Bridging the Gap: Overcoming Barriers to Immigrant Financial Empowerment in Northwest Queens

Every day, immigrants in Northwest Queens struggle to find work, obtain legal status, and manage their finances. While immigrant consumers are an integral part of the New York City economy -- spending and saving money and paying taxes -- many face multiple barriers to financial empowerment. This means that many immigrants struggle to build the kind of wealth that could enable them to buy a home, pay for higher education, save for retirement, and lead to overall long-term economic stability and security. While many immigrant consumers do save money, many do not trust mainstream financial institutions because they do not provide linguistically or culturally competent services. Others are concerned about hidden or excessive fees. As a result many immigrant consumers utilize fringe financial services that tend to be predatory and exploitative

The Latino Age Wave: What Changing Ethnic Demographics Mean for the Future of Aging in the U.S.

Highlights data on aging Latinos/Hispanics, trends in the assets and needs of community-based organizations serving or that could serve older Latinos, and strategies for addressing gaps in supportive policies. Outlines best practices and recommendations

Opportunities and Challenges: A Community Perspective on Nonprofit Services for Latinos and Community Need

Opportunities and Challenges: A Community Perspective on Nonprofit Services for Latinos and Community Need provides an important snapshot of the current nonprofit services, capacity gaps, and barriers to service from the perspectives of Latino community members and nonprofit leaders in four communities in the metropolitan Chicago area. It builds on reports by the Institute for Latino Studies and the Chicago Council on Global Affairs that document the features of this important demographic shift, the economic, social, and cultural roles Latinos play, and challenges facing Latinos in the Chicago metropolitan area. It also builds on a recent report by the United Way of Metropolitan Chicago and the Chicago Community Trust that describes the work of nonprofit health and human services organizations in light of broader demographic shifts, policy changes, and stagnant and decreased funding

Equity in the Digital Age: How Health Information Technology Can Reduce Disparities

While enormous medical and technological advancements have been made over the last century, it is only very recently that there have been similar rates of development in the field of health information technology (HIT).This report examines some of the advancements in HIT and its potential to shape the future health care experiences of consumers. Combined with better data collection, HIT offers signi?cant opportunities to improve access to care, enhance health care quality, and create targeted strategies that help promote health equity. We must also keep in mind that technology gaps exist, particularly among communities of color, immigrants, and people who do not speak English well. HIT implementation must be done in a manner that responds to the needs of all populations to make sure that it enhances access, facilitates enrollment, and improves quality in a way that does not exacerbate existing health disparities for the most marginalized and underserved

Making Connections Oakland: A Case Study for GCIR

GCIR profiles Making Connections Oakland (MCO), a comprehensive initiative that helps newcomers gain an economic foothold and become full participating members of society. The program was designed to build united neighborhoods and stronger families through strategies that illustrate the cornerstones of GCIR's Immigrant Integration Framework: mutual responsibility, change and benefits; multi-sector involvement; and multi-strategy approaches. Each method has its unique strengths with regard to immigrant integration and is highlighted in this document. As the examples in this report demonstrate, foundations do not need to build an immigrant integration program from scratch. Grantmakers can use resources that already exist in their communities to continue supporting their funding priorities

Collective action for the conservation of on-farm genetic diversity in a center of crop diversity: an assessment of the role of traditional farmers' networks

