98,414 research outputs found
Smart Card DBMS: where are we now?
Smart card is today the most widespread secured portable computing device. Four years ago, we addressed the problem of scaling down database techniques for the smart card and we proposed the design of what we called a PicoDBMS, a full-fledged database system embedded in a smart card. Since then, thanks to the hardware progress and to the joint implementation efforts of our team and our industrial partner, this utopian design gave birth to a complete prototype running on an experimental smart card platform. This paper revisits the problem statement in the light of the hardware and applications evolution. Then, it introduces a benchmark dedicated to Picoâstyle databases and provides an extensive performance analysis of our prototype, discussing lessons learned at experimentation time and helping selecting the appropriate storage and indexation model for a given class of embedded applications. Finally, it draws new research perspectives for data management on secured chips (smart cards, USB dongles, multimedia rendering devices, smart objects in an ambient intelligence surrounding)
IAMS framework: a new framework for acceptable user experiences for integrating physical and virtual identity access management systems
The modern world is populated with so many virtual and physical Identity Access Management Systems (IAMSs) that individuals are required to maintain numerous passwords and login credentials. The tedious task of remembering multiple login credentials can be minimised through the utilisation of an innovative approach of single sign-in mechanisms. During recent times, several systems have been developed to provide physical and virtual identity management systems; however, most have not been very successful. Many of the available systems do not provide the feature of virtual access on mobile devices via the internet; this proves to be a limiting factor in the usage of the systems. Physical spaces, such as offices and government entities, are also favourable places for the deployment of interoperable physical and virtual identity management systems, although this area has only been explored to a minimal level. Alongside increasing the level of awareness for the need to deploy interoperable physical and virtual identity management systems, this paper addresses the immediate need to establish clear standards and guidelines for successful integration of the two medium
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Factors influencing branchless banking for microfinance in Sudan: Theoretical perspectives and future directions
In Sudan more than 40% live below the poverty line and getting basic financial service poses a challenge to financial institutions. Most of these unserved populations live in far-flung areas that make it difficult for microfinance institutions to reach them. But the enormous growth of mobile technology industry has created new opportunity to expand financial services to this unserved population. Branchless banking is one of the latest technologies that have been employed in different developing countries to expand financial services to the unbanked poor. Despite the potential benefits and relevance of Branchless banking to Sudan, there are still very few studies on Branchless banking in Sudan. To address this gap in the literature, this study aims to investigate the factors that are essential to the development of branchless banking in Sudan using mobile technology. This is a research-in-progress paper, the critical review of the literature so far revealed that there are essential factors for the success of branchless banking in Sudan e.g. the identification of the industry key players and their roles, the enabling regulatory environment, the infrastructure readiness and Sudanese cultural values. The paper will provide regulators and policy makers in Sudan a way forward to expedite the development of suitable Branchless banking for microfinance in Sudan
Innovation at the point of sale
On February 27, 2003, the Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a conference to examine a variety of new payments options available to consumers paying for goods and services at the point of sale. The conference included diverse representation from the payments industry and Federal Reserve staff. ; Conference presentations and discussions focused on current and prospective payments innovations and their implications for payments providers, merchants, and consumers. The need for alignment among these three parties as an essential condition for the success of payments innovation was emphasized throughout the conference discussion. This event benefited from the inclusion of merchantsâ perspectives, which are sometimes seen to be at odds with the goals of payment networks and institutional providers. Although the conference did not resolve the inherent conflict between organizations that drive payments innovation and merchants, it initiated a useful dialogue between industry sectors with divergent views and provided policymakers with a clearer understanding of the interrelationships inherent in retail payments systems.Electronic commerce
Towards marginal cost pricing: A comparison of alternative pricing systems
European urban areas are marred by the problems of congestion and environmental degradation due to the prevailing levels of car use. Strong arguments have thus been put forward in support of a policy based on marginal cost pricing (European Commission 1996). Such policy measures â which would force private consumers to pay for a public service that was previously provided «for free» â are, however, notoriously unpopular with the general public and hence also with their elected representatives â the politicians.
There is thus an obvious tension between economic theory, which suggests that marginal cost pricing is the welfare maximising solution to urban transport problems, and practical experience, which suggests that such pricing measures are unwanted by the affected population and hence hard to implement through democratic processes.
The AFFORD Project for the European Commission has aimed to investigate this paradox and its possible solutions, through a combination of economic analysis, predictive modelling, attitudinal surveys, and an assessment of fiscal and financial measures within a number of case study cities in Europe. In this paper the methodology and results obtained for the Edinburgh case study are reported in detail. The study analyses alternative road pricing instruments and compares their performance against the theoretical first best situation. It discusses the effect of coverage, location, charging mechanism and interaction with other instruments. The paper shows that limited coverage in one mode may lead to a deviation from the user pays principle in other modes, that location is as important as charge levels and that assumptions about the use of revenues are critical in determining the effect on equity and acceptability. Finally the results show that a relatively simple smart card system can come close to providing the economic first best solution, but that this result should be viewed in the context of the model assumptions
Material Thermal Inputs of Iowa Materials for MEPDG, 2011
The thermal properties of concrete materials, such as coeffi cient of thermal expansion (CTE), thermal conductivity, and heat capacity, are required by the MEPDG program as the material inputs for pavement design. However, a limited amount of test data is available on the thermal properties of concrete in Iowa. The default values provided by the MEPDG program may not be suitable for Iowa concrete, since aggregate characteristics have signifi cant infl uence on concrete thermal properties
Security, user experience, acceptability attributes for the integration of physical and virtual identity access management systems
A number of systems have been developed in the recent history to provide physical and virtual identity management systems; however, most have not been very successful. Furthermore, alongside increasing the level of awareness for the need to deploy interoperable physical and virtual identity management systems, there exists an immediate need for the establishment of clear standards and guidelines for the successful integration of the two mediums. The importance and motivation for the integration of the two mediums is discussed in this paper with respect to three perspectives: Security, which includes identity; User Experience, comprising Usability; and Acceptability, containing Accessibility. Not many systems abide by such guidelines for all of these perspectives; thus, our proposed system (UbIAMS) aims to change this and provide its users with access to their services from any identity access management system rather than merely providing access to a specific set of system
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