: A universal infrastructure and protocol to detect identity fraud

Identity fraud (IDF) may be defined as unauthorized exploitation of credential information through the use of false identity. We propose CROO, a universal (i.e. generic) infrastructure and protocol to either prevent IDF (by detecting attempts thereof), or limit its consequences (by identifying cases of previously undetected IDF). CROO is a capture resilient one-time password scheme, whereby each user must carry a personal trusted device used to generate one-time passwords (OTPs) verified by online trusted parties. Multiple trusted parties may be used for increased scalability. OTPs can be used regardless of a transaction’s purpose (e.g. user authentication or financial payment), associated credentials, and online or on-site nature; this makes CROO a universal scheme. OTPs are not sent in cleartext; they are used as keys to compute MACs of hashed transaction information, in a manner allowing OTP-verifying parties to confirm that given user credentials (i.e. OTP-keyed MACs) correspond to claimed hashed transaction details. Hashing transaction details increases user privacy. Each OTP is generated from a PIN-encrypted non-verifiable key; this makes users’ devices resilient to off-line PIN-guessing attacks. CROO’s credentials can be formatted as existing user credentials (e.g. credit cards or driver’s licenses)

NFC and mobile payments today

Tese de mestrado em Segurança Informática, apresentada à Universidade de Lisboa, através da Faculdade de Ciências, 2011NFC (Near Field Communication) e pagamentos móveis são duas áreas que se tornaram muito populares ultimamente, ambas duplicaram o seu índice de volume de pesquisas medido pelo Google Trends no último ano. NFC é uma tecnologia de comunicação sem fios já disponível em alguns telemóveis, sendo que mais estão anunciados para breve, e os pagamentos móveis são um serviço cuja utilização se espera que cresça a um ritmo bastante acelerado nos próximos anos. Este crescimento já foi previsto antes, e as expectativas saíram goradas, mas pensa-se que a NFC seja a tecnologia que vai trazer os pagamentos móveis às massas. Esta tese foca-se nestas duas áreas e em como a NFC pode ser útil num protocolo para executar pagamentos móveis nos dias de hoje. Para isto, um novo protocolo chamado mTrocos é apresentado. Este possui várias características desejáveis tais como anonimato, alta segurança, boa usabilidade, a não dependência de bancos ou instituições financeiras tradicionais, o suporte para micro-pagamentos e não requer nenhum hardware especial. O seu desenho é baseado no conceito de dinheiro digital e em protocolos de estabelecimento de chaves ad-hoc. Estes últimos são úteis visto que a NFC é um meio sem fios que não oferece nenhuma segurança de raiz para além do seu curto alcance. É detalhada uma prova de conceito da implementação usando um telefone com o sistema operativo Android e um leitor NFC de secretária, provando que ela funciona usando apenas hardware comum disponível actualmente. No entanto, a API (Application Programming Interface) de NFC do Android revelou-se limitada, o que influenciou o desenho do mTrocos, e o impediu de fazer uso apenas da NFC para a troca das suas mensagens. Como parte da avaliação do protocolo, foram feitos testes com utilizadores que mostram que o mTrocos é fácil de usar e que é indicado para o cenário pensado: máquinas de venda automática. Outra conclusão a que se pode chegar é que a NFC é uma tecnologia que melhora a experiência de utilização e que vai ser de grande utilidade para o crescimento dos pagamentos móveis.NFC (Near Field Communication) and mobile payments are two areas that have received a significant amount of attention lately. NFC is a wireless communication technology already available on some mobile phones, with more to come in the near future, and mobile payments are a service whose usage is expected to grow at a significant rate in the coming years. This growth has been predicted before, and expectations have been let down, but NFC is thought to be the technology that will bring mobile payments to the masses. This thesis is focused on these two areas and how NFC can be of use in a protocol to conduct mobile payments. For this, a new protocol called mTrocos is presented that possesses several desirable characteristics such as anonymity, high security, good usability, unbanked, support for micropayments and no special hardware requirements. Its design is based on digital money concepts and ad-hoc key establishment protocols. The latter are useful because NFC is a wireless medium and offers no built-in security other than its limited range. A proof-of-concept implementation with an Android phone and a desktop NFC reader is detailed, proving that it works using only commodity equipment currently available. However, Android’s NFC API (Application Programming Interface) was found to be limited, which influenced the design of mTrocos, preventing it from relying only on NFC for the exchange of the messages. As part of the protocol’s evaluation, user tests were conducted which show that mTrocos is easy to use and that it is suited to the envisaged scenario: vending machines. Another conclusion is that NFC is a technology that improves the user experience and will be of great help for the growth of mobile payments

A Novel Consumer-Centric Card Management Architecture and Potential Security Issues

International audienceMulti-application smart card technology has gained momentum due to the Near Field Communication (NFC) and smart phone revolution. Enabling multiple applications from different application providers on a single smart card is not a new concept. Multi-application smart cards have been around since the late 1990s; however, uptake was severely limited. NFC has recently reinvigorated the multi-application initiative and this time around a number of innovative deployment models are proposed. Such models include Trusted Service Manager (TSM), User Centric Smart Card Ownership Model (UCOM) and GlobalPlatform Consumer-Centric Model (GP-CCM). In this paper, we discuss two of the most widely accepted and deployed smart card management architectures in the smart card industry: GlobalPlatform and Multos. We explain how these architectures do not fully comply with the UCOM and GP-CCM. We then describe our novel flexible consumer-centric card management architecture designed specifically for the UCOM and GP-CCM frameworks, along with ways of integrating the TSM model into the proposed card management architecture. Finally, we discuss four new security issues inherent to any architecture in this context along with the countermeasures for our proposed architecture

An Innovative Strategy Based on Secure Element for Cyber–Physical Authentication in Safety-Critical Manufacturing Supply Chain

This research has been founded by the European Union’s Horizon 2020 Research and Innovation program under grant agreement No. 871518, a project named, A COmprehensive cyber-intelligence framework for resilient coLLABorative manufacturing Systems, COLLABS [55].The accurate tracking of every production step and related outcome in a supply chain is a stringent requirement in safety-critical sectors such as civil aviation. In such a framework, trusted traceability and accountability can be reliably and securely managed by means of blockchain-based solutions. Unfortunately, blockchain cannot guarantee the provenance and accuracy of the stored information. To overcome such a limitation, this paper proposes a secure solution to strongly rely on the tracking information of the physical assets in the supply chain. The proposed solution exploits Hardware Security Modules (HSMs) to provide required cryptographic primitives through a Near-Field Communication (NFC) connection. In our approach, each transfer of the assets is authenticated, verified, and recorded in the blockchain through the HSM. Transaction entries are signed, thus providing a guarantee of ownership and authenticity. The proposed infrastructure has been subject of an exhaustive security analysis and proved resilient against counterfeiting attempts, stakeholder repudiations, and misleading information.Horizon 2020 Framework Programme 871518 H202