1,475 research outputs found

    Embedded fuzzontological model for document interpretation in attribute-value-pair annotation in economic intelligent systems

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    Two popular views about the concept of information are the "information as a process" and "information as a product". While there has been much research about the two paradigms, one recurrent question has been where is the place of interpretation in information utilization? A growing trend is the concept of annotation which encourages individual interpretation on a subject of interest and keeps such information for future use. The problem of interpretation is not new, as it was clearly pointed out in the infological equation. With several attempt at resolving this imbroglio in place, we are of the opinion that misinterpretation results from differences in individual knowledge and cognitive ability amongst other factors. Consequently, we developed an attribute-value-pair (AVP) document representation metadata to interface directly with the ontology domain, and extend interpretation via fuzzy inference system

    Making climate change meaningful: Narrative dissonance and the gap between knowledge and action

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    Decades of widespread knowledge about climate change have not translated into adequate action to address population health and health equity impacts in Canada. Researchers find that perceptions and interpretations mediate engagement. Exploring climate change engagement thus involves inquiry into contextual experience. This qualitative study employs narrative methodology to interpret the meaning of climate change among community leaders in Saskatoon, Saskatchewan, age 20-40 (n=10). Climate change narratives are explored both structurally and thematically. A model was developed to organize results and to describe concepts of fidelity and dissonance within participant narratives. Findings suggest that knowledge of climate change and personal motivation to act do not preclude narrative dissonance, which serves as a barrier to a meaningful personal response. Dissonance can result where internal and external barriers mediate mobilization at moments in the plot: (1) moving from knowledge of the challenge to a sense of agency about it; (2) from agency to a sense of responsibility to choose to address it; (3) from responsibility to a sense of capacity to produce desirable outcomes despite contextual challenges; and (4) from capacity to a moral sense of activation in context. Without narrative fidelity, meaningful mobilization can be hindered. A narrative model is useful for exploring climate change engagement and highlights opportunities for population health to reframe climate change in a mobilizing way. By framing climate change narratives with emotional and moral logic, population health could help young leaders overcome internal and external barriers to engagement

    An Examination of E-Banking Fraud Prevention and Detection in Nigerian Banks

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    E-banking offers a number of advantages to financial institutions, including convenience in terms of time and money. However, criminal activities in the information age have changed the way banking operations are performed. This has made e-banking an area of interest. The growth of cybercrime – particularly hacking, identity theft, phishing, Trojans, service denial attacks and account takeover– has created several challenges for financial institutions, especially regarding how they protect their assets and prevent their customers from becoming victims of cyber fraud. These criminal activities have remained prevalent due to certain features of cyber, such as the borderless nature of the internet and the continuous growth of the computer networks. Following these identified challenges for financial institutions, this study examines e-banking fraud prevention and detection in the Nigerian banking sector; particularly the current nature, impacts, contributing factors, and prevention and detection mechanisms of e-banking fraud in Nigerian banking institutions. This study adopts mixed research methods with the aid of descriptive and inferential analysis, which comprised exploratory factor analysis (EFA) and confirmatory factor analysis (CFA) for the quantitative data analysis, whilst thematic analysis was used for the qualitative data analysis. The theoretical framework was informed by Routine Activity Theory (RAT) and Fraud Management Lifecycle Theory (FMLT). The findings show that the factors contributing to the increase in e-banking fraud in Nigeria include ineffective banking operations, internal control issues, lack of customer awareness and bank staff training and education, inadequate infrastructure, presence of sophisticated technological tools in the hands of fraudsters, negligence of banks’ customers concerning their e-banking account devices, lack of compliance with the banking rules and regulations, and ineffective legal procedure and law enforcement. In addition, the enforcement of rules and regulations in relation to the prosecution of financial fraudsters has been passive in Nigeria. Moreover, the findings also show that the activities of each stage of fraud management lifecycle theory are interdependent and have a collective and considerable influence on combating e-banking fraud. The results of the findings confirm that routine activity theory is a real-world theoretical framework while applied to e-banking fraud. Also, from the analysis of the findings, this research offers a new model for e-banking fraud prevention and detection within the Nigerian banking sector. This new model confirms that to have perfect prevention and detection of e-banking fraud, there must be a presence of technological mechanisms, fraud monitoring, effective internal controls, customer complaints, whistle-blowing, surveillance mechanisms, staff-customer awareness and education, legal and judicial controls, institutional synergy mechanisms of in the banking systems. Finally, the findings from the analyses of this study have some significant implications; not only for academic researchers or scholars and accounting practitioners, but also for policymakers in the financial institutions and anti-fraud agencies in both the private and public sectors
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