3,164 research outputs found
Strengthening e-banking security using keystroke dynamics
This paper investigates keystroke dynamics and its possible use as a tool to prevent or detect fraud in the banking industry. Given that banks are constantly on the lookout for improved methods to address the menace of fraud, the paper sets out to review keystroke dynamics, its advantages, disadvantages and potential for improving the security of e-banking systems. This paper evaluates keystroke dynamics suitability of use for enhancing security in the banking sector. Results from the literature review found that keystroke dynamics can offer impressive accuracy rates for user identification. Low costs of deployment and minimal change to users modus operandi make this technology an attractive investment for banks. The paper goes on to argue that although this behavioural biometric may not be suitable as a primary method of authentication, it can be used as a secondary or tertiary method to complement existing authentication systems
Secure Mobile Payment Architecture Enabling Multi-factor Authentication
The rise of smartphones has led to a significant increase in the usage of
mobile payments. Mobile payments allow individuals to access financial
resources and make transactions through their mobile devices while on the go.
However, the current mobile payment systems were designed to align with
traditional payment structures, which limits the full potential of smartphones,
including their security features. This has become a major concern in the
rapidly growing mobile payment market. To address these security concerns,in
this paper we propose new mobile payment architecture. This architecture
leverages the advanced capabilities of modern smartphones to verify various
aspects of a payment, such as funds, biometrics, location, and others. The
proposed system aims to guarantee the legitimacy of transactions and protect
against identity theft by verifying multiple elements of a payment. The
security of mobile payment systems is crucial, given the rapid growth of the
market. Evaluating mobile payment systems based on their authentication,
encryption, and fraud detection capabilities is of utmost importance. The
proposed architecture provides a secure mobile payment solution that enhances
the overall payment experience by taking advantage of the advanced capabilities
of modern smartphones. This will not only improve the security of mobile
payments but also offer a more user-friendly payment experience for consumers
Biometrics-as-a-Service: A Framework to Promote Innovative Biometric Recognition in the Cloud
Biometric recognition, or simply biometrics, is the use of biological
attributes such as face, fingerprints or iris in order to recognize an
individual in an automated manner. A key application of biometrics is
authentication; i.e., using said biological attributes to provide access by
verifying the claimed identity of an individual. This paper presents a
framework for Biometrics-as-a-Service (BaaS) that performs biometric matching
operations in the cloud, while relying on simple and ubiquitous consumer
devices such as smartphones. Further, the framework promotes innovation by
providing interfaces for a plurality of software developers to upload their
matching algorithms to the cloud. When a biometric authentication request is
submitted, the system uses a criteria to automatically select an appropriate
matching algorithm. Every time a particular algorithm is selected, the
corresponding developer is rendered a micropayment. This creates an innovative
and competitive ecosystem that benefits both software developers and the
consumers. As a case study, we have implemented the following: (a) an ocular
recognition system using a mobile web interface providing user access to a
biometric authentication service, and (b) a Linux-based virtual machine
environment used by software developers for algorithm development and
submission
Airport Passenger Processing Technology: A Biometric Airport Journey
A passengers’ traveling journey throughout the airport is anything but simple. A passenger goes through numerous hoops and hurdles before safely boarding the aircraft. Many airports today are implementing isolated solutions for passenger processing. Some of these technologies include automated self-service kiosks and bag tag, self-service bag drop-off, along with automated self-service gates for boarding and border control. These solutions can be integrated with biometric systems to enhance passenger handling. This thesis analyzes the current passenger processing technology implemented at airports around the world and their associated challenges that passengers face. A new passenger processing technology called a biometric single token identification (ID) is presented as a solution to help alleviate current issues. By using a medium-sized international airport as a case study, the results show that a single token ID is beneficial to the time it takes to process a passenger. Furthermore, it demonstrates that implementation of a single token ID with self-service technology can provide enhanced passenger travel experience, improving operational process efficiency, all while ensuring safety and security
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