"This project explored the possible role of collective action among small-scale farmers in managing and maintaining genetic resources in a center of crop diversity. It focused on the local institutions that ensure the supply of seed of diverse maize landraces to small-scale farmers in the Central Valleys of Oaxaca, Mexico. The key hypothesis was that the medium-to-long-term supply of a diverse set of varieties to any individual small-scale maize farmer depends on an agreement among a group of farmers to manage and supply the seed of these landraces to each other, if the need arises, and that this constitutes a form of collective action. Six communities were studied, three of them in-depth. Methodologies used included in-depth semi-structured interviews with key informants, focus group discussions, and a tracer study—following the flows of seed among different farmers. The results show that, while there is a well-developed local seed supply system based on sets of social relationships and involving multiple types of transactions, there is no evidence of collective action. Most farmers rely on and prefer to select and save seed from their own harvests. There are seed flows, however, and most seed transactions take place among people with social links, but not within a well-defined group. There are no specialized suppliers of seed, either individuals or groups. Most transactions are bilateral and while the most common transaction is the sale and purchase of seed, this is not done for profit but out of a sense of moral obligation. The system is based on the creation of trust, which is needed because seed is not transparent—that is, it is not possible to fully predict the plant phenotype that may result from a given seed simply by looking at the seed. Farmers demand different types of maize and they believe that there is a strong genotype-by-environment interaction, hence “foreign” maize types may not be appropriate for them. At the same time, farmers also find occasional experimentation beneficial and believe that they can slowly modify the characteristics of “foreign” landraces. In this system, there are strong incentives to be conservative, but also to try new landraces and experiment. The local seed system of these farmers is resilient but able to innovate as well. Interventions to support the conservation of landraces on farm, based on specialized networks for seed that rely on collective action, may not work.." Author's AbstractCentral America, Europe and North America, Small farmers, Collective action, Informal seed systems, Crop diversification, Seed supply, Trust,

Security awareness and affective feedback:categorical behaviour vs. reported behaviour

A lack of awareness surrounding secure online behaviour can lead to end-users, and their personal details becoming vulnerable to compromise. This paper describes an ongoing research project in the field of usable security, examining the relationship between end-user-security behaviour, and the use of affective feedback to educate end-users. Part of the aforementioned research project considers the link between categorical information users reveal about themselves online, and the information users believe, or report that they have revealed online. The experimental results confirm a disparity between information revealed, and what users think they have revealed, highlighting a deficit in security awareness. Results gained in relation to the affective feedback delivered are mixed, indicating limited short-term impact. Future work seeks to perform a long-term study, with the view that positive behavioural changes may be reflected in the results as end-users become more knowledgeable about security awareness

A holistic approach to enhance the use of neglected and underutilized species: the case of Andean grains in Bolivia and Peru

The IFAD-NUS project, implemented over the course of a decade in two phases, represents the first UN-supported global effort on neglected and underutilized species (NUS). This initiative, deployed and tested a holistic and innovative value chain framework using multi-stakeholder, participatory, inter-disciplinary, pro-poor gender- and nutrition-sensitive approaches. The project has been linking aspects often dealt with separately by R&D, such as genetic diversity, selection, cultivation, harvest, value addition, marketing, and final use, with the goal to contribute to conservation, better incomes, and improved nutrition and strengthened livelihood resilience. The project contributed to the greater conservation of Andean grains and their associated indigenous knowledge, through promoting wider use of their diversity by value chain actors, adoption of best cultivation practices, development of improved varieties, dissemination of high quality seed, and capacity development. Reduced drudgery in harvest and postharvest operations, and increased food safety were achieved through technological innovations. Development of innovative food products and inclusion of Andean grains in school meal programs is projected to have had a positive nutrition outcome for targeted communities. Increased income was recorded for all value chain actors, along with strengthened networking skills and self-reliance in marketing. The holistic approach taken in this study is advocated as an effective strategy to enhance the use of other neglected and underutilized species for conservation and livelihood benefits

Socio-economic Diversity, Social Capital, and Tax Filing Compliance in the United States

In this paper we present a rare empirical study on the determinants of tax filing compliance in the United States using county and state level data from 2000 to 2006. As well as including explanatory variables identified in the rational compliance framework such as audit and penalty rates, we examine the role of social capital on tax compliance. In particular, we test whether county level heterogeneity in income, language, race and religion can explain variation in filing rates. While several issues are not yet addressed in this preliminary analysis (such as censoring, endogeneity between audit and non-filing rates, and people’s self-selection to county), our preliminary findings are that non-filing rates are falling in the enforcement rate, rising in the penalty rate for income reporting noncompliance, and rising in home-ownership and unemployment rates. Regarding heterogeneity, non-filing rates do not seem to covary with household income inequality or home language fragmentation, but increase with racial fragmentation.tax filing compliance; social capital; heterogeneity